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Make your dream lifestyle a reality with Gro Cash Harvest

Here’s a closer look at some of the benefits you get.

Receive a guaranteed yearly cash benefit [1] at the end of five years from the policy entry date, if premiums for this policy have been paid for at least five years. Each guaranteed yearly cash benefit is 2.1% of the sum assured and will be paid every year up to the anniversary immediately after the 120th birthday of the original insured [5] .
Receive up to 2.3% of your sum assured as the non-guaranteed yearly cash bonus [1] , payable starting from the end of the 5th policy year up to the termination of the policy. With the cash bonus, the illustrated yearly cash payout [1] will be up to 4.4% of the sum assured. 
Receive interest at a rate of up to 3.25% p.a. [6]  if you choose to accumulate your cash payouts [1] with us. You may also choose to withdraw your accumulated cash payout at any time to fund your life’s milestones and spend them as you wish.
You may appoint your loved one as your policy’s secondary insured [3]  so that your  policy will continue to provide yearly cash payouts until the anniversary immediately after the 120th birthday of the original insured [5] .
You will also receive a maturity benefit of 120% of all net premiums paid [2] , on top of your final cash payout, on the anniversary immediately after the original insured’s 120th birthday and this policy has not already ended.
In the unfortunate event of total and permanent disability (TPD before the age of 70), you will not need to worry about paying premiums for the remaining premium term of your Gro Cash Harvest policy [4] . The policy will continue to apply (as if premiums have been paid) during this period.

Find out how Gro Cash Harvest can fit into your personal financial plan.

Let us walk you through Gro Cash Harvest.

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Your policy toolkit.

For premium term of 5 years0 to 65 years old
For premium term of 10, 15 or 20 years0 to 60 years old

You can only make your payment over 5, 10, 15 or 20 years.

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