Online Exclusive!
Receive up to 390,000^ STAR$®[1] (worth up to $390 eCapitaVouchers) when you insure your car with our DRIVO™ Car Insurance and get exclusive access to our accident response team, Orange Force, who will be there to assist you anywhere in Singapore after an accident.
This promotion is applicable for insured vehicles that meet the following criteria:
- Applicable only to new Drivo™ Motor Insurance sign-ups[2];
- Insured vehicle is not more than 6 years old;
- Keyed in Promo Code "CAR23" during check-out and
- With a total payable premium stated in the table below (inclusive of GST & after any prevailing discount).
| Product | Minimum Premium of Qualifying Policies |
STAR$®^ |
| Drivo™ Classic or Premium Plan | ||
| $600 - $899 | 150,000 | |
| $900 - $1399 | 210,000 | |
| $1400 - $1799 | 260,000 | |
| $1800 - $2399 | 300,000 | |
| $2400 and above | 390,000 |
^1,000 STAR$® = $1 eCapitaVouchers
The redemption email will be sent to the email address used during purchase. Please ensure you provide a valid email address when you sign up.
[1]The STAR$® is only available for successful eligible applicants who have purchased Third Party plan, Third Party Fire and Theft plan or Comprehensive Plan, and each policyholder will be entitled denomination of STAR$® stated in the terms and conditions. Subject to Income's underwriting decision.
[2]The following applicants and/or customers are not eligible for this promotion:
a. Applicants who choose not to renew any lapsed Income DrivoTM Car Insurance policy which is entitled for renewal in order to purchase a new Income DrivoTM Classic plan or DrivoTM Premium plan during this promotion;
b. Applicants who cancel any existing Income DrivoTM Car Insurance policy in order to purchase a new Income DrivoTM Classic plan or DrivoTM Premium plan during this promotion;
c. Applicants who are private hires and purchase a new Income DrivoTM Car Classic plan or DrivoTM Premium plan during this promotion; or
d. Applicants who are unable to successfully transact online due to claim(s) history.
Other promotion terms and conditions apply.
1. Income is offering up to 390,000 STAR$® (worth up to $390.00 eCapitaVouchers) (“Promotional Gift”) between 1 April 2023 to 31 December 2023 inclusive of both dates (“Promotion Period”) to
i.Successful applicants who purchased a NEW DrivoTM Classic plan or DrivoTM Premium plan (“Qualifying Policies”) via Income website online at https://www.income.com.sg/insure/car-insurance.html;
ii. The insured vehicle is not more than 6 years old;
iii. Enters promo code "CAR23" during checkout on Income's website above, and
iv. With the "Qualifying Policies" total payable premium stated below, each applicant will be entitled to the following denomination of Promotional Gift:
• Get 150,000 STAR$® (worth of $150 eCapitaVouchers) with a total payable premium starting from $600 to $899.
• Get 210,000 STAR$® (worth of $210 eCapitaVouchers) with a total payable premium starting from $900 to $1,399.
• Get 260,000 STAR$® (worth of $260 eCapitaVouchers) with a total payable premium starting from $1,400 to $1,799.
• Get 300,000 STAR$® (worth of $300 eCapitaVouchers) with a total payable premium starting from $1,800 to $2,399.
• Get 390,000 STAR$® (worth of $390 eCapitaVouchers) with a total payable premium starting from $2,400 and above.
2. If the applicant has a car insured with another insurer and would like to change his private car insurance policy to one of the Qualifying Policies, the applicant will be eligible for this promotion provided the applicant has satisfied all the eligibility criteria set out under these terms and conditions has been met.
3. The following applicants and/or customers are not eligible for this promotion:
a. Applicants who choose not to renew any lapsed Income Drivo™ Car Insurance policy which is entitled for renewal in order to purchase a new Income Drivo™ Classic plan or Drivo™ Premium plan during this promotion;
b. Applicants who cancel any existing Income Drivo™ Car Insurance policy in order to purchase a new Income Drivo™ Classic plan or Drivo™ Premium plan during this promotion;
c. Applicants who are private hires and purchase a new Income Drivo™ Car Classic plan or Drivo™ Premium plan during this promotion; or
d. Applicants who are unable to successfully transact online due to claim(s) history.
4. Each eligible applicant shall receive one set of Promotional Gift for each Qualifying Policy purchased regardless of the number of added drivers in the Qualifying Policy.
5. A redemption email will be sent to the email address used during purchase for the Promotional Gift, to successful applicants of the Qualifying Policies 1 month after the policy effective date, provided that the Qualifying Policy is still in-force as of that date. Eligible customers may refer to the email for instructions on the redemption of the Promotional Gift. No hardcopy letter will be sent.
6. Income reserves the right to demand from the successful applicant the full value of the Promotional Gift for the Qualifying Policies which are issued but terminated within 6 months from the Qualifying Policy issuance date by the successful applicant, and the successful applicant shall immediately pay Income such amount demanded. The full value refers to the stated worth price or the face value of the Promotional Gift.
7. The Promotional Gift must be redeemed by the stated date shown on the redemption email. Failing which, the successful applicant shall be deemed to have forfeited his/her right to the Promotional Gift and no compensation will be given or paid in lieu.
8. The Promotional Gift is not exchangeable for cash or any benefit in kind. Use of the Promotional Gift is subject to the merchant’s terms and conditions of use.
9. Income reserves the right to replace the Promotional Gift with items of similar value (“Replacement Item”) at any time without prior notice.
10. Income shall not be liable to any applicant or any party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses or for any special or consequential damages or losses in connection with, related to or resulting from the use of the Promotional Gift or the Replacement Item (if any).
11. Income is not the manufacturer or merchant of the Promotional Gift or any Replacement Item, and provides no warranty in respect of it. Income shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, and fitness for a particular purpose and against infringement of intellectual property rights in respect of the Promotional Gift or any Replacement Item.
12. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income and the manufacturer or merchant of the Promotional Gift or any Replacement Item. Neither is this promotion intended or deemed to be a connection with or use of the brand name of the Promotional Gift or any Replacement Item.
13. This promotion is applicable to applicants who are Singaporeans, Permanent Residents of Singapore and holders of a valid Singapore employment pass, work permit pass, long term visit pass and student pass.
14. This promotion cannot be used in conjunction with any other promotions, unless otherwise stated by Income.
15. Income reserves the right to change the terms and conditions of this promotion without any prior notice.
IMPORTANT NOTE
You can find the usual terms and conditions of Drivo™ Classic and Drivo™ Premium plans here, Drivo™ Prestige plan at here and Motor Insurance Extensions (Rider) at here.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 1 April 2023
