Whole Life vs. Term Life.
What’s the difference?

Whole Life Insurance

  • Protection for your entire lifetime
  • cash-moneyPremiums usually start higher
  • lump-sumPlan builds up cash value that can be used to supplement retirement years
  • Cost per dollar of sum assured is higher

Term Life Insurance

  • Protection for a fixed time period
  • Premiums usually start lower but may increase with age upon renewal
  • Plan has no cash value
  • Cost per dollar of sum assured is lower

Find the right life insurance plan

My plan should have
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Result

Whole Life Plans

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Star Secure (covers COVID-19)

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Heritage Solitaire

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DIRECT Star Protect

Term Life Plans

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Cancer Protect

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Silver Protect

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iTerm

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TermLife Solitaire

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Lady 360

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Maternity 360

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Mortgage Term

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Family Protect

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Dependants' Protection Scheme (DPS)

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DIRECT Term Life

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LUV

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Plus! Protect

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SAFRA Essential Term and SAFRA Living Care

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HomeTeamNS Insurance Scheme and HomeTeamNS Living Policy

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Corporatised Entities Group Insurance Scheme

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