Enjoy 30,000 STAR$® with SilverCare Insurance! 🌟

[1] Policy Ts&Cs apply.

^1,000 STAR$® = $1 eCapitaVoucher. To qualify for the STAR$®, you have to sign up for SilverCare Insurance during the promotion period. Only available for premium payment by way of yearly mode. Please refer to the terms and conditions for details of the promotion.

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion(s) (the “Promotion”) subject to these Terms and Conditions:

1.1. A customer shall be eligible to enjoy the Promotion on the first-year premium payable set out in the table below with the purchase of the following policy (“Qualifying Policy”):

2. For a customer to be eligible to enjoy the Promotion:

• The customer must quote the valid promotion code “SILVER30” during the application.
• the customer must be holding a valid Singapore identification document (NRIC, employment pass, work permit or long term visit pass);
• the insured must be living or working in Singapore, or living outside Singapore for no more than 180 days at any one time;
• the insured must be between 50 and 75 years of age;
• the application for the Qualifying Policy must be made during the Promotion Period at an Income Insurance branch, or via an Income Insurance Advisor, the Income Insurance Hotline 6788 1111, or the Income Insurance website online at income.com.sg/buy/silvercare-personal-accident-insurance;
• payment of the first-year premium for the Qualifying Policy must be made by way of the yearly mode and such payment of the first-year premium must be successfully received by Income Insurance during the Promotion Period.

3. A customer who applies for the Qualifying Policy within 90 days from the date of expiry or cancellation of any existing/in-force Qualifying Policy with Income Insurance will not be eligible to enjoy this Promotion.

4. A customer may not enjoy this Promotion in conjunction with any other promotion and/or incentive offered by Income Insurance unless otherwise advised by Income Insurance at the point of application.

5. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy are specified in the policy contract.

6. Income Insurance will issue a redemption email to customers eligible to enjoy the Promotion one month after each relevant Qualifying Policy is issued, provided that the Qualifying Policy is in-force as of that date.

6.1. The redemption email will be sent to the email address provided in the application form submitted by the customer. No hardcopy letter will be sent.

6.2. The redemption must be done in accordance with the instructions and terms set out in the redemption email, failing which the customer shall be deemed to have forfeited his/her entitlement to the STAR$^®, and no compensation will be given or paid in lieu.

7. Income Insurance reserves the right to demand that the customer reimburses the full value of the STAR$^® given to the customer (i.e. the full value of the 30,000 STAR$^® stated in Clause 1.1 above) for the purchase of the Qualifying Policy under this Promotion where such Qualifying Policy is issued but terminated or lapsed within 30 days from the Qualifying Policy issuance date, and the customer shall immediately pay Income Insurance such amount demanded.

8. The Promotion is not exchangeable for cash or any benefit in kind.

9. Income Insurance reserves the right to replace the STAR$^® with items of similar value (“Replacement Item”) at any time without prior notice.

10. Usage of the STAR$^® and/or Replacement Item(s) shall be subject to terms and conditions imposed by the merchant or manufacturer of the STAR$^® and Replacement Item(s).

11. Under no circumstances shall Income Insurance be liable to any customer or party, whether in contract, tort (including negligence) or otherwise, for any liabilities, losses, damages, claims, costs and expenses (including any special or consequential damages or losses) in connection with, related to or resulting from the Promotion and/or use of the STAR$^® and Replacement Item(s).

12. Income Insurance is not the merchant or manufacturer of the STAR$^® and Replacement Item(s) and provides no warranty in respect of the same. Income Insurance makes no warranties and shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, fitness for a particular purpose, and against infringement of intellectual property rights in respect of the STAR$^® and Replacement Item(s).

13. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income Insurance and merchant or manufacturer of the STAR$^® and Replacement Item(s). Neither is this Promotion intended or deemed to be a connection with or use of the brand name of the merchant or manufacturer of the STAR$^® and Replacement Item(s).

14. Income Insurance reserves the right to vary/amend the terms and conditions of this Promotion at any time without prior notice to customers.

15. Income Insurance’s decision on all matters relating to this Promotion (including the issuance of the STAR$^® and Replacement Item(s)) shall be final, conclusive and binding. No appeals will be entertained.

You can find the usual terms, conditions and exclusions of SilverCare Insurance at income.com.sg/silvercare-policy-conditions.pdf. 

All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan. 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg). 

Information is correct as at 24 March 2026. 

Protected by copyright and owned by Income Insurance Limited.