Promotion terms and conditions apply.

1. SilverCare Promotion (this "Promotion")
a. Income is giving an Ogawa Primo Touch Massager worth $69 to new applicants (“Policyholder”) who successfully purchase Income’s SilverCare (“Qualifying Policy”) from 28 February 2022 to 31 May 2022 (inclusive of both dates) (“Promotion Period”) via:

    i. Income advisers; or

    ii. Any Income branches; or

    iii. The product hotline 6788 1111

b. To qualify for this promotion:

    i. New business applications must be submitted during the Promotion Period; and

    ii. Premium payment must be successfully received by Income during the Promotion Period.

    iii. Premium payment of Qualifying Policy must be made by way of yearly mode.

c. All other discounts and promotion will not be applicable for the Qualifying Policy.

d. The Policyholder and the insured person are not eligible for this Promotion if the Policyholder cancels any existing Income SilverCare policy and purchase the Qualifying policy.This Promotion is only applicable to Singaporeans, Permanent Residents of Singapore and holders of a valid Singapore employment pass, work permit pass, long term visit pass and student pass.

2. This Promotion is only applicable to Singaporeans, Permanent Residents of Singapore and holders of a valid Singapore employment pass, work permit pass, long term visit pass and student pass.

3. Each new applicant is entitled to the Promotional Gift for each Qualifying Policy successfully purchased during the Promotion Period that meets the promotion criteria. Redemption letters (“Redemption Letter”) for the Promotional Gift will be mailed to the successful applicants within two months from the end of the Promotion Period at their addresses registered with Income during the applications for the Qualifying Policy. Successful applicants must bring along the Redemption Letter for the redemption of the Promotional Gift.

4. The Promotional Gift can be redeemed by the successful applicants at any of the collection centres listed in the Redemption Letter. The Promotional Gift must be collected within two months from the date of the Redemption Letter, failing which, the successful applicants shall be deemed to have forfeited their right to the Promotional Gift and no compensation will be given or paid in lieu.

5.Income reserves the right to demand from any successful applicant the full value of the Promotional Gift for Qualifying Policy which is issued but terminated within 6 months from the Qualifying Policy’s issuance date by the successful applicant, and the successful applicant shall immediately pay Income such amount demanded. The full value refers to the stated worth price or the face value of the Promotional Gift. 

6. The Promotional Gift is not exchangeable for cash or any benefit in kind.

7. Income reserves the right to replace any Promotional Gift with items of similar value (“Replacement Item”) at any time without prior notice. Income shall not be liable to any applicant or any party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses or for any special or consequential damages or losses in connection with, related to or resulting from the use of the Promotional Gift or the Replacement Item (if any).

8. Income is not the manufacturer or merchant of the Promotional Gift or any Replacement Item, and provides no warranty in respect of it. Income shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, and fitness for a particular purpose and against infringement of intellectual property rights in respect of the Promotional Gift or any Replacement Item.

9. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income and the manufacturer or merchant of the Promotional Gift or any Replacement Item. Neither is this promotion intended or deemed to be a connection with or use of the brand name of the Promotional Gift or any Replacement Item.     

10. Income reserves the right to change the terms and conditions of this Promotion without any prior notice.


You can find the usual terms and conditions of the SilverCare plans here.

All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites ( or or

Information is correct as of 28 February 2022.