Premiums go into a participating fund and all participating policyholders share the investment return of the fund
Insurer may declare bonuses to distribute share of profit of the participating fund
Usually has a guaranteed cash value
Unable to vary amount of insurance coverage without revision in premium rates
Unable to top up investment
Policyholder chooses which ILP sub-fund to invest in and bears the ILP investment risk
Dividends and returns are dependent on the performance of the ILP sub-fund you invest in
No guaranteed cash value
Flexibility to vary insurance coverage for regular premium plans based on changes in financial needs without revision in premium rates
Flexibility to top up investment on ad-hoc or regular basis and switch funds
Grow your savings. Achieve your goals.
A flexible savings plan that gives you yearly cash payouts from the end of the 2nd policy year. Choose to withdraw anytime you want to fund your goals or accumulate it with us!
Live your desired retirement lifestyle with a flexible savings plan that lets you enjoy a steady stream of income when you retire.
Customise your savings plan to best meet your financial needs and receive protection coverage.
Grow your wealth with a 10-year savings plan where you pay for only three years with Premium Privilege.
Enjoy protection while you save with guaranteed yearly cash benefits from the end of the 2nd policy year.
A single premium savings plan that gives you lifetime annuity payouts during your retirement years.
Lifetime insurance coverage that provides monthly cash payouts with a single premium.
Receive cash payouts and stay protected till age 120 with just a single premium.
Receive protection as you build your wealth and achieve your investment goals with a wide range of funds available.
Build your wealth through smart investments with flexible options while staying protected.
View current prices and other information for Income's investment-linked funds.
Our investment practices are supported by a prudent approach and fact-based research.
Our Aim Series consists of five funds with various target maturity dates, allowing you to invest for your chosen milestones.
