Enjoy up to 25% off when you purchase Home Ultimate Protect! 🏡

^ Promotion terms and conditions apply. You will only be eligible for this promotion if you purchase Income's Home Ultimate Protect 3-year or 5-year plan. Please refer to the terms and conditions for details of the promotion.

[1]Contents means any physical and movable household items or personal belongings including money, valuables, bicycles, and personal mobility devices, kept within the premises that belong to you or your family members. Exclusions apply. Please refer to the policy contract for the exclusions and the benefit sub-limits for each type of content.

[2]Renovations means improvements and additions made within the premises by you or any previous owner or tenant in the form of fixtures and fittings. For example, this could include flooring, built-in wardrobes and kitchen cabinets. They do not form part of the building cover.

[3]Building means the following:
For Housing Development Board (HDB) flats, condominiums, apartments or cluster houses, it will include the building structure (but not the foundations), fixtures and fittings based on HDB’s or the property developer’s standard specifications. This means we will not cover areas you do not own or which are not provided just for your use. For example, this can include shared areas such as corridors, car parks, stairways, lift lobbies and swimming pools.
For landed properties such as bungalows, semi-detached and terrace houses, it will include the building structure (but not the foundations), garages, outbuildings, swimming pools, terraces, footpaths, driveways, gardens, gates, fences and other private areas you own and which the public do not have access to.

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion (the “Promotion”) subject to these Terms and Conditions:

1.1 A customer shall be eligible to enjoy the discount set out in the table below with the purchase of the following policy (the “Qualifying Policy”):

Note:

• The Promotion is not applicable to the Home Ultimate Protect 1-year plan.
• The minimum premium requirement for the purchase of a 3-year policy and 5-year policy (including the Qualifying Policy) is $327 and $545 respectively.

2. To qualify for this Promotion:

2.1. New applications for Qualifying Policy must be submitted to Income Insurance from 14 August 2026 to 31 December 2026 (both dates inclusive) (the “Promotion Period”), and if such applications are approved by Income Insurance, the Qualifying Policy must be successfully issued for the customer to be eligible to enjoy the Promotion.

2.2. The new applications for the Qualifying Policy must be made via:

2.2.1. The Income Insurance website online at income.com.sg/buy-home-ultimate-protect; or

2.2.2. My Income Insurance App; or

2.2.3. Income Insurance advisors; or

2.2.4. Any Income Insurance branches; or

2.2.5. The Home product hotline 6788 1111.

2.3. Customers who apply for the Qualifying Policy of 3-year plan must enter or quote a valid promotion code “HUP20” in the applications to enjoy the Discount; and

2.4. Premium payment for the first 3-year plan or 5-year plan must be successfully received by Income Insurance during the Promotion Period.

3. A customer who applies for the Qualifying Policies within 90 days from the date of expiry or cancellation of any existing/in-force Qualifying Policy with Income Insurance will not be eligible to enjoy this Promotion.

4. A customer may enjoy more than one promotion offered by Income Insurance (if applicable) through purchase of Qualifying Policy, unless otherwise advised by Income Insurance at the point of application.

5. The Promotion is not exchangeable for cash or any benefit in kind.

6. The Qualifying 3-year Policy will receive a 15% discount for subsequent renewals, and the qualifying 5-year Policy will receive a 25% discount for subsequent renewals.

7. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract.

8. Income Insurance reserves the right to vary/amend the terms and conditions of this Promotion at any time without prior notice to customers.

9. Income Insurance’s decision on all matters relating to this Promotion shall be final, conclusive and binding. No appeal will be entertained.

Important Notes

For enquiries on the Promotion, customers may reach out to Income Insurance via income.com.sg/contact-us/customer-enquiry-form.

This does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). You can find the usual terms, conditions and exclusions of this policy at policy conditions. 

All our products are developed to benefit our customers, but not all may be suitable for your specific needs. If you are unsure if this product is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a product that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this policy is not suitable after purchasing it, you may terminate it within the free-look period and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this policy. 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 14 August 2026 (SGT).