^ Promotion terms and conditions apply. You will only be eligible for this promotion if you purchase Income's Home Ultimate Protect 3-year plan. Please refer to the terms and conditions for details of the promotion.

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion (the “Promotion”) subject to these Terms and Conditions:

1.1 A customer shall be eligible to enjoy the discount set out in the table below with the purchase of the following policies:

Home Ultimate Protect
3-year plan
20%1 July to 31 December 2024

This Promotion is not applicable to Home Ultimate Protect 1-year plan.

1.2 Income Insurance is offering a 20% discount on the first 3-years premiums payable to applicants who successfully purchased the Qualifying Policy via:
- The Income Insurance website online at https://www.income.com.sg/buy-home-ultimate-protect; or
- My Income Insurance App; or
- Income Insurance advisors; or
- Any Income Insurance branches; or
- The Home product hotline 6788 1111.

2. To qualify for this Promotion:
2.1. New business applications to purchase the Qualifying Policy must be submitted during the Promotion Period and the purchase is successful;
2.2. the Qualifying Policy must have a minimum premium of $327 (after application of discount under the Promotion and including 9% GST);
2.3. applicants must enter or quote a valid promotion code “HUP20” in the applications to purchase the Qualifying Policy; and
2.4. premium payment must be successfully received by Income Insurance during the Promotion Period.

3. A customer may enjoy more than one promotion offered by Income Insurance (if applicable) through purchase of Qualifying Policy, unless otherwise advised by Income Insurance at the point of application.

4. The Discount is not exchangeable for cash or any benefit in kind.

5. The Qualifying Policy will receive a 15% discount for subsequent renewals

6. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract.

7. A customer who applies for the Qualifying Policies within 90 days from the date of expiry or cancellation of any existing/in-force Qualifying Policy with Income Insurance will not be eligible to enjoy this Promotion.

8. Income Insurance reserves the right to vary/amend the terms and conditions of this Promotion at any time without prior notice to customers.

9. Income Insurance’s decision on all matters relating to this Promotion shall be final, conclusive and binding. No appeals will be entertained.

For enquiries on the Promotion, Customers may reach out to Income Insurance via income.com.sg/contact-us/customer-enquiry-form.

This is for general information and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). Please seek independent financial advice before making any decision. You can find the usual terms and conditions of this plan at https://www.income.com.sg/home-ultimate-protect-policy-condition

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 1 July 2024.