Enjoy 30% off when you purchase Enhanced Home Insurance! 🏠

[1]Fire is an insured event.

[2]This benefit does not cover claims arising from pest infestation within the first 30 days from the start date of the policy. Other terms and conditions apply.

[3]Income Insurance has arranged for our appointed Emergency Home Assistance provider to assist policyholders with the search for emergency plumbing, electrician, locksmith, pest control and air-conditioner repair services 24/7, subject to policy conditions. This is a complimentary service provided to you. It does not form part of the benefit provided under Enhanced Home Insurance’s policy contract. Income Insurance reserves the right to amend or discontinue the services at any time at its sole discretion without notice.

[4]You or your family members respectively must be a resident of or working in Singapore. Otherwise, we will only pay when the above legal responsibility results from your ownership or tenancy of the premise.

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion (the “Promotion”) subject to these Terms and Conditions

1.1. A customer shall be eligible to enjoy the Discount set out in the table below with the purchase of the following policy (“Qualifying Policy”):

Note:

• The Promotion is not applicable to the Enhanced Home Insurance 1-year plan.
• The minimum premium requirement for the purchase of a 3-year policy and 5-year policy (including the Qualifying Policy) is $107.91 and $179.85 respectively.

2. To qualify for this Promotion:

2.1. New applications for Qualifying Policy must be submitted to Income Insurance from 14 August 2026 to 31 December 2026 (both dates inclusive) (the “Promotion Period”), and if such applications are approved by Income Insurance, the policies must be successfully issued for the customer to be eligible to enjoy the Promotion;

2.2. The new applications for the Qualifying Policy must be made via: 

2.2.1. The Income Insurance website online at income.com.sg/buy/enhanced-home-insurance; or

2.2.2. My Income Insurance App; or

2.2.3. Income Insurance advisors; or

2.2.4. Any Income Insurance branches; or

2.2.5. The Home product hotline 6788 1111.

2.3. Customers who apply for the Qualifying Policy must enter or quote a valid promotion code “3YHOME30” or “5YHOME30” in the applications to enjoy the Discount; and

2.4. Premium payment for the first 3-year plan or 5-year plan must be successfully received by Income Insurance during the Promotion Period.

3. A customer who applies for the Qualifying Policies within 90 days from the date of expiry or cancellation of any existing/in-force Qualifying Policy with Income Insurance will not be eligible to enjoy this Promotion.

4. A customer may enjoy more than one promotion offered by Income Insurance (if applicable) through purchase of Qualifying Policy, unless otherwise advised by Income Insurance at the point of application.

5. The Promotion is not exchangeable for cash or any benefit in kind.

6. The Qualifying 3-year Policy will receive a 15% discount for subsequent renewals, and the Qualifying 5-year Policy will receive a 25% discount for subsequent renewals.

7. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract.

8. Income Insurance reserves the right to vary/amend the terms and conditions of this Promotion at any time without prior notice to customers.

9. Income Insurance’s decision on all matters relating to this Promotion shall be final, conclusive and binding. No appeal will be entertained.

Important Notes

For enquiries on the Promotion, customers may reach out to Income Insurance via income.com.sg/contact-us/customer-enquiry-form.

This does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). You can find the usual terms, conditions and exclusions of Enhanced Home Insurance at policy conditions.

All our products are developed to benefit our customers, but not all may be suitable for your specific needs. If you are unsure if this product is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a product that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this policy is not suitable after purchasing it, you may terminate it within the free-look period and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this policy. 

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Protected by copyright and owned by Income Insurance Limited.

Information is correct as at 14 August 2026 (SGT).