Enjoy 30% off when you purchase Enhanced Home Insurance! 🏠

Promo valid for 3-year plan only.

[1]Contents means any physical and movable household items or personal belongings including money and valuables kept within the premises that belong to you or your family members. But it does not include, amongst other items, motor vehicles, pets and items connected with your business or trade. Please refer to the policy contract for the exclusions and the benefit sub-limits for each type of content.

[2]Income Insurance has arranged for our appointed Emergency Home Assistance company to provide policyholders with emergency plumbing, electrician, locksmith, pest control and air-conditioner repair services 24/7, subject to policy conditions. This bonus service is a complimentary service provided to you. It does not form part of the benefit provided under the policy contract. Income Insurance reserves the right to amend or discontinue the service at any time at its sole discretion without prior notice. Learn more at income.com.sg/home-insurance/EHA.

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion (the “Promotion”) subject to these Terms and Conditions
   1. A customer shall be eligible to enjoy the discount set out in the table below with the purchase of the following policy (“Qualifying Policy”) in accordance with the minimum premium amount of the Qualifying Policy purchased:  

This Promotion is not applicable to the Enhanced Home Insurance 1-year plan.

1. Income Insurance is offering a 30% discount on the first 3-years’ premiums payable to applicants who successfully purchased the Qualifying Policy via:
   • The Income Insurance website online at income.com.sg/buy/enhanced-home-insurance; or
   • My Income Insurance App; or
   • Income Insurance advisors; or
   • Any Income Insurance branches; or
   • The Home product hotline 6788 1111.
1. To qualify for this Promotion:
   1. New applications for Qualifying Policy must be submitted to Income Insurance from 1 February 2026 to 28 February 2026 (both dates inclusive) (the “Promotion Period”), and if such applications are approved by Income Insurance, the policies must be successfully issued for the customer to be eligible to enjoy the Promotion;
   2. The Qualifying Policy must have a minimum premium of $107.91 (after application of discount under the Promotion and including 9% GST);
   3. Customers who apply for the Qualifying Policy Applicants must enter or quote a valid promotion code “HOME30” in the applications to purchase the Qualifying Policy; and
   4. Premium payment must be successfully received by Income Insurance during the Promotion Period.

1. A customer may enjoy more than one promotion offered by Income Insurance (if applicable) through purchase of Qualifying Policy, unless otherwise advised by Income Insurance at the point of application.
2. The 30% premium discount is not exchangeable for cash or any benefit in kind.
3. The Qualifying Policy will receive a 15% discount for subsequent renewals.
4. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract.
5. A customer who applies for the Qualifying Policies within 90 days from the date of expiry or cancellation of any existing/in-force Qualifying Policy with Income Insurance will not be eligible to enjoy this Promotion.
6. Income Insurance reserves the right to vary/amend the terms and conditions of this Promotion at any time without prior notice to customers.
7. Income Insurance’s decision on all matters relating to this Promotion shall be final, conclusive and binding. No appeals will be entertained.

Important Notes

For enquiries on the Promotion, customers may reach out to Income Insurance via income.com.sg/contact-us/customer-enquiry-form.

This is for general information and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). Please seek independent financial advice before making any decision. You can find the usual terms, conditions and exclusions of Enhanced Home Insurance at income.com.sg/home-policy-conditions.pdf.

All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you.  For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 1 February 2026.