Google Home is a trademark of Google LLC.

^ Promotion terms and conditions apply. You will only be eligible for this promotion if you purchase Income Enhanced Home Insurance 3-year plan. Please refer to the terms and conditions for details of the promotion.

a. Income is offering a 20% discount on the first 3-years premiums payable to new applicants who successfully purchase Income Enhanced Home Insurance 3-year Plan (“Qualifying Policies”) from 1 to 30 November 2020 (inclusive of both dates) (“Promotion Period”) and enter or quote a valid campaign code “HOME2020” via:

 - The Income website online at https://insurance.income.com.sg/enhanced-home-insurance; or

 - Income advisors; or

 - Any Income branches; or

 - The Home product hotline 6788 1111

The Qualifying Policies will receive a 15% discount for subsequent renewals.

b. Applicants who successfully purchase the Qualifying Policies during the Promotion Period, and enters or quotes a valid campaign code “HOME2020” while purchasing the Qualifying Policies, will be entitled to the following “Promotional Gift” depending on the total premium of the “Qualifying Policies”. Minimum net total premium of $150, enjoys gift ($20 CapitaVouchers), minimum net total premium of $290, enjoys gift ($40 CapitaVouchers) and minimum net total premium of $540, enjoy gifts (Google Home Mini worth $79).

c. The Applicant will be entitled to the Promotional Gift applicable to the total premium of all Qualifying Policies purchased. For example, if the Applicant purchases two Enhanced Home Insurance plans with premium of $150 and $200, the total combined premium is $350 and he will be entitled to $40 worth of CapitaVouchers. If the Applicant purchases two Enhanced Home Insurance plans with premium of $300 and $400, the total combined premium is $700 and he will be entitled to a Google Home Mini worth $79.00.

d. This promotion is only applicable to new Qualifying Policies.

e. This promotion is not valid in conjunction with any other promotion or discount.

f. $110 CapitaVouchers Giveaway Terms and Conditions: Please refer to Facebook Contest T&Cs for more information.

g. An applicant who applies for the Qualifying Policies within 90 days from the date of expiry or cancellation of any existing Enhanced Home Insurance or Home Insurance policy with Income for the same address will not be eligible for this promotion.

h. Each new applicant is entitled to the Promotional Gift for each Qualifying Policy successfully purchased during the Promotion Period that meet the criteria in b. Redemption letters (“Redemption Letter”) for the Promotional Gift will be mailed to the successful applicants within two months from the end of the Promotion Period at their addresses registered with Income during the applications for the Qualifying Policies. Successful applicants must bring along the Redemption Letter for the redemption of the Promotional Gift. Note that the value of the Promotional Gift will be deducted from any refunds due to cancellations or endorsements of the policy, whereby the endorsed policy does not qualify for the Promotional Gift.

i. The Promotional Gift can be redeemed by the successful applicants at any of the collection centres listed in the redemption letter. The Promotional Gift must be collected within two months from the date of the redemption letter. Failing which, the successful applicant shall be deemed to have forfeited his/her right to the Promotional Gift and no compensation will be given or paid in lieu.

j. The Promotional Gift is not exchangeable for cash or any benefit in kind.

k. Income reserves the right to replace any Promotional Gift with items of similar value (“Replacement Item”) at any time without prior notice.

l. Income shall not be liable to any applicant or any party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses or for any special or consequential damages or losses in connection with, related to or resulting from the use of the Promotional Gift or the Replacement Item (if any).

m. Income is not the manufacturer or merchant of the Promotional Gift or any Replacement Item, and provides no warranty in respect of it. Income shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, and fitness for a particular purpose and against infringement of intellectual property rights in respect of the Promotional Gift or any Replacement Item.

n. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income and the manufacturer or merchant of the Promotional Gift or any Replacement Item. Neither is this promotion intended or deemed to be a connection with or use of the brand name of the Promotional Gift or any Replacement Item.    

o. Income reserves the right to change the terms and conditions of this promotion without any prior notice.

You can find the usual terms and conditions of the Enhanced Home Insurance Plan here.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg)

Information is correct as of 1 November 2020.

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