Enjoy 30% off + 30,000 STAR$® when you purchase Enhanced Home Insurance! 🏠

[1]Fire is an insured event.

[2]Income has arranged for our appointed Emergency Home Assistance company to provide policyholders with emergency plumbing, electrician, locksmith, pest control and air-conditioner repair services 24/7, subject to policy conditions. This bonus service is a complimentary service provided to you. It does not form part of the benefit provided under the policy contract. Income reserves the right to amend or discontinue the service at any time at its sole discretion without prior notice. Learn more at income.com.sg/home-insurance/EHA.

[3]You or your family members respectively must be a resident of or working in Singapore. Otherwise, we will only pay when the above legal responsibility results from your ownership or tenancy of the premise.

1. Income Insurance Limited (“Income Insurance”) is offering the following promotion (the “Promotion”) subject to these Terms and Conditions

1.1. A customer shall be eligible to enjoy the Discount and STAR$^® set out in the table below with the purchase of the following policy (“Qualifying Policy”):

Note:

• The Promotion is not applicable to the Enhanced Home Insurance 1-year plan.
• The minimum premium requirement for the purchase of a 3-year policy (including the Qualifying Policy) is $107.91. 

2. To qualify for this Promotion:

2.1. New applications for Qualifying Policy must be submitted to Income Insurance from 10 July 2026 to 2 August 2026 (both dates inclusive) (the “Promotion Period”), and if such applications are approved by Income Insurance, the policies must be successfully issued for the customer to be eligible to enjoy the Promotion;

2.2. The new applications for the Qualifying Policy must be made via: 

2.2.1. The Income Insurance website online at income.com.sg/buy/enhanced-home-insurance; or

2.2.2. My Income Insurance App; or

2.2.3. Income Insurance advisors; or

2.2.4. Any Income Insurance branches; or

2.2.5. The Home product hotline 6788 1111.

2.3. Customers who apply for the Qualifying Policy must enter or quote a valid promotion code “NEW30” in the applications to purchase the Qualifying Policy; and

2.4. Premium payment for the first 3-year plan must be successfully received by Income Insurance during the Promotion Period.

3. A customer who applies for the Qualifying Policies within 90 days from the date of expiry or cancellation of any existing/in-force Qualifying Policy with Income Insurance will not be eligible to enjoy this Promotion.

4. A customer may enjoy more than one promotion offered by Income Insurance (if applicable) through purchase of Qualifying Policy, unless otherwise advised by Income Insurance at the point of application.

5. The Promotion is not exchangeable for cash or any benefit in kind.

6. The Qualifying Policy will receive a 15% discount for subsequent renewals.

7. Usage of the STAR$® shall be subject to terms and conditions imposed by the merchant or manufacturer of the STAR$®.

8. Under no circumstances shall Income Insurance be liable to any customer or party, whether in contract, tort (including negligence) or otherwise, for any liabilities, losses, damages, claims, costs and expenses (including any special or consequential damages or losses) in connection with, related to or resulting from the Promotion and/or the use of the STAR$®.

9. Income Insurance is not the merchant or manufacturer of the STAR$® and provides no warranty in respect of the same. Income Insurance makes no warranties and shall not be responsible for all warranties, expressed or implied, including implied warranties of merchantability, fitness for a particular purpose, and against infringement of intellectual property rights in respect of the STAR$®.

10. No joint venture, sponsorship, tie up, agency or any other relationship is intended or created between Income Insurance and merchant or manufacturer of the STAR$®. Neither is this Promotion intended or deemed to be a connection with or use of the brand name of the merchant or manufacturer of the STAR$®.

11. The Promotion does not affect or change any term, condition and exclusion of the policy contract of the Qualifying Policy issued. The precise terms, conditions and exclusions of the Qualifying Policy is specified in its policy contract.

12. Income Insurance reserves the right to vary/amend the terms and conditions of this Promotion at any time without prior notice to customers.

13. Income Insurance’s decision on all matters relating to this Promotion (including the issuance of STAR$® shall be final, conclusive and binding. No appeal will be entertained.

Important Notes

For enquiries on the Promotion, customers may reach out to Income Insurance via income.com.sg/contact-us/customer-enquiry-form.

This is for general information and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). Please seek independent financial advice before making any decision. You can find the usual terms, conditions and exclusions of Enhanced Home Insurance at income.com.sg/home-policy-conditions.pdf.

All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Protected by copyright and owned by Income Insurance Limited.

Information is correct as at 14 July 2026 (SGT).