Make your dream lifestyle a reality with Gro Cash Flex

Here’s a closer look at some of the benefits you get.

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Receive yearly cash benefits of 3% of the sum assured and non-guaranteed yearly cash bonuses[1] so you can continue to enjoy the things you love while you save. You may also have the option of choosing monthly cash benefits[1].
Choose your premium term and policy term based on your lifestyle and financial goals:

Premium Term (Years)Policy Term (Years)
510, 15, 20, 25, 30 years or till age 120
1015, 20, 25, 30 years or till age 120
1520, 25, 30 years or till age 120
2025, 30 years or till age 120
2530 years or till age 120
30Till age 120
Choose to receive your cash payouts and spend it however you like or accumulate with us to receive interest at a rate of up to 3.25% p.a.[8]
Receive a maturity benefit[9] consisting of the cash value of the policy at the end of the policy term.
Should you get retrenched and stay unemployed for 3 consecutive months, you do not have to pay premiums for your policy for 6 months with our Retrenchment Benefit[6][8]. You will still receive the same coverage during that time and have a peace of mind while looking for a new job. If you remain retrenched at the end of the 5th month when your premiums are waived for your policy, you can choose to defer[9] the payment of premiums for your policy for the next 6 months.
Enjoy hassle-free application without the need for any medical check-up, which means you can start building your wealth with just a simple step.

Find out how Gro Cash Flex can fit into your personal financial plan.

Live spontaneously with Gro Cash Flex

Save for your dream lifestyle with a flexible insurance savings plan

Let us walk you through Gro Cash Flex.

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Your policy toolkit.

For policyholders

Minimum Entry Age
(last birthday)
Maximum Entry Age
(last birthday)

For the insured

Premium TermMinimum Entry Age
(last birthday)
Maximum Entry Age
(last birthday)
5 years070
10 years065
15 years060
20 years055
25 years050
30 years045

^Individuals who take up the policy on their own from 10 to 15 years old (age last birthday) will require parental/legal guardian’s consent. Parents cannot take up policies on the lives of their children who are 18 years old (age last birthday) and above.

You can make your payments monthly, quarterly, half-yearly, or yearly.

Your queries answered.