• File title

Secure your finances for your golden years with Gro Retire Flex.

Find out how Gro Retire Flex can fit into your personal financial plan.

Receive protection as you save

The coverage[4] you will receive depends on when the death or terminal illness occurs:

During the accumulation period Receive 105% of all net premium(s) paid and 100% of the terminal bonus.
During the payout period Receive 105% of all net premiums(s) paid and 100% of terminal bonus, less all monthly cash benefits and cash bonuses paid out, except any cash benefit paid out under the Disability Care Benefit[5][7].
Get up to 105% of all net premium(s)[5][6] on top of the death benefit in the event of accidental death (before the anniversary immediately after the insured reaches the age of 70).

Coverage provided by the Accidental Death Benefit will apply for regular premium policies.

You will receive additional coverage should you be diagnosed with any of these conditions due to accidental injury or sickness:
  • Loss of use of one limb
  • Loss of speech
  • Loss of sight of one eye
  • Loss of hearing
The coverage offered depends on when the condition is diagnosed:

During accumulation period Waiver of future premiums[9] Lump sum benefit[10] Additional amount[11] equal to 50% of the monthly cash benefit will be paid on top of each monthly cash benefit during the payout period
During payout period Additional amount[11] equal to 50% of the monthly cash benefit will be paid on top of each monthly cash benefit during payout period

Coverage provided by the Disability Care Benefit will apply for regular premium policies.

Should you get retrenched and stay unemployed for 3 consecutive months, you do not have to pay premiums for your policy for 6 months with our Retrenchment Benefit[5][12]. You will still receive the same coverage during that time and have a peace of mind while looking for a new job. If you remain retrenched at the end of the 5th month when your premiums are waived, you can choose to defer[13] the payment of premiums for your policy for the next 6 months. This benefit is only applicable to regular premium policies.

  • File title

Let us walk you through Gro Retire Flex.

Side Banner Image

Your policy toolkit.

For policyholders

Minimum entry age (last birthday)Maximum entry age (last birthday)
20 ^N.A.


For the insured

Premium TermMinimum Entry Age(last birthday)Maximum Entry Age (last birthday)
Single Premium2070
5 years2065
10 years2055
15 years2050
20 years2045
25 years2040
30 years2035
35 years2030
40 years2025

^Parents cannot take up policies on the lives of their children who are 18 years old (age last birthday) and above.

For a choice of payout period till 100 years, it must fulfill the condition: Entry age (last birthday) + Selected accumulation period = 60 years and above

You can make your payments monthly, quarterly, half-yearly, or yearly.

Your queries answered.

alt

loading