Protect your loved ones against accidents and infectious diseases.

Find out more about SpecialCare (Down Syndrome) Insurance.

Caring for both you and your loved ones.

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In the event you, the parent or legal guardian, passes on or becomes permanently disabled due to an accident, we will pay up to $60,000[3] to help relieve the financial load for the family.
We will waive the premiums for five years in the event of the policyholder’s death due to an accident so that your loved one can continue to remain covered.

Your coverage at a glance.

Plan 1 Plan 2
Key benefits Maximum benefit limits
For you (policyholder)
Accidental death and permanent disability of policyholder Up to $30,000 in each insured person’s lifetime Up to $60,000 in each insured person’s lifetime
Waiver of premium[5] due to accidental death of policyholder Amount of premium, up to five years in each insured person’s lifetime
For your loved one (insured person)
Permanent disability of insured person Up to $30,000 each policy year Up to $60,000 each policy year
Hospitalisation expenses due to accident Up to $1,200 for each accident, maximum $5,000 each policy year Up to $2,500 for each accident, maximum $7,500 each policy year
Personal liability Up to $5,000 each policy year

View full coverage table

Here's what you need to be eligible for this plan.


The policyholder must:
Hold a valid Singapore identification document such as a Singapore National Registration Identification Card (NRIC), birth certificate, work pass or Long Term Visit Pass. 
Live in Singapore or travel outside of Singapore for no more than 90 days during each policy year
Be the insured person’s parent or legal guardian


The insured person must: 
Have Down Syndrome
Hold a valid Singapore identification document such as a Singapore National Registration Identification Card (NRIC), birth certificate, work pass or Long Term Visit Pass.
Live in Singapore or travel outside of Singapore for no more than 90 days during each policy year
Be between 15 days and 30 years old
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Your policy toolkit.

Ways to pay for SpecialCare (Down Syndrome) Insurance.

Find out how you can make payment for your policy by choosing from the preferred methods below. For other accepted payment modes, you may get in touch with us through your preferred mode of contact at www.income.com.sg/contact-us.

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