Please note that only ElderShield policyholders may apply for this plan.
Here’s what you get with PrimeShield.
Lifetime coverage against severe disability with guaranteed payout for life.
Monthly disability benefit of up to $3,000 if you have a severe disability.
Comprehensive benefits such as a lump-sum benefit, dependant care benefit, and get-well benefit or death benefit.
Pay for premiums using up to $600 (per insured person per year) from your MediSave account.
Here’s how PrimeShield gives you additional protection.
Monthly disability benefit and Lump-sum benefit upon severe disability
Dependant care benefit
Death during severe disability
How much you need to pay.
Yearly premiums for PrimeShield are non-guaranteed and may be reviewed from time to time. They are inclusive of GST and are based on your entry age (last birthday).
The payment period will depend on when your plan starts.
|Entry age (last birthday)||Premium payment period|
|41 – 46||Until the policy anniversary after your 65th birthday|
|47 – 64||20 years|
View PrimeShield 300 premium rates
View PrimeShield 400 premium rates
PrimeShield is only available to Singapore Citizens and Permanent Residents, born in 1979 or earlier, with an existing Basic ElderShield plan.
Here’s how PrimeShield works.
PrimeShield provides a monthly disability benefit if you are incapable of performing at least three of the following:
Your policy toolkit.
- You can purchase PrimeShield at monthly benefit levels from $500 to $3,000. Please refer to the application form for the corresponding premiums and premium terms.
- You will only receive either the get-well benefit or the death benefit. This is a one-time lump sum benefit payable per lifetime.
There are certain conditions where the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
This is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 22 February 2023.
Apply for PrimeShield.
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