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This plan has been withdrawn from new policies as of 23 January 2013. This plan is not available for upgrade or downgrade as of 1 March 2019. Only Change of Plan corresponding to the nationality is allowed.

If you are looking for a medical insurance plan, consider our Enhanced IncomeShield Plan or IncomeShield Standard Plan which are available for purchase.

Important Announcements

As our borders progressively reopen to permit international travel, MOH is allowing Singapore Citizens and PRs who travel out of Singapore to claim for inpatient COVID-19 treatment from MediShield Life and Integrated Shield Plans on or after 20 Oct 2020, should they experience onset of COVID-19 symptoms within 14 days of their return to Singapore.

To support COVID-19 vaccination in Singapore, all IncomeShield plans will cover hospitalisation due to COVID-19 vaccination if it becomes necessary. The COVID-19 vaccination must be:

i. Approved by the Health Sciences Authority and administered in Singapore; or

ii. Approved under the Special Access Route and approved by the World Health Organisation under its Emergency Use Listing, where the use of such vaccines should be in line with its accompanying guidelines and recommended use, and administered by approved providers licensed by the Ministry of Health.

For existing customers of our IncomeShield plans with Plus or Assist riders, please refer to the FAQs pertaining to the benefits and premium changes with effect from 1 April 2021. To view your premium changes, please refer here.

The Ministry of Health (MOH) has announced changes to the Integrated Shield Plan (IP) riders on 7 March 2018 and all IP insurers are to incorporate co-payment features in new IP riders. Income has withdrawn the existing 4 riders as of 1 March 2019. You can read more about the changes and the details of the Plus Rider, Assist Rider, Daily Cash Rider and Child Illness Rider here.

Here’s how IncomeShield complements your MediShield Life coverage.

Enjoy these additional benefits

For a more detailed look at what you are covered for, you may view the full coverage table here.

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