WealthLink

Here’s what you get with WealthLink.

Choose any number of available funds[1] from a wide range designed to suit your every need.
Have the flexibility to top-up[2] or withdraw[3] from your investments based on your needs.
Stay protected against accidental death[4] (before age 75) and death[5].

Here’s how WealthLink grows your wealth.

Begin with a single premium investment from $10,000[2].
Invest in an extensive range of funds that are continuously being monitored by a team of experienced investment professionals.
Make unlimited fund switches[6] for maximum versatility at no charge.

Your policy toolkit.

Eligibility and payment frequency

	Minimum entry age (last birthday)	Maximum entry age (last birthday)
Insured	0	74
Policyholder	18 ^{^}	N.A.

^{^}Parents cannot take up policies on the lives of their children who are 18 years old (age last birthday) and above.
You need to make a one-time single premium payment.

Brochures

Printed brochure (English)

Policy conditions

Application forms

Your queries answered.

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Important notes

Footnotes

There is a minimum requirement on the amount allocated into each selected fund upon each premium payment. The annual management fee is not the same for all funds. Please refer to their respective Product Highlights Sheets for the annual management fees as well as other fees and charges.
A premium charge of 3.5% will be deducted from both the initial single premium and top ups (if any).
Withdrawal amount must be at least $500. After withdrawal, the policyholder needs to hold a minimum of $1,750 worth of units under each selected fund or $3,500 worth of units across all funds under the policy. These limits are not guaranteed, and are subject to revision by Income. Partial withdrawals have the effect of reducing the death benefit, accidental death benefit and sub-fund value of the policy.
Upon accidental death of the insured before the age of 75, WealthLink pays 105% of all net premium(s) paid or the policy value at the time of the claim, whichever is higher. This benefit will be paid only if death happens within 365 days of the accident. We will only pay for the Death Benefit or the Accidental Death Benefit and not both. The policy terminates thereafter. Net premium(s) means the initial single premium paid, and the total of all top-ups made, less all amounts cashed in.
Upon death of the insured during the policy term, the policy value at the time of the claim will be payable and the policy terminates thereafter. The policy value is the amount available when your units are multiplied by the bid price. We will only pay for the Death Benefit or the Accidental Death Benefit and not both.
Minimum switch amount is currently set as $1,000 each time. There is no limit to the number of switches per year. There are currently no charges for fund switching.

Exclusions

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important Notes

This information is not to be construed as an offer or solicitation for the subscription, purchase or sale of any investment-linked plan (ILP) sub-fund. The information and descriptions contained in this material are provided solely for general informational purposes and do not constitute any financial advice. It does not have regard to the specific investment objectives, financial situation and particular needs of any persons.

Investments are subject to investment risks including the possible loss of the principal amount invested. Past performance, as well as the prediction, projection or forecast on the economy, securities markets or the economic trends of the markets are not necessarily indicative of the future or likely performance of the ILP sub-fund. The performance of the ILP sub-fund is not guaranteed and the value of the units in the ILP sub-fund and the income accruing to the units, if any, may fall or rise. A product summary and product highlights sheet(s) relating to the ILP sub-fund are available and can be obtained from your insurance advisor or online at www.income.com.sg/funds. A potential investor should read the product summary and product highlights sheet(s) before deciding whether to subscribe for units in the ILP sub-fund.

This is for general information only. You can find the usual terms, conditions and exclusions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance advisor. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. Buying a life insurance plan is a long-term commitment on your part. If you cancel your plan prematurely, the cash value you receive may be zero or less than the premiums you have paid for the plan.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

This advertisement has not been reviewed by the Monetary Authority of Singapore.

Information is correct as at 6 March 2023.