PA for members

The complimentary Group Personal Accident Insurance plan is extended automatically as a token of appreciation to shareholders and members of NTUC Income Insurance Co-operative Limited (NTUC Income) as it marks the completion of its corporatisation exercise and transition to Income Insurance Limited on 1 September 2022.

Here’s what the plan offers.

Enjoy 24-hour worldwide coverage against accidental death or disability.
Complimentary coverage for three years from 1 September 2022 to 31 August 2025.
Receive $52,000 in the event of accidental[1] death and total permanent disablement due to an accident[1].

Take a closer look at what this plan covers.

Table of compensation

Description	Percentage of sum assured
Loss of life	100%
Loss of two or more limbs	100%
Loss of one or two or more limbs by amputation at or above wrists or ankles	100%
Total and irrecoverable loss of all sight in one or two eyes	100%
Total paralysis	100%
Injuries resulting in being permanently bedridden	100%
Permanent, total and continuous disability preventing the Assured from engaging any occupation or employment for wage or profit or from giving attention to any business whatsoever	100%

Who this is for.

Individuals who are a NTUC Income co-operative shareholder and/or member (age 18 years and above) as at 31 August 2022 are eligible for the complimentary Group Personal Accident Insurance plan.

What you need to know.

Your claims should be submitted within 60 days from the date of insured incident.
All relevant documents and information must be submitted together with your claims.
It usually takes 14-30 working days to process your claims after all required documents are received.

How to make a claim.

You can make a claim against this policy using the following claim forms. If you need assistance, please write to us at groupclaim@income.com.sg.

Download death claim form

Download TPD claim form

Your queries answered.

Who are eligible for the complimentary Group Personal Accident Insurance plan?

You are eligible for the plan if you are a NTUC Income co-operative shareholder and/or member (age 18 years and above) as at 31 August 2022.

How do I know if I am a NTUC Income co-operative member?

You are a NTUC Income co-operative member if you are age 18 years and above and:

you hold an individual life insurance policy with Income; or
you hold at least 10 common shares in Income.

Is a medical check-up required to qualify for the complimentary Group Personal Accident Insurance plan?

No medical check-up is required.

Can I make a nomination for the complimentary Group Personal Accident Insurance plan?

The complimentary plan is issued as a group insurance policy for eligible NTUC Income co-operative shareholders and members. Therefore, nomination is not allowed for this complimentary plan.

Print all queries

Important notes

Footnotes

Accident or Accidental means a sudden, unexpected physical event, which happens during the period of insurance and which must be the only and direct cause of injury.

Exclusions

This policy does not cover claims directly or indirectly caused by or arising from:

Self-inflicted injuries or any attempt thereat, while sane or insane.
Insurrection, declared or undeclared war or any warlike operations, military or naval service in time of declared or undeclared war or while under orders for warlike operations or restoration of public order.
Participating in riot, committing an assault or felony.
Participation in competitive racing on wheels

Important Notes

This is for general information only. You can find the usual terms, conditions and exclusions of this plan in the policy contract.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 27 February 2025.