Managed Healthcare System

This plan has been withdrawn for new policies as of January 2008.

Here’s what Managed Healthcare System offers you.

Unlimited visits to our panel GP clinics or polyclinics[1] at only $5 co-payment per visit.
Reimbursements of up to $10 per visit to non-panel GP clinics for a maximum of three visits per policy year.
Specialist outpatient care at our panel clinics at only $15 co-payment[2] per visit upon referral by our panel GP doctors.
You will only need to co-pay 10% of your total eligible hospital bill, as well as the expenses in excess of your plan limits[3].
You will only need to co-pay $10 for any emergency care in any restructured hospital in Singapore.

For a closer look at your coverage.

Primary care benefit

For specialised investigations (e.g. CT scans, MRI, Barium Studies), you will have to co-pay 10% of the cost of investigations.

Emergency care

For emergencies in private hospitals or clinics, you will need to pay for the full medical charges first and Income will reimburse you up to $70 per visit after the $10 co-payment.

Full list of panel clinics for Managed Healthcare System

You may view our full list of panel clinics for Managed Healthcare System below.

View full coverage information

How much you need to pay.

This product is no longer available for new applications.

View the full premium table for premium rates that will take effect when you renew your Managed Healthcare System.

Your policy toolkit.

Policy conditions

Your queries answered.

What should I know about revisions to the policy contract?

View FAQs for Policy Contract Revision

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Important notes

Footnotes

For visits to polyclinics, you will need to pay for the full medical bill first and seek reimbursement from Income, less the co-payment of $5.
For Singapore General Hospital, Tan Tock Seng Hospital, Alexandra Hospital, Changi General Hospital, National University Hospital, National Heart Centre and National Cancer Centre, Khoo Teck Puat Hospital and Jurong Medical Centre, you will have to co-pay $15 after receiving the treatment. MHS benefits are not applicable for visits or expenses relating to dialysis, erythropoietin, cyclosporine, radiotherapy, chemotherapy & medications, immunotherapy, traditional chinese medicine treatment, physiotherapy, rehabilitative and diabetic services.
For KK Women's and Children's Hospital, National Skin Centre, Singapore National Eye Centre, and the National Neuroscience Institute of Singapore, you will need to settle the full bill first before seeking reimbursement from Income.
For private specialist outpatient clinics, you will have to co-pay $15 per visit, and you can claim up to $100 per visit.
For specialised investigations (e.g. CT scans, MRI, Barium Studies), you will have to co-pay 10% of the cost of investigations.
Medical expenses incurred overseas are not covered unless they are for inpatient treatment required as a result of an emergency whilst overseas.

Exclusions

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important Notes

This page is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

Information is correct as at 28 May 2025.

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