We have enhanced our PA Assurance plans’ benefits with added coverage against COVID-19. The benefits will be extended to two Income PA plans - PA Assurance with Infectious Disease cover and Personal Accident Infectious Disease policy until 31 December 2021.
PA Assurance policyholders who do not have an Infectious Disease cover can also apply for an upgrade of your plan.
Learn more at income.com.sg/pa-covid19.
Learn how our Personal Accident Insurance takes care of you.
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Receive up to $1,500,000 for permanent disability[1] due to an accident.
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Versatile coverage for accidental death and medical expenses due to accidents with four plans to choose from.
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Reimbursement for post-accident home modification and physiotherapy expenses incurred due to accidents.
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Child support fund[2] of up to $35,000 in the event of death due to an accident. Children also get a 40% [5]discount on premiums if at least one parent is insured under the same policy.
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Coverage for various types of professions as well as optional protection against 21 infectious diseases[3] such as Hand, Foot, and Mouth Disease and Dengue Fever.
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Extra protection at no extra cost for a host of other benefit extensions[4] such as acts of terrorism, riots, and food poisoning.
How much you need to pay.
Types of occupations covered
Group A | Professions or occupations of professional, administrative, managerial or clerical nature or occupations of outdoor nature or involving light manual work without the use of tools or machinery. Examples: Admin executive, auditor, lawyers, salespersons, managers, homemakers, domestic helpers, students, doctors, teachers, insurance agents, waiters, retailers etc. |
Group B | Professions or occupations involving manual work with the use of tools or machinery or uniform professions involving security or defence work or whose work environment is in high altitude or of hazardous nature. Examples: Hawkers, cooks, drivers, painters, fitness/gym trainers, despatch, construction workers, commercial airline crews, national servicemen, policemen, prison wardens, steermen, security guards, carpenters, technicians, mechanics, veterinary surgeons, paramedics, life guards etc. |
Premium rates without infectious disease cover
Occupation type | Yearly premium | |||
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Plan 1 | Plan 2 | Plan 3 | Plan 4 | |
Group A | $198 | $417 | $730 | $950 |
Group B | $428 | $779 | $1,235 | $1,900 |
Occupation type | Monthly premium | |||
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Plan 1 | Plan 2 | Plan 3 | Plan 4 | |
Group A | $17.24 | $36.32 | $63.57 | $82.73 |
Group B | $37.27 | $67.84 | $107.55 | $165.45 |
Premium rates with infectious disease cover
Occupation type | Yearly premium | |||
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Plan 1 | Plan 2 | Plan 3 | Plan 4 | |
Group A | $217 | $480 | $840 | $1,092 |
Group B | $492 | $895 | $1,420 | $2,185 |
Occupation type | Monthly premium | |||
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Plan 1 | Plan 2 | Plan 3 | Plan 4 | |
Group A | $18.90 | $41.80 | $73.15 | $95.09 |
Group B | $42.84 | $77.94 | $123.66 | $190.28 |
If you are interested in plans 3 and 4, you can choose to contact your insurance adviser or call our hotline number to find out more.

Your policy toolkit.
Eligibility and payment frequency
You must
- Be holding a valid Singapore identification document (NRIC, student pass, work pass),
- Be living or working in Singapore, or away from Singapore for no more than 180 days at any one time, and
- Be between 15 days old and 65 years old
You can make your premium payments yearly.
Brochures
Policy conditions
Application forms
Your queries answered.
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Footnotes
- This benefit limit is applicable under Plan 4. It is subject to the scale of compensation as shown in the Policy Contract. We pay this benefit if you become permanently disabled within 12 months from the date of accident.
- This child support fund benefit limit is applicable under Plan 4. We pay this benefit if you suffer an injury and due only to this injury you die within 12 months from the date of the accident.
Dependent child(ren) means the insured person’s child(ren) who are:-
- under 18 years of age; or
- under 25 years of age; unmarried and not on full-time employment; and are primarily dependent upon the insured person for maintenance and support. For example, full-time students or national servicemen. - This plan does not cover infectious disease diagnosed within 14 days from the policy start date as well as any infectious disease which has been announced as:
(a) an epidemic by the health authority in Singapore or the Government of the Republic of Singapore; or
(b) a pandemic by the World Health Organisation (WHO), from the date of such announcement until the epidemic or pandemic ends. - Benefit extensions include
- Acts of terrorism
- Riot, strike, civil commotion, hijack, murder, assault
- Disappearance
- Exposure to natural elements
- Food poisoning
- Suffocation by smoke, poisonous fumes, gas or drowning
- Miscarriage due to an accident or infectious disease (only applicable if you have opted for infectious disease cover) - Plans 1 and 2 cover only children who are:
- under 18 years of age; or
- under 25 years of age, unmarried and not on full-time employment, and are primarily dependent on the policyholder for maintenance and support. For example, full-time students or national servicemen.
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Important Notes
This page is for general information only. You can find the usual terms and conditions of this plan in the policy conditions.
All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as of 17 February 2021.
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