Here’s what you get with PA Guard.

For a more detailed look at what you are covered for, you may view the full coverage table here.

How much you need to pay.

Premium rates are based on your occupation class.
Group A Professions or occupations of professional, administrative, managerial or clerical nature or occupations of outdoor nature or involving light manual work without the use of tools or machinery.
Examples: Admin executive, auditor, lawyers, salespersons, managers, homemakers, domestic helpers, students, doctors, teachers, insurance agents, waiters, retailers etc.
Group B Professions or occupations involving manual work with the use of tools or machinery or uniform professions involving security or defence work or whose work environment is in high altitude or of hazardous nature.
Examples: Hawkers, cooks, drivers, painters, fitness/gym trainers, despatch, construction workers, commercial airline crews, national servicemen, policemen, prison wardens, steermen, security guards, carpenters, technicians, mechanics, veterinary surgeons, paramedics, life guards etc.
Plan 1 Plan 2 Plan 3 Plan 4
Monthly premium Yearly premium Monthly premium Yearly premium Monthly premium Yearly premium Monthly premium Yearly premium
Main benefits $13.30 $153.00 $23.50 $269.30 $40.50 $465.20 $55.30 $632.30
Optional benefits: top-up amount for premiums
Optional lifestyle maintenance benefit $5.30 $61.00 $9.00 $102.90 $15.00 $172.30 $17.70 $206.80
Optional hospitalisation benefit $3.20 $36.40 $5.80 $67.60 $9.00 $103.00 $11.40 $129.30
Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.  
Plan 1 Plan 2 Plan 3 Plan 4
Monthly premium Yearly premium Monthly premium Yearly premium Monthly premium Yearly premium Monthly premium Yearly premium
Main benefits $24.70 $283.60 $44.20 $507.00 $71.70 $822.70 $102.30 $1,170.30
Optional benefits: top-up amount for premiums
Optional lifestyle maintenance benefit $9.90 $113.40 $16.10 $185.20 $26.50 $304.50 $33.00 $378.60
Optional hospitalisation benefit $5.90 $67.40 $10.50 $121.00 $15.80 $182.40 $20.90 $239.50
Premium rates are inclusive of 7% GST, non-guaranteed and may be reviewed from time to time.  
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Your policy toolkit.

You must

  • Be holding a valid Singapore identification document (NRIC, student pass, work pass),
  • Be living or working in Singapore, or away from Singapore for no more than 180 days at any one time, and
  • Be between 15 days old and 65 years old.

Your queries answered.

The best deals. Just for you.

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