Golfer's Insurance

Here’s what our Golfer’s Insurance offers you.

Protection against injuries, lost or damaged golfing equipment, and public liability due to accident during a golf game anywhere in the world.
Enjoy up to $500 for your food and beverages within 48 hours for your hole-in-one achievement.
HomeTeamNS members get to enjoy lower premiums and enhanced coverage.

Your coverage at a glance.

Golfer’s Insurance for everyone

Premiums: $51.84[1] (inclusive of 8% GST) for one year coverage

Benefits	Coverage amount
Liability to public	Up to $300,000
Accidental death or disablement[2]	Death	$50,000
	Loss of limbs or eyes	Up to $50,000
	Temporary total disablement	$250/week (up to 104 weeks)
Medical expenses[3] incurred due to accident	Up to $1,000
Damage or loss of golfing equipment due to accident or theft[4]	Up to $2,000 Deductible: $200 for each and every loss
Damage or loss of personal effects	Up to $1,000 for repair or replacement of personal effects due to accident or theft Deductible: $100 for each and every loss
Hole-in-one celebratory food and drinks at the golf course premises[5]	Up to $500

Golfer’s Insurance for HomeTeamNS members

Premiums: $46.44[1] (inclusive of 8% GST) for one year coverage

Benefits	Coverage amount
Liability to public	Up to $300,000
Accidental death or disablement[2]	Death	$50,000
	Loss of limbs or eyes	Up to $50,000
	Temporary total disablement	$250/week (up to 104 weeks)
Medical expenses[3] incurred due to accident	Up to $1,000
Damage or loss of golfing equipment[4]	Up to $3,000 Deductible: $200 for each and every loss
Damage or loss of personal effects	Up to $1,000 for repair or replacement of personal effects or lost due to accident or theft Deductible: $100 for each and every loss
Hole-in-one celebratory food and drinks at the golf course premises[5]	Up to $500

Your policy toolkit.

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Golfer's Insurance Brochure

Policy conditions

Policy information

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Important notes

Footnotes

Premium rate is inclusive of 8% GST, non-guaranteed and may be reviewed from time to time.
We pay up to $50,000 if you sustain bodily injury caused by violent, accidental, external and visible means whilst playing golf on any golf course or driving range resulting in:
a) death within 12 months of the accident; or
b) total and irrecoverable loss of all sight of one or both eyes; or
c) loss or physical severance of one or two limbs
We reimburse you for medical expenses up to $1,000 if you sustain bodily injury caused by violent, accidental, external and visible means whilst playing golf on any golf course or driving range, provided the expenses are incurred within 12 months of the accident.
We indemnify you against loss of or damage to your golfing equipment including golf clubs, golf bags, golf balls, caddie-cars and umbrellas by any accident or theft whilst at or in transit to or from any golf course or driving range. Wear and tear or depreciation, loss or damage of golf balls unless contained in the golf bag at the time of the loss are excluded.
We reimburse you up to $500 for your expenses for the customary entertainment of club members following your hole-in-one shot which you holed whilst playing in any competition and/or friendly game in any recognised golf course. You must present a properly authenticated certificate issued by the appropriate golf club and club bills dated not more than 48 hours from your hole-in-one shot.

Exclusions

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

Important Notes

This is for general information only. You can find the usual terms and conditions of this plan in the policy conditions. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want. If you find that this plan is not suitable after purchasing it, you may terminate it within the free-look period, and obtain a refund of premiums paid. We may recover from you any expense incurred in underwriting this plan.

Information is correct as at 24 April 2023.