If your policy started before 30 September 2007, you may find details on ElderShield 300 here.

Here’s what you get with ElderShield 400.

How much you need to pay.

Premiums for ElderShield 400 are determined at the age of entry and do not increase with your age.

Premiums are payable until the policy anniversary after your 65th birthday.


Based on the default age of entry (40 years old):

  • Men pay: $174.96
  • Women pay: $217.76

View full premium table


For higher monthly benefit and a guaranteed lifetime payout, you can enhance your Basic ElderShield plan with PrimeShield.

Learn more


Coverage is automatic for all Singapore Citizens and Permanent Residents (PRs) with CPF MediSave accounts when you reach 40 years old. If you had previously opted out of ElderShield, you may choose to reapply for the plan here if you are between age 40 and 64 (age last birthday).


For information on ElderShield 300
This plan has been withdrawn for new submissions as of 30 September 2007.

If your ElderShield coverage began before 30 September 2007, you get monthly payouts of $300 for up to 60 months for severe disability.

View full premium table

Here’s how ElderShield works.

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