Health vs. Personal Accident
What’s the difference?
Health Insurance
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Covers hospitalisation and eligible inpatient hospital treatment expenses caused by illnesses, injuries and other medical conditions
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In addition, covers pre- and post-hospitalisation expenses, and eligible chronic outpatient treatments
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Does not provide lump sum payout on death or total and permanent disability
Personal Accident Insurance
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Covers hospitalisation and medical expenses caused by accidental injuries
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Choice of additional coverage for selected infectious diseases
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Pays a lump sum in the event of accidental death, or permanent disability due to an accident
Find the right health insurance & personal accident plans.
Result
Health Insurance Plans
Care Secure (CareShield Life Supplement)
Supplement your CareShield Life plan with enhanced long-term coverage against moderate and severe disabilities.
Co-Pay Assist Plan
A group insurance policy that complements your Comprehensive Co-payment Scheme (CCS) to lessen out-of-pocket medical expenses.
ElderShield
This product will no longer be accepting new applications from 1 August 2021.
Enhanced IncomeShield
Enhance your MediShield Life coverage with a medical and hospital insurance plan that can be paid using your MediSave account.
Hospital Care Insurance
Recover without financial worries with daily hospital cash benefit in the event of hospitalisation.
IncomeShield
A medical insurance plan that covers hospital and surgical expenses and can be paid with your MediSave account.
IncomeShield Standard Plan
Coverage for ward class B1 with a medical insurance plan that can be paid using your MediSave account.
Managed Healthcare System
Covers visits to our panel of general practitioners and specialists, as well as hospitalisation and emergency treatment expenses.
Managed Healthcare System - Outpatient Plan
Covers outpatient visits to our panel of general practitioners and specialists, as well as emergency treatment expenses.
MINDEF/SAF – Portable Medical Insurance
A discounted health insurance scheme for MINDEF/SAF servicemen and their families.
PrimeShield
Complement your Basic ElderShield protection with enhanced long-term coverage against severe disability.
Personal Accident Insurance Plans
PA Secure
Protect your family and enjoy life to the fullest, with our affordable personal accident insurance.
i50 Insurance (Accident and Home cover)
Build up your protection and safeguard your family with Income’s i50 Insurance that provides personal accident and home content coverage.
PA Assurance
Protect yourself and your family’s well-being with our personal accident insurance plan. Comprehensive coverage against accident-incurred injuries.
PA Guard
Protect yourself against injuries from accidents and enjoy flexible coverage to suit your lifestyle.
SilverCare Insurance
Enjoy your silver years with coverage against medical, home-care services, rehabilitation and caregiver training expenses incurred due to an accident.
SpecialCare (Autism) Insurance
Get coverage for medical expenses due to accidents and infectious diseases for individuals with autism.
SpecialCare (Down Syndrome) Insurance
Get coverage for medical expenses due to accidents and infectious diseases for individuals with Down Syndrome.
Personal Mobility Guard
Cover medical expenses and personal liabilities due to accidents while riding a bicycle or a personal mobility device.
