Our travel insurance plans protect you for travel delay, trip cancellations and more.
Travel with confidence with our travel insurance knowing you are well-protected, with the following coverage more than most insurers [1].
Travel advisory (for trips to South Korea, Israel, Jordan, Lebanon and Egypt)
Seoul, South Korea: For all travellers purchasing a policy for an upcoming trip(s) to Seoul, South Korea, please note that all travel insurance policies purchased on and after 4 December 2024, 9am, will not cover any financial losses you suffer (e.g. Cancelling/Postponing/Shortening your trip) as a result of the protests due to the Martial Law declaration, as this is considered a known event.
Israel: For all travellers purchasing a policy for an upcoming trip(s) to Israel, please note that all travel insurance policies purchased on and after 7 Oct 2023, 1pm will not cover any financial losses you suffer as a result of the Israel-Hamas War, as this is considered a known event.
Jordan, Lebanon and Egypt: For all travellers purchasing a policy for an upcoming trip(s) to Jordan, Lebanon and Egypt, please note that all travel insurance policies purchased on and after 11 Oct 2023, 9am will not cover any financial losses you suffer as a result of the Israel-Hamas War, as this is considered a known event.
Travel with confidence with our travel insurance knowing you are well-protected, with the following coverage more than most insurers [1].
Up to $2,000[2] travel delay coverage
With Income’s Travel Insurance, you are protected for travel delay of up to 120 hours[2] for any reason[3] like flight delay, train delay or delays caused by bad weather and emergency situations not caused by you.
Up to $2,000[2] baggage delay coverage
Tide over with this cash benefit so you can get necessities such as clothes, important documents or electronic gadgets until your baggage catches up with you.
Up to $8,000[2] coverage for loss of travel documents
In the event of loss or stolen travel documents, have peace of mind knowing you are covered for accommodation, transport and administrative fees for replacement of your passport or travel documents.
Protect against common travel inconveniences such as damage to personal belongings, personal accident, medical expenses while overseas and trip cancellations due to unexpected events, even if you purchase last-minute.
Enjoy coverage for adventurous activities[4] such as skiing, bungee jumping, skydiving and more!
Opt for Family cover[5] if you are travelling with your spouse/partner and children.
With 24/7 Medical Emergency Hotline, you can call (65) 6338 1222 for assistance in the event of an accident or medical emergency anywhere in the world.
Renew your existing yearly plan[6] to enjoy additional limits on selected benefits
Income is the only insurer that allows you to purchase travel insurance up to a day after you have departed from Singapore. Available for Travel Insurance and Enhanced PreX Travel Insurance (Per-trip plans only).
Taking a cruise? We cover you for sea travel, and this includes cruise to nowhere.
Standard travel insurance plans do not cover you for pre-existing medical conditions, but Income's Enhanced PreX Travel Insurance does. Pre-existing medical conditions[7] that are covered include diabetes, heart conditions, high blood pressure, asthma, eczema and more.
Get up to $300,000 overseas medical expenses and emergency medical evacuation coverage due to pre-existing medical conditions[7].
Get up to $15,000 coverage for overseas transport and accommodation expenses due to pre-existing medical conditions[8].
Enjoy complimentary telemedicine consultation with Enhanced PreX Yearly Travel Insurance. This service is available 24/7 worldwide, when you need to seek medical advice overseas. Find out more here.
You can now enjoy coverage under Enhanced PreX plans for up to 60 days (Per-trip plan) and up to 90 days (Yearly plan) in a row per trip! That means you can embark on longer trips with coverage for pre-existing injuries and illnesses that you knew about or sought treatment for before your trip.
Classic | Deluxe | Preferred | |
Key benefits | Maximum benefit for each plan | ||
Personal accident | $150,000 | $200,000 | $500,000 |
Medical expenses overseas | $250,000 | $500,000 | $1,000,000 |
Cancelling your trip | $5,000 | $10,000 | $15,000 |
Travel delay | $1,000 | $1,500 | $2,000 |
Loss/damage of baggage and personal belongings | $3,000 | $5,000 | $8,000 |
Enhanced PreX Basic | Enhanced PreX Superior | Enhanced PreX Prestige | |
Key benefits | Maximum benefit for each plan | ||
Personal accident | $200,000 | $200,000 | $500,000 |
Medical expenses overseas
Sub-limit for pre-existing medical conditions |
$500,000
$150,000 |
$500,000
$150,000 |
$1,000,000
$300,000 |
Coverage for pre-existing medical conditions | Includes overseas medical expenses and emergency medical evacuation | Includes overseas medical expenses, emergency medical evacuation, and co-payment on claims for certain travel inconveniences | Includes overseas medical expenses, emergency medical evacuation, and co-payment on claims for certain travel inconveniences |
Travel delay | $1,500 | $1,500 | $2,000 |
Loss/damage of baggage and personal belongings | $5,000 | $5,000 | $8,000 |
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^Promotion terms and conditions apply.
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
This is for general information and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). Please seek independent financial advice before making any decision. You can find the usual terms and conditions of this plan at policy conditions.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC web-sites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
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Information is correct as at 6 December 2024.
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