(A) IncomeShield Plan Premium Changes
| Age Next Birthday | Plan P | Plan A | Plan B - SG | Plan B - PR | Plan C - SG | Plan C - PR | ||||||||||||
| Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | |
| 1 to 18 | $127.18 | $128.36 | $1.18 | $50.47 | $50.94 | $0.47 | $22.21 | $22.42 | $0.21 | $22.21 | $22.42 | $0.21 | $6.06 | $6.12 | $0.06 | $6.06 | $6.12 | $0.06 |
| 19 to 20 | $175.63 | $177.26 | $1.63 | $67.63 | $68.26 | $0.63 | $48.45 | $48.90 | $0.45 | $48.45 | $48.90 | $0.45 | $6.06 | $6.12 | $0.06 | $6.06 | $6.12 | $0.06 |
| 21 to 25 | $158.47 | $159.94 | $1.47 | $49.46 | $49.92 | $0.46 | $30.28 | $30.56 | $0.28 | $30.28 | $30.56 | $0.28 | $6.06 | $6.12 | $0.06 | $6.06 | $6.12 | $0.06 |
| 26 to 30 | $158.47 | $159.94 | $1.47 | $49.46 | $49.92 | $0.46 | $30.28 | $30.56 | $0.28 | $30.28 | $30.56 | $0.28 | $6.06 | $6.12 | $0.06 | $6.06 | $6.12 | $0.06 |
| 31 to 35 | $227.10 | $229.20 | $2.10 | $74.69 | $75.38 | $0.69 | $44.41 | $44.82 | $0.41 | $44.41 | $44.82 | $0.41 | $8.07 | $8.14 | $0.07 | $8.07 | $8.14 | $0.07 |
| 36 to 40 | $238.21 | $240.42 | $2.21 | $80.75 | $81.50 | $0.75 | $53.50 | $54.00 | $0.50 | $53.50 | $54.00 | $0.50 | $17.16 | $17.32 | $0.16 | $17.16 | $17.32 | $0.16 |
| 41 to 45 | $322.99 | $325.98 | $2.99 | $156.45 | $157.90 | $1.45 | $78.73 | $79.46 | $0.73 | $78.73 | $79.46 | $0.73 | $23.21 | $23.42 | $0.21 | $23.21 | $23.42 | $0.21 |
| 46 to 50 | $378.50 | $382.00 | $3.50 | $168.56 | $170.12 | $1.56 | $78.73 | $79.46 | $0.73 | $78.73 | $79.46 | $0.73 | $37.35 | $37.70 | $0.35 | $37.35 | $37.70 | $0.35 |
| 51 to 55 | $481.46 | $485.92 | $4.46 | $233.16 | $235.32 | $2.16 | $78.73 | $79.46 | $0.73 | $78.73 | $79.46 | $0.73 | $56.52 | $57.04 | $0.52 | $56.52 | $57.04 | $0.52 |
| 56 to 60 | $510.73 | $515.46 | $4.73 | $250.32 | $252.64 | $2.32 | $88.82 | $89.64 | $0.82 | $88.82 | $89.64 | $0.82 | $65.61 | $66.22 | $0.61 | $65.61 | $66.22 | $0.61 |
| 61 to 65 | $882.17 | $890.34 | $8.17 | $404.75 | $408.50 | $3.75 | $177.64 | $179.28 | $1.64 | $177.64 | $179.28 | $1.64 | $83.78 | $84.56 | $0.78 | $83.78 | $84.56 | $0.78 |
| 66 to 70 | $1,300.04 | $1,312.08 | $12.04 | $649.01 | $655.02 | $6.01 | $376.49 | $379.98 | $3.49 | $376.49 | $379.98 | $3.49 | $108.00 | $109.00 | $1.00 | $108.00 | $109.00 | $1.00 |
| 71 to 73 | $1,904.64 | $1,922.28 | $17.64 | $923.55 | $932.10 | $8.55 | $525.87 | $530.74 | $4.87 | $525.87 | $530.74 | $4.87 | $150.39 | $151.78 | $1.39 | $150.39 | $151.78 | $1.39 |
| 74 to 75 | $2,240.75 | $2,261.50 | $20.75 | $1,103.21 | $1,113.42 | $10.21 | $599.55 | $605.10 | $5.55 | $599.55 | $605.10 | $5.55 | $178.65 | $180.30 | $1.65 | $178.65 | $180.30 | $1.65 |
| 76 to 78 | $2,650.54 | $2,675.08 | $24.54 | $1,355.55 | $1,368.10 | $12.55 | $722.69 | $729.38 | $6.69 | $722.69 | $729.38 | $6.69 | $205.91 | $207.82 | $1.91 | $205.91 | $207.82 | $1.91 |
| 79 to 80 | $2,980.60 | $3,008.20 | $27.60 | $1,553.38 | $1,567.76 | $14.38 | $736.82 | $743.64 | $6.82 | $736.82 | $743.64 | $6.82 | $251.33 | $253.66 | $2.33 | $251.33 | $253.66 | $2.33 |
| 81 to 83 | $2,741.38 | $2,766.76 | $25.38 | $1,422.17 | $1,435.34 | $13.17 | $497.61 | $502.22 | $4.61 | $497.61 | $502.22 | $4.61 | $202.88 | $204.76 | $1.88 | $202.88 | $204.76 | $1.88 |
| 84 to 85 | $3,158.24 | $3,187.48 | $29.24 | $1,712.86 | $1,728.72 | $15.86 | $704.52 | $711.04 | $6.52 | $704.52 | $711.04 | $6.52 | $208.93 | $210.86 | $1.93 | $208.93 | $210.86 | $1.93 |
| 86 to 88 | $3,678.06 | $3,712.12 | $34.06 | $2,112.56 | $2,132.12 | $19.56 | $782.24 | $789.48 | $7.24 | $782.24 | $789.48 | $7.24 | $394.65 | $398.30 | $3.65 | $394.65 | $398.30 | $3.65 |
| 89 to 90 | $4,011.14 | $4,048.28 | $37.14 | $2,391.14 | $2,413.28 | $22.14 | $920.52 | $929.04 | $8.52 | $920.52 | $929.04 | $8.52 | $507.70 | $512.40 | $4.70 | $507.70 | $512.40 | $4.70 |
| 91 to 93 | $4,343.21 | $4,383.42 | $40.21 | $2,713.12 | $2,738.24 | $25.12 | $1,117.35 | $1,127.70 | $10.35 | $1,117.35 | $1,127.70 | $10.35 | $614.69 | $620.38 | $5.69 | $614.69 | $620.38 | $5.69 |
| 94 to 95 | $4,756.04 | $4,800.08 | $44.04 | $3,047.21 | $3,075.42 | $28.21 | $1,371.70 | $1,384.40 | $12.70 | $1,371.70 | $1,384.40 | $12.70 | $726.73 | $733.46 | $6.73 | $726.73 | $733.46 | $6.73 |
| 96 to 98 | $5,164.82 | $5,212.64 | $47.82 | $3,332.86 | $3,363.72 | $30.86 | $1,562.47 | $1,576.94 | $14.47 | $1,562.47 | $1,576.94 | $14.47 | $839.78 | $847.56 | $7.78 | $839.78 | $847.56 | $7.78 |
| 99 to 100 | $5,520.11 | $5,571.22 | $51.11 | $3,571.07 | $3,604.14 | $33.07 | $1,736.07 | $1,752.14 | $16.07 | $1,736.07 | $1,752.14 | $16.07 | $945.76 | $954.52 | $8.76 | $945.76 | $954.52 | $8.76 |
| Over 100 | $5,819.89 | $5,873.78 | $53.89 | $3,771.93 | $3,806.86 | $34.93 | $1,924.82 | $1,942.64 | $17.82 | $1,924.82 | $1,942.64 | $17.82 | $1,087.07 | $1,097.14 | $10.07 | $1,087.07 | $1,097.14 | $10.07 |
(B) Rider Premium Changes
Deluxe Care Rider Premium Changes
| IncomeShield Plan | Plan P | Plan A | Plan B - SG | Plan B - PR | Plan C - SG | Plan C - PR | ||||||||||||
| Age Next Birthday | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change |
| 1 to 18 | $127.18 | $128.36 | $1.18 | $115.07 | $116.14 | $1.07 | $82.77 | $83.54 | $0.77 | $82.77 | $83.54 | $0.77 | $64.60 | $65.20 | $0.60 | $64.60 | $65.20 | $0.60 |
| 19 to 20 | $145.35 | $146.70 | $1.35 | $121.12 | $122.24 | $1.12 | $88.82 | $89.64 | $0.82 | $88.82 | $89.64 | $0.82 | $69.64 | $70.28 | $0.64 | $69.64 | $70.28 | $0.64 |
| 21 to 25 | $145.35 | $146.70 | $1.35 | $121.12 | $122.24 | $1.12 | $88.82 | $89.64 | $0.82 | $88.82 | $89.64 | $0.82 | $69.64 | $70.28 | $0.64 | $69.64 | $70.28 | $0.64 |
| 26 to 30 | $145.35 | $146.70 | $1.35 | $121.12 | $122.24 | $1.12 | $88.82 | $89.64 | $0.82 | $88.82 | $89.64 | $0.82 | $69.64 | $70.28 | $0.64 | $69.64 | $70.28 | $0.64 |
| 31 to 35 | $164.52 | $166.04 | $1.52 | $131.21 | $132.42 | $1.21 | $99.93 | $100.86 | $0.93 | $99.93 | $100.86 | $0.93 | $72.67 | $73.34 | $0.67 | $72.67 | $73.34 | $0.67 |
| 36 to 40 | $170.58 | $172.16 | $1.58 | $141.31 | $142.62 | $1.31 | $103.96 | $104.92 | $0.96 | $103.96 | $104.92 | $0.96 | $76.71 | $77.42 | $0.71 | $76.71 | $77.42 | $0.71 |
| 41 to 45 | $266.47 | $268.94 | $2.47 | $238.21 | $240.42 | $2.21 | $168.56 | $170.12 | $1.56 | $168.56 | $170.12 | $1.56 | $122.13 | $123.26 | $1.13 | $122.13 | $123.26 | $1.13 |
| 46 to 50 | $275.55 | $278.10 | $2.55 | $249.31 | $251.62 | $2.31 | $176.64 | $178.28 | $1.64 | $176.64 | $178.28 | $1.64 | $130.21 | $131.42 | $1.21 | $130.21 | $131.42 | $1.21 |
| 51 to 55 | $336.11 | $339.22 | $3.11 | $298.77 | $301.54 | $2.77 | $212.97 | $214.94 | $1.97 | $212.97 | $214.94 | $1.97 | $152.41 | $153.82 | $1.41 | $152.41 | $153.82 | $1.41 |
| 56 to 60 | $343.18 | $346.36 | $3.18 | $308.86 | $311.72 | $2.86 | $220.04 | $222.08 | $2.04 | $220.04 | $222.08 | $2.04 | $159.48 | $160.96 | $1.48 | $159.48 | $160.96 | $1.48 |
| 61 to 65 | $460.26 | $464.52 | $4.26 | $415.85 | $419.70 | $3.85 | $299.78 | $302.56 | $2.78 | $299.78 | $302.56 | $2.78 | $210.95 | $212.90 | $1.95 | $210.95 | $212.90 | $1.95 |
| 66 to 70 | $598.54 | $604.08 | $5.54 | $540.00 | $545.00 | $5.00 | $384.56 | $388.12 | $3.56 | $384.56 | $388.12 | $3.56 | $274.54 | $277.08 | $2.54 | $274.54 | $277.08 | $2.54 |
| 71 to 73 | $828.67 | $836.34 | $7.67 | $676.26 | $682.52 | $6.26 | $482.47 | $486.94 | $4.47 | $482.47 | $486.94 | $4.47 | $346.21 | $349.42 | $3.21 | $346.21 | $349.42 | $3.21 |
| 74 to 75 | $974.02 | $983.04 | $9.02 | $797.38 | $804.76 | $7.38 | $567.25 | $572.50 | $5.25 | $567.25 | $572.50 | $5.25 | $404.75 | $408.50 | $3.75 | $404.75 | $408.50 | $3.75 |
| 76 to 78 | $1,164.79 | $1,175.58 | $10.79 | $951.81 | $960.62 | $8.81 | $676.26 | $682.52 | $6.26 | $676.26 | $682.52 | $6.26 | $518.80 | $523.60 | $4.80 | $518.80 | $523.60 | $4.80 |
| 79 to 80 | $1,355.55 | $1,368.10 | $12.55 | $1,102.21 | $1,112.42 | $10.21 | $794.36 | $801.72 | $7.36 | $794.36 | $801.72 | $7.36 | $636.90 | $642.80 | $5.90 | $636.90 | $642.80 | $5.90 |
| 81 to 83 | $1,509.98 | $1,523.96 | $13.98 | $1,215.25 | $1,226.50 | $11.25 | $885.20 | $893.40 | $8.20 | $885.20 | $893.40 | $8.20 | $734.80 | $741.60 | $6.80 | $734.80 | $741.60 | $6.80 |
| 84 to 85 | $1,667.44 | $1,682.88 | $15.44 | $1,353.53 | $1,366.06 | $12.53 | $978.06 | $987.12 | $9.06 | $978.06 | $987.12 | $9.06 | $827.66 | $835.32 | $7.66 | $827.66 | $835.32 | $7.66 |
| 86 to 88 | $1,805.72 | $1,822.44 | $16.72 | $1,461.53 | $1,475.06 | $13.53 | $1,068.90 | $1,078.80 | $9.90 | $1,068.90 | $1,078.80 | $9.90 | $929.61 | $938.22 | $8.61 | $929.61 | $938.22 | $8.61 |
| 89 to 90 | $1,978.32 | $1,996.64 | $18.32 | $1,599.81 | $1,614.62 | $14.81 | $1,148.64 | $1,159.28 | $10.64 | $1,148.64 | $1,159.28 | $10.64 | $1,020.45 | $1,029.90 | $9.45 | $1,020.45 | $1,029.90 | $9.45 |
| 91 to 93 | $2,137.79 | $2,157.58 | $19.79 | $1,718.92 | $1,734.84 | $15.92 | $1,254.62 | $1,266.24 | $11.62 | $1,254.62 | $1,266.24 | $11.62 | $1,117.35 | $1,127.70 | $10.35 | $1,117.35 | $1,127.70 | $10.35 |
| 94 to 95 | $2,265.98 | $2,286.96 | $20.98 | $1,850.13 | $1,867.26 | $17.13 | $1,337.38 | $1,349.76 | $12.38 | $1,337.38 | $1,349.76 | $12.38 | $1,210.21 | $1,221.42 | $11.21 | $1,210.21 | $1,221.42 | $11.21 |
| 96 to 98 | $2,439.59 | $2,462.18 | $22.59 | $1,972.26 | $1,990.52 | $18.26 | $1,437.31 | $1,450.62 | $13.31 | $1,437.31 | $1,450.62 | $13.31 | $1,315.18 | $1,327.36 | $12.18 | $1,315.18 | $1,327.36 | $12.18 |
| 99 to 100 | $2,585.94 | $2,609.88 | $23.94 | $2,102.47 | $2,121.94 | $19.47 | $1,537.23 | $1,551.46 | $14.23 | $1,537.23 | $1,551.46 | $14.23 | $1,421.16 | $1,434.32 | $13.16 | $1,421.16 | $1,434.32 | $13.16 |
| Over 100 | $2,680.82 | $2,705.64 | $24.82 | $2,175.14 | $2,195.28 | $20.14 | $1,586.69 | $1,601.38 | $14.69 | $1,586.69 | $1,601.38 | $14.69 | $1,476.67 | $1,490.34 | $13.67 | $1,476.67 | $1,490.34 | $13.67 |
Classic Care Rider Premium Changes
| IncomeShield Plan | Plan P | Plan A | Plan B - SG | Plan B - PR | Plan C - SG | Plan C - PR | ||||||||||||
| Age Next Birthday | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change |
| 1 to 18 | $83.78 | $84.56 | $0.78 | $78.73 | $79.46 | $0.73 | $54.50 | $55.00 | $0.50 | $54.50 | $55.00 | $0.50 | $44.41 | $44.82 | $0.41 | $44.41 | $44.82 | $0.41 |
| 19 to 20 | $87.81 | $88.62 | $0.81 | $81.76 | $82.52 | $0.76 | $57.53 | $58.06 | $0.53 | $57.53 | $58.06 | $0.53 | $46.43 | $46.86 | $0.43 | $46.43 | $46.86 | $0.43 |
| 21 to 25 | $87.81 | $88.62 | $0.81 | $81.76 | $82.52 | $0.76 | $57.53 | $58.06 | $0.53 | $57.53 | $58.06 | $0.53 | $46.43 | $46.86 | $0.43 | $46.43 | $46.86 | $0.43 |
| 26 to 30 | $87.81 | $88.62 | $0.81 | $81.76 | $82.52 | $0.76 | $57.53 | $58.06 | $0.53 | $57.53 | $58.06 | $0.53 | $46.43 | $46.86 | $0.43 | $46.43 | $46.86 | $0.43 |
| 31 to 35 | $92.86 | $93.72 | $0.86 | $86.80 | $87.60 | $0.80 | $62.58 | $63.16 | $0.58 | $62.58 | $63.16 | $0.58 | $48.45 | $48.90 | $0.45 | $48.45 | $48.90 | $0.45 |
| 36 to 40 | $98.92 | $99.84 | $0.92 | $91.85 | $92.70 | $0.85 | $68.64 | $69.28 | $0.64 | $68.64 | $69.28 | $0.64 | $51.48 | $51.96 | $0.48 | $51.48 | $51.96 | $0.48 |
| 41 to 45 | $146.36 | $147.72 | $1.36 | $141.31 | $142.62 | $1.31 | $104.97 | $105.94 | $0.97 | $104.97 | $105.94 | $0.97 | $73.68 | $74.36 | $0.68 | $73.68 | $74.36 | $0.68 |
| 46 to 50 | $161.50 | $163.00 | $1.50 | $158.47 | $159.94 | $1.47 | $112.04 | $113.08 | $1.04 | $112.04 | $113.08 | $1.04 | $82.77 | $83.54 | $0.77 | $82.77 | $83.54 | $0.77 |
| 51 to 55 | $193.79 | $195.58 | $1.79 | $190.77 | $192.54 | $1.77 | $133.23 | $134.46 | $1.23 | $133.23 | $134.46 | $1.23 | $101.94 | $102.88 | $0.94 | $101.94 | $102.88 | $0.94 |
| 56 to 60 | $214.99 | $216.98 | $1.99 | $201.87 | $203.74 | $1.87 | $145.35 | $146.70 | $1.35 | $145.35 | $146.70 | $1.35 | $106.99 | $107.98 | $0.99 | $106.99 | $107.98 | $0.99 |
| 61 to 65 | $292.71 | $295.42 | $2.71 | $266.47 | $268.94 | $2.47 | $195.81 | $197.62 | $1.81 | $195.81 | $197.62 | $1.81 | $144.34 | $145.68 | $1.34 | $144.34 | $145.68 | $1.34 |
| 66 to 70 | $375.48 | $378.96 | $3.48 | $359.33 | $362.66 | $3.33 | $254.36 | $256.72 | $2.36 | $254.36 | $256.72 | $2.36 | $180.67 | $182.34 | $1.67 | $180.67 | $182.34 | $1.67 |
| 71 to 73 | $499.63 | $504.26 | $4.63 | $451.18 | $455.36 | $4.18 | $312.90 | $315.80 | $2.90 | $312.90 | $315.80 | $2.90 | $228.11 | $230.22 | $2.11 | $228.11 | $230.22 | $2.11 |
| 74 to 75 | $610.65 | $616.30 | $5.65 | $528.90 | $533.80 | $4.90 | $373.46 | $376.92 | $3.46 | $373.46 | $376.92 | $3.46 | $279.59 | $282.18 | $2.59 | $279.59 | $282.18 | $2.59 |
| 76 to 78 | $721.68 | $728.36 | $6.68 | $627.81 | $633.62 | $5.81 | $450.17 | $454.34 | $4.17 | $450.17 | $454.34 | $4.17 | $345.20 | $348.40 | $3.20 | $345.20 | $348.40 | $3.20 |
| 79 to 80 | $836.75 | $844.50 | $7.75 | $734.80 | $741.60 | $6.80 | $509.72 | $514.44 | $4.72 | $509.72 | $514.44 | $4.72 | $426.95 | $430.90 | $3.95 | $426.95 | $430.90 | $3.95 |
| 81 to 83 | $952.82 | $961.64 | $8.82 | $820.60 | $828.20 | $7.60 | $575.33 | $580.66 | $5.33 | $575.33 | $580.66 | $5.33 | $473.38 | $477.76 | $4.38 | $473.38 | $477.76 | $4.38 |
| 84 to 85 | $1,050.73 | $1,060.46 | $9.73 | $906.39 | $914.78 | $8.39 | $643.96 | $649.92 | $5.96 | $643.96 | $649.92 | $5.96 | $534.95 | $539.90 | $4.95 | $534.95 | $539.90 | $4.95 |
| 86 to 88 | $1,146.62 | $1,157.24 | $10.62 | $1,078.99 | $1,088.98 | $9.99 | $945.76 | $954.52 | $8.76 | $945.76 | $954.52 | $8.76 | $629.83 | $635.66 | $5.83 | $629.83 | $635.66 | $5.83 |
| 89 to 90 | $1,244.52 | $1,256.04 | $11.52 | $1,207.18 | $1,218.36 | $11.18 | $1,060.82 | $1,070.64 | $9.82 | $1,060.82 | $1,070.64 | $9.82 | $695.44 | $701.88 | $6.44 | $695.44 | $701.88 | $6.44 |
| 91 to 93 | $1,341.42 | $1,353.84 | $12.42 | $1,326.28 | $1,338.56 | $12.28 | $1,171.85 | $1,182.70 | $10.85 | $1,171.85 | $1,182.70 | $10.85 | $760.04 | $767.08 | $7.04 | $760.04 | $767.08 | $7.04 |
| 94 to 95 | $1,438.32 | $1,451.64 | $13.32 | $1,421.16 | $1,434.32 | $13.16 | $1,277.83 | $1,289.66 | $11.83 | $1,277.83 | $1,289.66 | $11.83 | $824.64 | $832.28 | $7.64 | $824.64 | $832.28 | $7.64 |
| 96 to 98 | $1,535.21 | $1,549.42 | $14.21 | $1,523.10 | $1,537.20 | $14.10 | $1,374.73 | $1,387.46 | $12.73 | $1,374.73 | $1,387.46 | $12.73 | $892.26 | $900.52 | $8.26 | $892.26 | $900.52 | $8.26 |
| 99 to 100 | $1,632.11 | $1,647.22 | $15.11 | $1,622.02 | $1,637.04 | $15.02 | $1,477.68 | $1,491.36 | $13.68 | $1,477.68 | $1,491.36 | $13.68 | $955.85 | $964.70 | $8.85 | $955.85 | $964.70 | $8.85 |
| Over 100 | $1,690.65 | $1,706.30 | $15.65 | $1,651.29 | $1,666.58 | $15.29 | $1,518.06 | $1,532.12 | $14.06 | $1,518.06 | $1,532.12 | $14.06 | $995.21 | $1,004.42 | $9.21 | $995.21 | $1,004.42 | $9.21 |
Plus Rider Premium Changes
| IncomeShield Plan | Plan P | Plan A | Plan B - SG | Plan B - PR | Plan C - SG | Plan C - PR | ||||||||||||
| Age Next Birthday | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change |
| 1 to 18 | $127.18 | $128.36 | $1.18 | $115.07 | $116.14 | $1.07 | $82.77 | $83.54 | $0.77 | $82.77 | $83.54 | $0.77 | $64.60 | $65.20 | $0.60 | $64.60 | $65.20 | $0.60 |
| 19 to 20 | $145.35 | $146.70 | $1.35 | $121.12 | $122.24 | $1.12 | $88.82 | $89.64 | $0.82 | $88.82 | $89.64 | $0.82 | $69.64 | $70.28 | $0.64 | $69.64 | $70.28 | $0.64 |
| 21 to 25 | $145.35 | $146.70 | $1.35 | $121.12 | $122.24 | $1.12 | $88.82 | $89.64 | $0.82 | $88.82 | $89.64 | $0.82 | $69.64 | $70.28 | $0.64 | $69.64 | $70.28 | $0.64 |
| 26 to 30 | $145.35 | $146.70 | $1.35 | $121.12 | $122.24 | $1.12 | $88.82 | $89.64 | $0.82 | $88.82 | $89.64 | $0.82 | $69.64 | $70.28 | $0.64 | $69.64 | $70.28 | $0.64 |
| 31 to 35 | $164.52 | $166.04 | $1.52 | $131.21 | $132.42 | $1.21 | $99.93 | $100.86 | $0.93 | $99.93 | $100.86 | $0.93 | $72.67 | $73.34 | $0.67 | $72.67 | $73.34 | $0.67 |
| 36 to 40 | $170.58 | $172.16 | $1.58 | $141.31 | $142.62 | $1.31 | $103.96 | $104.92 | $0.96 | $103.96 | $104.92 | $0.96 | $76.71 | $77.42 | $0.71 | $76.71 | $77.42 | $0.71 |
| 41 to 45 | $266.47 | $268.94 | $2.47 | $238.21 | $240.42 | $2.21 | $168.56 | $170.12 | $1.56 | $168.56 | $170.12 | $1.56 | $122.13 | $123.26 | $1.13 | $122.13 | $123.26 | $1.13 |
| 46 to 50 | $275.55 | $278.10 | $2.55 | $249.31 | $251.62 | $2.31 | $176.64 | $178.28 | $1.64 | $176.64 | $178.28 | $1.64 | $130.21 | $131.42 | $1.21 | $130.21 | $131.42 | $1.21 |
| 51 to 55 | $336.11 | $339.22 | $3.11 | $298.77 | $301.54 | $2.77 | $212.97 | $214.94 | $1.97 | $212.97 | $214.94 | $1.97 | $152.41 | $153.82 | $1.41 | $152.41 | $153.82 | $1.41 |
| 56 to 60 | $343.18 | $346.36 | $3.18 | $308.86 | $311.72 | $2.86 | $220.04 | $222.08 | $2.04 | $220.04 | $222.08 | $2.04 | $159.48 | $160.96 | $1.48 | $159.48 | $160.96 | $1.48 |
| 61 to 65 | $460.26 | $464.52 | $4.26 | $415.85 | $419.70 | $3.85 | $299.78 | $302.56 | $2.78 | $299.78 | $302.56 | $2.78 | $210.95 | $212.90 | $1.95 | $210.95 | $212.90 | $1.95 |
| 66 to 70 | $598.54 | $604.08 | $5.54 | $540.00 | $545.00 | $5.00 | $384.56 | $388.12 | $3.56 | $384.56 | $388.12 | $3.56 | $274.54 | $277.08 | $2.54 | $274.54 | $277.08 | $2.54 |
| 71 to 73 | $828.67 | $836.34 | $7.67 | $676.26 | $682.52 | $6.26 | $482.47 | $486.94 | $4.47 | $482.47 | $486.94 | $4.47 | $346.21 | $349.42 | $3.21 | $346.21 | $349.42 | $3.21 |
| 74 to 75 | $974.02 | $983.04 | $9.02 | $797.38 | $804.76 | $7.38 | $567.25 | $572.50 | $5.25 | $567.25 | $572.50 | $5.25 | $404.75 | $408.50 | $3.75 | $404.75 | $408.50 | $3.75 |
| 76 to 78 | $1,164.79 | $1,175.58 | $10.79 | $951.81 | $960.62 | $8.81 | $676.26 | $682.52 | $6.26 | $676.26 | $682.52 | $6.26 | $518.80 | $523.60 | $4.80 | $518.80 | $523.60 | $4.80 |
| 79 to 80 | $1,355.55 | $1,368.10 | $12.55 | $1,102.21 | $1,112.42 | $10.21 | $794.36 | $801.72 | $7.36 | $794.36 | $801.72 | $7.36 | $636.90 | $642.80 | $5.90 | $636.90 | $642.80 | $5.90 |
| 81 to 83 | $1,509.98 | $1,523.96 | $13.98 | $1,215.25 | $1,226.50 | $11.25 | $885.20 | $893.40 | $8.20 | $885.20 | $893.40 | $8.20 | $734.80 | $741.60 | $6.80 | $734.80 | $741.60 | $6.80 |
| 84 to 85 | $1,667.44 | $1,682.88 | $15.44 | $1,353.53 | $1,366.06 | $12.53 | $978.06 | $987.12 | $9.06 | $978.06 | $987.12 | $9.06 | $827.66 | $835.32 | $7.66 | $827.66 | $835.32 | $7.66 |
| 86 to 88 | $1,805.72 | $1,822.44 | $16.72 | $1,461.53 | $1,475.06 | $13.53 | $1,068.90 | $1,078.80 | $9.90 | $1,068.90 | $1,078.80 | $9.90 | $929.61 | $938.22 | $8.61 | $929.61 | $938.22 | $8.61 |
| 89 to 90 | $1,978.32 | $1,996.64 | $18.32 | $1,599.81 | $1,614.62 | $14.81 | $1,148.64 | $1,159.28 | $10.64 | $1,148.64 | $1,159.28 | $10.64 | $1,020.45 | $1,029.90 | $9.45 | $1,020.45 | $1,029.90 | $9.45 |
| 91 to 93 | $2,137.79 | $2,157.58 | $19.79 | $1,718.92 | $1,734.84 | $15.92 | $1,254.62 | $1,266.24 | $11.62 | $1,254.62 | $1,266.24 | $11.62 | $1,117.35 | $1,127.70 | $10.35 | $1,117.35 | $1,127.70 | $10.35 |
| 94 to 95 | $2,265.98 | $2,286.96 | $20.98 | $1,850.13 | $1,867.26 | $17.13 | $1,337.38 | $1,349.76 | $12.38 | $1,337.38 | $1,349.76 | $12.38 | $1,210.21 | $1,221.42 | $11.21 | $1,210.21 | $1,221.42 | $11.21 |
| 96 to 98 | $2,439.59 | $2,462.18 | $22.59 | $1,972.26 | $1,990.52 | $18.26 | $1,437.31 | $1,450.62 | $13.31 | $1,437.31 | $1,450.62 | $13.31 | $1,315.18 | $1,327.36 | $12.18 | $1,315.18 | $1,327.36 | $12.18 |
| 99 to 100 | $2,585.94 | $2,609.88 | $23.94 | $2,102.47 | $2,121.94 | $19.47 | $1,537.23 | $1,551.46 | $14.23 | $1,537.23 | $1,551.46 | $14.23 | $1,421.16 | $1,434.32 | $13.16 | $1,421.16 | $1,434.32 | $13.16 |
| Over 100 | $2,680.82 | $2,705.64 | $24.82 | $2,175.14 | $2,195.28 | $20.14 | $1,586.69 | $1,601.38 | $14.69 | $1,586.69 | $1,601.38 | $14.69 | $1,476.67 | $1,490.34 | $13.67 | $1,476.67 | $1,490.34 | $13.67 |
Assist Rider Premium Changes
| IncomeShield Plan | Plan P | Plan A | Plan B - SG | Plan B - PR | Plan C - SG | Plan C - PR | ||||||||||||
| Age Next Birthday | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change |
| 1 to 18 | $83.78 | $84.56 | $0.78 | $78.73 | $79.46 | $0.73 | $54.50 | $55.00 | $0.50 | $54.50 | $55.00 | $0.50 | $44.41 | $44.82 | $0.41 | $44.41 | $44.82 | $0.41 |
| 19 to 20 | $87.81 | $88.62 | $0.81 | $81.76 | $82.52 | $0.76 | $57.53 | $58.06 | $0.53 | $57.53 | $58.06 | $0.53 | $46.43 | $46.86 | $0.43 | $46.43 | $46.86 | $0.43 |
| 21 to 25 | $87.81 | $88.62 | $0.81 | $81.76 | $82.52 | $0.76 | $57.53 | $58.06 | $0.53 | $57.53 | $58.06 | $0.53 | $46.43 | $46.86 | $0.43 | $46.43 | $46.86 | $0.43 |
| 26 to 30 | $87.81 | $88.62 | $0.81 | $81.76 | $82.52 | $0.76 | $57.53 | $58.06 | $0.53 | $57.53 | $58.06 | $0.53 | $46.43 | $46.86 | $0.43 | $46.43 | $46.86 | $0.43 |
| 31 to 35 | $92.86 | $93.72 | $0.86 | $86.80 | $87.60 | $0.80 | $62.58 | $63.16 | $0.58 | $62.58 | $63.16 | $0.58 | $48.45 | $48.90 | $0.45 | $48.45 | $48.90 | $0.45 |
| 36 to 40 | $98.92 | $99.84 | $0.92 | $91.85 | $92.70 | $0.85 | $68.64 | $69.28 | $0.64 | $68.64 | $69.28 | $0.64 | $51.48 | $51.96 | $0.48 | $51.48 | $51.96 | $0.48 |
| 41 to 45 | $146.36 | $147.72 | $1.36 | $141.31 | $142.62 | $1.31 | $104.97 | $105.94 | $0.97 | $104.97 | $105.94 | $0.97 | $73.68 | $74.36 | $0.68 | $73.68 | $74.36 | $0.68 |
| 46 to 50 | $161.50 | $163.00 | $1.50 | $158.47 | $159.94 | $1.47 | $112.04 | $113.08 | $1.04 | $112.04 | $113.08 | $1.04 | $82.77 | $83.54 | $0.77 | $82.77 | $83.54 | $0.77 |
| 51 to 55 | $193.79 | $195.58 | $1.79 | $190.77 | $192.54 | $1.77 | $133.23 | $134.46 | $1.23 | $133.23 | $134.46 | $1.23 | $101.94 | $102.88 | $0.94 | $101.94 | $102.88 | $0.94 |
| 56 to 60 | $214.99 | $216.98 | $1.99 | $201.87 | $203.74 | $1.87 | $145.35 | $146.70 | $1.35 | $145.35 | $146.70 | $1.35 | $106.99 | $107.98 | $0.99 | $106.99 | $107.98 | $0.99 |
| 61 to 65 | $292.71 | $295.42 | $2.71 | $266.47 | $268.94 | $2.47 | $195.81 | $197.62 | $1.81 | $195.81 | $197.62 | $1.81 | $144.34 | $145.68 | $1.34 | $144.34 | $145.68 | $1.34 |
| 66 to 70 | $375.48 | $378.96 | $3.48 | $359.33 | $362.66 | $3.33 | $254.36 | $256.72 | $2.36 | $254.36 | $256.72 | $2.36 | $180.67 | $182.34 | $1.67 | $180.67 | $182.34 | $1.67 |
| 71 to 73 | $499.63 | $504.26 | $4.63 | $451.18 | $455.36 | $4.18 | $312.90 | $315.80 | $2.90 | $312.90 | $315.80 | $2.90 | $228.11 | $230.22 | $2.11 | $228.11 | $230.22 | $2.11 |
| 74 to 75 | $610.65 | $616.30 | $5.65 | $528.90 | $533.80 | $4.90 | $373.46 | $376.92 | $3.46 | $373.46 | $376.92 | $3.46 | $279.59 | $282.18 | $2.59 | $279.59 | $282.18 | $2.59 |
| 76 to 78 | $721.68 | $728.36 | $6.68 | $627.81 | $633.62 | $5.81 | $450.17 | $454.34 | $4.17 | $450.17 | $454.34 | $4.17 | $345.20 | $348.40 | $3.20 | $345.20 | $348.40 | $3.20 |
| 79 to 80 | $836.75 | $844.50 | $7.75 | $734.80 | $741.60 | $6.80 | $509.72 | $514.44 | $4.72 | $509.72 | $514.44 | $4.72 | $426.95 | $430.90 | $3.95 | $426.95 | $430.90 | $3.95 |
| 81 to 83 | $952.82 | $961.64 | $8.82 | $820.60 | $828.20 | $7.60 | $575.33 | $580.66 | $5.33 | $575.33 | $580.66 | $5.33 | $473.38 | $477.76 | $4.38 | $473.38 | $477.76 | $4.38 |
| 84 to 85 | $1,050.73 | $1,060.46 | $9.73 | $906.39 | $914.78 | $8.39 | $643.96 | $649.92 | $5.96 | $643.96 | $649.92 | $5.96 | $534.95 | $539.90 | $4.95 | $534.95 | $539.90 | $4.95 |
| 86 to 88 | $1,146.62 | $1,157.24 | $10.62 | $1,078.99 | $1,088.98 | $9.99 | $945.76 | $954.52 | $8.76 | $945.76 | $954.52 | $8.76 | $629.83 | $635.66 | $5.83 | $629.83 | $635.66 | $5.83 |
| 89 to 90 | $1,244.52 | $1,256.04 | $11.52 | $1,207.18 | $1,218.36 | $11.18 | $1,060.82 | $1,070.64 | $9.82 | $1,060.82 | $1,070.64 | $9.82 | $695.44 | $701.88 | $6.44 | $695.44 | $701.88 | $6.44 |
| 91 to 93 | $1,341.42 | $1,353.84 | $12.42 | $1,326.28 | $1,338.56 | $12.28 | $1,171.85 | $1,182.70 | $10.85 | $1,171.85 | $1,182.70 | $10.85 | $760.04 | $767.08 | $7.04 | $760.04 | $767.08 | $7.04 |
| 94 to 95 | $1,438.32 | $1,451.64 | $13.32 | $1,421.16 | $1,434.32 | $13.16 | $1,277.83 | $1,289.66 | $11.83 | $1,277.83 | $1,289.66 | $11.83 | $824.64 | $832.28 | $7.64 | $824.64 | $832.28 | $7.64 |
| 96 to 98 | $1,535.21 | $1,549.42 | $14.21 | $1,523.10 | $1,537.20 | $14.10 | $1,374.73 | $1,387.46 | $12.73 | $1,374.73 | $1,387.46 | $12.73 | $892.26 | $900.52 | $8.26 | $892.26 | $900.52 | $8.26 |
| 99 to 100 | $1,632.11 | $1,647.22 | $15.11 | $1,622.02 | $1,637.04 | $15.02 | $1,477.68 | $1,491.36 | $13.68 | $1,477.68 | $1,491.36 | $13.68 | $955.85 | $964.70 | $8.85 | $955.85 | $964.70 | $8.85 |
| Over 100 | $1,690.65 | $1,706.30 | $15.65 | $1,651.29 | $1,666.58 | $15.29 | $1,518.06 | $1,532.12 | $14.06 | $1,518.06 | $1,532.12 | $14.06 | $995.21 | $1,004.42 | $9.21 | $995.21 | $1,004.42 | $9.21 |
Daily Cash Rider and Child Illness Rider Premium Changes
| Age Next Birthday | Daily Cash Rider (150) | Daily Cash Rider (100) | Daily Cash Rider (50) | Child Illness Rider | ||||||||
| Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | |
| 1 to 18 | $83.78 | $84.56 | $0.78 | $61.57 | $62.14 | $0.57 | $28.26 | $28.52 | $0.26 | $99.93 | $100.86 | $0.93 |
| 19 to 20 | $83.78 | $84.56 | $0.78 | $61.57 | $62.14 | $0.57 | $28.26 | $28.52 | $0.26 | $99.93 | $100.86 | $0.93 |
| 21 to 25 | $83.78 | $84.56 | $0.78 | $61.57 | $62.14 | $0.57 | $28.26 | $28.52 | $0.26 | $99.93 | $100.86 | $0.93 |
| 26 to 30 | $83.78 | $84.56 | $0.78 | $61.57 | $62.14 | $0.57 | $28.26 | $28.52 | $0.26 | N.A. | N.A. | N.A |
| 31 to 35 | $111.03 | $112.06 | $1.03 | $80.75 | $81.50 | $0.75 | $37.35 | $37.70 | $0.35 | N.A. | N.A. | N.A |
| 36 to 40 | $111.03 | $112.06 | $1.03 | $80.75 | $81.50 | $0.75 | $37.35 | $37.70 | $0.35 | N.A. | N.A. | N.A |
| 41 to 45 | $135.25 | $136.50 | $1.25 | $98.92 | $99.84 | $0.92 | $45.42 | $45.84 | $0.42 | N.A. | N.A. | N.A |
| 46 to 50 | $135.25 | $136.50 | $1.25 | $98.92 | $99.84 | $0.92 | $45.42 | $45.84 | $0.42 | N.A. | N.A. | N.A |
| 51 to 55 | $169.57 | $171.14 | $1.57 | $123.14 | $124.28 | $1.14 | $56.52 | $57.04 | $0.52 | N.A. | N.A. | N.A |
| 56 to 60 | $226.09 | $228.18 | $2.09 | $164.52 | $166.04 | $1.52 | $75.70 | $76.40 | $0.70 | N.A. | N.A. | N.A |
| 61 to 65 | $284.64 | $287.28 | $2.64 | $206.92 | $208.84 | $1.92 | $94.88 | $95.76 | $0.88 | N.A. | N.A. | N.A |
| 66 to 70 | $399.70 | $403.40 | $3.70 | $290.69 | $293.38 | $2.69 | $133.23 | $134.46 | $1.23 | N.A. | N.A. | N.A |
| 71 to 73 | $512.75 | $517.50 | $4.75 | $372.45 | $375.90 | $3.45 | $170.58 | $172.16 | $1.58 | N.A. | N.A. | N.A |
| 74 to 75 | $624.79 | $630.58 | $5.79 | $454.21 | $458.42 | $4.21 | $207.93 | $209.86 | $1.93 | N.A. | N.A. | N.A |
| 76 to 78 | $722.69 | $729.38 | $6.69 | $524.86 | $529.72 | $4.86 | $241.23 | $243.46 | $2.23 | N.A. | N.A. | N.A |
| 79 to 80 | $722.69 | $729.38 | $6.69 | $524.86 | $529.72 | $4.86 | $241.23 | $243.46 | $2.23 | N.A. | N.A. | N.A |
| 81 to 83 | $836.75 | $844.50 | $7.75 | $607.63 | $613.26 | $5.63 | $278.58 | $281.16 | $2.58 | N.A. | N.A. | N.A |
| 84 to 85 | $836.75 | $844.50 | $7.75 | $607.63 | $613.26 | $5.63 | $278.58 | $281.16 | $2.58 | N.A. | N.A. | N.A |
| 86 to 88 | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A |
| 89 to 90 | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A |
| 91 to 93 | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A |
| 94 to 95 | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A |
| 96 to 98 | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A |
| 99 to 100 | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A |
| Over 100 | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A | N.A. | N.A. | N.A |
To view your MediShield Life premium rates, click here.
SG: Singaporean; PR: Singapore Permanent Resident
1. Revised MediShield Life Premiums are before premium subsidies that the policyholder may be eligible for.
2. There is no maximum entry age for IncomeShield Standard Plan. The last entry age is 75 for all other plan (including riders attachable to IncomeShield Standard Plan), based on the insured’s age next birthday, when cover starts.
The above premium rates are inclusive of 9% GST and apply from 1 Jan 2024 onwards unless otherwise stated in your letter. You can pay your premiums by cash, cheque, credit card or GIRO only. Yearly premiums are based on the insured's age at next birthday, and will increase when the insured reaches the next age band. Premium rates are non-guaranteed and may be reviewed from time to time.
Information is correct as at 1 January 2024.
