(A) Enhanced IncomeShield Plan Premium Changes
| Age Next Birthday | Preferred | Advantage | Basic | Enhanced C | ||||||||
| Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | |
| 1 to 18 | $323.00 | $325.99 | $2.99 | $175.63 | $177.25 | $1.62 | $183.70 | $185.40 | $1.70 | $181.68 | $183.36 | $1.68 |
| 19 to 20 | $333.09 | $336.17 | $3.08 | $190.77 | $192.53 | $1.76 | $194.80 | $196.60 | $1.80 | $191.78 | $193.56 | $1.78 |
| 21 to 25 | $454.21 | $458.41 | $4.20 | $296.75 | $299.49 | $2.74 | $295.74 | $298.48 | $2.74 | $293.72 | $296.44 | $2.72 |
| 26 to 30 | $469.35 | $473.69 | $4.34 | $296.75 | $299.49 | $2.74 | $295.74 | $298.48 | $2.74 | $293.72 | $296.44 | $2.72 |
| 31 to 35 | $686.35 | $692.71 | $6.36 | $477.42 | $481.85 | $4.43 | $477.42 | $481.84 | $4.42 | $468.34 | $472.68 | $4.34 |
| 36 to 40 | $696.44 | $702.89 | $6.45 | $500.63 | $505.27 | $4.64 | $508.71 | $513.42 | $4.71 | $468.34 | $472.68 | $4.34 |
| 41 to 45 | $1,231.41 | $1,242.81 | $11.40 | $732.79 | $739.57 | $6.78 | $714.62 | $721.24 | $6.62 | $659.10 | $665.20 | $6.10 |
| 46 to 50 | $1,362.62 | $1,375.23 | $12.61 | $743.89 | $750.77 | $6.88 | $735.81 | $742.62 | $6.81 | $664.15 | $670.30 | $6.15 |
| 51 to 55 | $1,897.57 | $1,915.13 | $17.56 | $1,143.59 | $1,154.17 | $10.58 | $1,077.98 | $1,087.96 | $9.98 | $986.13 | $995.26 | $9.13 |
| 56 to 60 | $2,200.38 | $2,220.75 | $20.37 | $1,179.93 | $1,190.85 | $10.92 | $1,093.12 | $1,103.24 | $10.12 | $1,007.33 | $1,016.66 | $9.33 |
| 61 to 65 | $2,896.82 | $2,923.65 | $26.83 | $1,624.03 | $1,639.07 | $15.04 | $1,495.85 | $1,509.70 | $13.85 | $1,387.85 | $1,400.70 | $12.85 |
| 66 to 70 | $3,709.35 | $3,743.70 | $34.35 | $2,020.71 | $2,039.42 | $18.71 | $1,773.42 | $1,789.84 | $16.42 | $1,658.36 | $1,673.72 | $15.36 |
| 71 to 73 | $4,617.76 | $4,660.52 | $42.76 | $2,504.19 | $2,527.38 | $23.19 | $2,305.35 | $2,326.70 | $21.35 | $2,094.39 | $2,113.78 | $19.39 |
| 74 to 75 | $5,228.41 | $5,276.81 | $48.40 | $2,875.63 | $2,902.25 | $26.62 | $2,597.05 | $2,621.10 | $24.05 | $2,379.03 | $2,401.06 | $22.03 |
| 76 to 78 | $5,934.95 | $5,989.90 | $54.95 | $3,423.70 | $3,455.40 | $31.70 | $3,058.32 | $3,086.64 | $28.32 | $2,796.90 | $2,822.80 | $25.90 |
| 79 to 80 | $6,550.65 | $6,611.30 | $60.65 | $3,784.04 | $3,819.08 | $35.04 | $3,345.98 | $3,376.96 | $30.98 | $3,066.39 | $3,094.78 | $28.39 |
| 81 to 83 | $6,888.78 | $6,952.57 | $63.79 | $3,943.51 | $3,980.03 | $36.52 | $3,328.82 | $3,359.64 | $30.82 | $3,051.25 | $3,079.50 | $28.25 |
| 84 to 85 | $7,857.75 | $7,930.51 | $72.76 | $4,525.90 | $4,567.81 | $41.91 | $3,851.66 | $3,887.32 | $35.66 | $3,550.88 | $3,583.76 | $32.88 |
| 86 to 88 | $8,513.84 | $8,592.67 | $78.83 | $4,906.43 | $4,951.85 | $45.42 | $4,565.27 | $4,607.54 | $42.27 | $4,169.61 | $4,208.22 | $38.61 |
| 89 to 90 | $9,134.58 | $9,219.15 | $84.57 | $5,211.26 | $5,259.51 | $48.25 | $4,921.57 | $4,967.14 | $45.57 | $4,442.13 | $4,483.26 | $41.13 |
| 91 to 93 | $9,644.30 | $9,733.59 | $89.29 | $5,578.66 | $5,630.31 | $51.65 | $5,448.45 | $5,498.90 | $50.45 | $4,730.80 | $4,774.60 | $43.80 |
| 94 to 95 | $10,234.77 | $10,329.53 | $94.76 | $5,972.30 | $6,027.59 | $55.29 | $5,794.65 | $5,848.30 | $53.65 | $5,063.89 | $5,110.78 | $46.89 |
| 96 to 98 | $10,653.65 | $10,752.29 | $98.64 | $6,345.76 | $6,404.51 | $58.75 | $6,137.83 | $6,194.66 | $56.83 | $5,378.80 | $5,428.60 | $49.80 |
| 99 to 100 | $11,208.79 | $11,312.57 | $103.78 | $6,708.12 | $6,770.23 | $62.11 | $6,495.14 | $6,555.28 | $60.14 | $5,593.79 | $5,645.58 | $51.79 |
| Over 100 | $11,208.79 | $11,312.57 | $103.78 | $7,085.61 | $7,151.21 | $65.60 | $6,871.63 | $6,935.26 | $63.63 | $5,905.68 | $5,960.36 | $54.68 |
(B) Rider Premium Changes
Deluxe Care Rider Premium Changes
| Enhanced IncomeShield Plan | Enhanced Preferred | Enhanced Advanced | Enhanced Basic (FR) | Enhanced C (FR) | ||||||||
| Age Next Birthday | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change |
| 1 to 18 | $500.00 | $504.63 | $4.63 | $172.60 | $174.20 | $1.60 | $106.99 | $107.98 | $0.99 | $65.61 | $66.22 | $0.61 |
| 19 to 20 | $508.00 | $512.70 | $4.70 | $187.74 | $189.48 | $1.74 | $119.10 | $120.20 | $1.10 | $84.79 | $85.58 | $0.79 |
| 21 to 25 | $570.00 | $575.28 | $5.28 | $198.84 | $200.68 | $1.84 | $119.10 | $120.20 | $1.10 | $84.79 | $85.58 | $0.79 |
| 26 to 30 | $578.00 | $583.35 | $5.35 | $198.84 | $200.68 | $1.84 | $119.10 | $120.20 | $1.10 | $84.79 | $85.58 | $0.79 |
| 31 to 35 | $722.00 | $728.69 | $6.69 | $213.98 | $215.96 | $1.98 | $135.25 | $136.50 | $1.25 | $99.93 | $100.86 | $0.93 |
| 36 to 40 | $760.00 | $767.04 | $7.04 | $219.03 | $221.06 | $2.03 | $143.33 | $144.66 | $1.33 | $104.97 | $105.94 | $0.97 |
| 41 to 45 | $965.00 | $973.94 | $8.94 | $330.06 | $333.12 | $3.06 | $214.99 | $216.98 | $1.99 | $166.54 | $168.08 | $1.54 |
| 46 to 50 | $980.00 | $989.07 | $9.07 | $349.23 | $352.46 | $3.23 | $221.05 | $223.10 | $2.05 | $184.71 | $186.42 | $1.71 |
| 51 to 55 | $1,590.00 | $1,604.72 | $14.72 | $470.36 | $474.72 | $4.36 | $310.88 | $313.76 | $2.88 | $237.20 | $239.40 | $2.20 |
| 56 to 60 | $2,383.00 | $2,405.06 | $22.06 | $536.97 | $541.94 | $4.97 | $363.36 | $366.72 | $3.36 | $253.35 | $255.70 | $2.35 |
| 61 to 65 | $3,100.00 | $3,128.70 | $28.70 | $760.04 | $767.08 | $7.04 | $489.53 | $494.06 | $4.53 | $333.08 | $336.16 | $3.08 |
| 66 to 70 | $4,100.00 | $4,137.96 | $37.96 | $1,006.32 | $1,015.64 | $9.32 | $628.82 | $634.64 | $5.82 | $433.01 | $437.02 | $4.01 |
| 71 to 73 | $4,950.00 | $4,995.83 | $45.83 | $1,256.64 | $1,268.28 | $11.64 | $761.05 | $768.10 | $7.05 | $535.96 | $540.92 | $4.96 |
| 74 to 75 | $5,460.00 | $5,510.56 | $50.56 | $1,482.73 | $1,496.46 | $13.73 | $913.46 | $921.92 | $8.46 | $659.10 | $665.20 | $6.10 |
| 76 to 78 | $6,250.00 | $6,307.87 | $57.87 | $1,563.48 | $1,577.96 | $14.48 | $1,001.27 | $1,010.54 | $9.27 | $782.24 | $789.48 | $7.24 |
| 79 to 80 | $6,900.00 | $6,963.89 | $63.89 | $1,793.61 | $1,810.22 | $16.61 | $1,208.19 | $1,219.38 | $11.19 | $960.90 | $969.80 | $8.90 |
| 81 to 83 | $7,455.00 | $7,524.03 | $69.03 | $2,012.64 | $2,031.28 | $18.64 | $1,390.88 | $1,403.76 | $12.88 | $1,108.26 | $1,118.52 | $10.26 |
| 84 to 85 | $7,585.00 | $7,655.23 | $70.23 | $2,222.58 | $2,243.16 | $20.58 | $1,535.21 | $1,549.42 | $14.21 | $1,208.19 | $1,219.38 | $11.19 |
| 86 to 88 | $7,650.00 | $7,720.83 | $70.83 | $2,401.23 | $2,423.46 | $22.23 | $1,691.66 | $1,707.32 | $15.66 | $1,322.24 | $1,334.48 | $12.24 |
| 89 to 90 | $7,700.00 | $7,771.30 | $71.30 | $2,716.15 | $2,741.30 | $25.15 | $1,852.15 | $1,869.30 | $17.15 | $1,472.64 | $1,486.28 | $13.64 |
| 91 to 93 | $7,800.00 | $7,872.22 | $72.22 | $2,934.17 | $2,961.34 | $27.17 | $2,022.73 | $2,041.46 | $18.73 | $1,611.93 | $1,626.86 | $14.93 |
| 94 to 95 | $7,900.00 | $7,973.15 | $73.15 | $3,162.28 | $3,191.56 | $29.28 | $2,141.83 | $2,161.66 | $19.83 | $1,724.97 | $1,740.94 | $15.97 |
| 96 to 98 | $8,000.00 | $8,074.07 | $74.07 | $3,395.44 | $3,426.88 | $31.44 | $2,280.11 | $2,301.22 | $21.11 | $1,803.70 | $1,820.40 | $16.70 |
| 99 to 100 | $8,100.00 | $8,175.00 | $75.00 | $3,620.52 | $3,654.04 | $33.52 | $2,431.51 | $2,454.02 | $22.51 | $1,952.07 | $1,970.14 | $18.07 |
| Over 100 | $8,200.00 | $8,275.93 | $75.93 | $3,790.09 | $3,825.18 | $35.09 | $2,524.37 | $2,547.74 | $23.37 | $1,964.19 | $1,982.38 | $18.19 |
Classic Care Rider Premium Changes
| Enhanced IncomeShield Plan | Enhanced Preferred | Enhanced Advanced | Enhanced Basic (FR) | Enhanced C (FR) | ||||||||
| Age Next Birthday | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change |
| 1 to 18 | $248.00 | $250.30 | $2.30 | $85.79 | $86.58 | $0.79 | $65.61 | $66.22 | $0.61 | $49.46 | $49.92 | $0.46 |
| 19 to 20 | $253.00 | $255.34 | $2.34 | $88.82 | $89.64 | $0.82 | $71.66 | $72.32 | $0.66 | $53.50 | $54.00 | $0.50 |
| 21 to 25 | $263.00 | $265.44 | $2.44 | $88.82 | $89.64 | $0.82 | $71.66 | $72.32 | $0.66 | $53.50 | $54.00 | $0.50 |
| 26 to 30 | $268.00 | $270.48 | $2.48 | $88.82 | $89.64 | $0.82 | $71.66 | $72.32 | $0.66 | $53.50 | $54.00 | $0.50 |
| 31 to 35 | $305.00 | $307.82 | $2.82 | $94.88 | $95.76 | $0.88 | $78.73 | $79.46 | $0.73 | $57.53 | $58.06 | $0.53 |
| 36 to 40 | $320.00 | $322.96 | $2.96 | $103.96 | $104.92 | $0.96 | $83.78 | $84.56 | $0.78 | $62.58 | $63.16 | $0.58 |
| 41 to 45 | $475.00 | $479.40 | $4.40 | $158.47 | $159.94 | $1.47 | $134.24 | $135.48 | $1.24 | $94.88 | $95.76 | $0.88 |
| 46 to 50 | $495.00 | $499.58 | $4.58 | $171.59 | $173.18 | $1.59 | $141.31 | $142.62 | $1.31 | $105.98 | $106.96 | $0.98 |
| 51 to 55 | $800.00 | $807.41 | $7.41 | $206.92 | $208.84 | $1.92 | $177.64 | $179.28 | $1.64 | $134.24 | $135.48 | $1.24 |
| 56 to 60 | $930.00 | $938.61 | $8.61 | $220.04 | $222.08 | $2.04 | $183.70 | $185.40 | $1.70 | $140.30 | $141.60 | $1.30 |
| 61 to 65 | $1,350.00 | $1,362.50 | $12.50 | $325.01 | $328.02 | $3.01 | $254.36 | $256.72 | $2.36 | $191.78 | $193.56 | $1.78 |
| 66 to 70 | $1,805.00 | $1,821.71 | $16.71 | $446.13 | $450.26 | $4.13 | $332.07 | $335.14 | $3.07 | $243.25 | $245.50 | $2.25 |
| 71 to 73 | $2,485.00 | $2,508.01 | $23.01 | $592.49 | $597.98 | $5.49 | $401.72 | $405.44 | $3.72 | $317.94 | $320.88 | $2.94 |
| 74 to 75 | $2,785.00 | $2,810.79 | $25.79 | $708.56 | $715.12 | $6.56 | $498.62 | $503.24 | $4.62 | $375.48 | $378.96 | $3.48 |
| 76 to 78 | $3,365.00 | $3,396.16 | $31.16 | $827.66 | $835.32 | $7.66 | $588.45 | $593.90 | $5.45 | $460.26 | $464.52 | $4.26 |
| 79 to 80 | $3,935.00 | $3,971.44 | $36.44 | $913.46 | $921.92 | $8.46 | $686.36 | $692.72 | $6.36 | $542.02 | $547.04 | $5.02 |
| 81 to 83 | $3,975.00 | $4,011.81 | $36.81 | $1,002.28 | $1,011.56 | $9.28 | $767.10 | $774.20 | $7.10 | $621.76 | $627.52 | $5.76 |
| 84 to 85 | $4,045.00 | $4,082.45 | $37.45 | $1,057.79 | $1,067.58 | $9.79 | $843.81 | $851.62 | $7.81 | $705.53 | $712.06 | $6.53 |
| 86 to 88 | $4,395.00 | $4,435.69 | $40.69 | $1,283.89 | $1,295.78 | $11.89 | $1,073.94 | $1,083.88 | $9.94 | $809.50 | $817.00 | $7.50 |
| 89 to 90 | $4,480.00 | $4,521.48 | $41.48 | $1,372.71 | $1,385.42 | $12.71 | $1,165.79 | $1,176.58 | $10.79 | $893.27 | $901.54 | $8.27 |
| 91 to 93 | $4,535.00 | $4,576.99 | $41.99 | $1,585.68 | $1,600.36 | $14.68 | $1,360.60 | $1,373.20 | $12.60 | $978.06 | $987.12 | $9.06 |
| 94 to 95 | $4,620.00 | $4,662.78 | $42.78 | $1,634.13 | $1,649.26 | $15.13 | $1,457.50 | $1,471.00 | $13.50 | $1,060.82 | $1,070.64 | $9.82 |
| 96 to 98 | $4,680.00 | $4,723.33 | $43.33 | $1,681.57 | $1,697.14 | $15.57 | $1,557.42 | $1,571.84 | $14.42 | $1,146.62 | $1,157.24 | $10.62 |
| 99 to 100 | $4,750.00 | $4,793.98 | $43.98 | $1,730.02 | $1,746.04 | $16.02 | $1,654.32 | $1,669.64 | $15.32 | $1,229.38 | $1,240.76 | $11.38 |
| Over 100 | $4,875.00 | $4,920.14 | $45.14 | $1,796.64 | $1,813.28 | $16.64 | $1,713.87 | $1,729.74 | $15.87 | $1,279.85 | $1,291.70 | $11.85 |
Plus Rider Premium Changes
| Enhanced IncomeShield Plan | Preferred | Advantage | Basic | Enhanced C | ||||||||
| Age Next Birthday | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change |
| 1 to 18 | $500.00 | $504.63 | $4.63 | $172.60 | $174.20 | $1.60 | $106.99 | $107.98 | $0.99 | $65.61 | $66.22 | $0.61 |
| 19 to 20 | $508.00 | $512.70 | $4.70 | $187.74 | $189.48 | $1.74 | $119.10 | $120.20 | $1.10 | $84.79 | $85.58 | $0.79 |
| 21 to 25 | $570.00 | $575.28 | $5.28 | $198.84 | $200.68 | $1.84 | $119.10 | $120.20 | $1.10 | $84.79 | $85.58 | $0.79 |
| 26 to 30 | $578.00 | $583.35 | $5.35 | $198.84 | $200.68 | $1.84 | $119.10 | $120.20 | $1.10 | $84.79 | $85.58 | $0.79 |
| 31 to 35 | $722.00 | $728.69 | $6.69 | $213.98 | $215.96 | $1.98 | $135.25 | $136.50 | $1.25 | $99.93 | $100.86 | $0.93 |
| 36 to 40 | $760.00 | $767.04 | $7.04 | $219.03 | $221.06 | $2.03 | $143.33 | $144.66 | $1.33 | $104.97 | $105.94 | $0.97 |
| 41 to 45 | $965.00 | $973.94 | $8.94 | $330.06 | $333.12 | $3.06 | $214.99 | $216.98 | $1.99 | $166.54 | $168.08 | $1.54 |
| 46 to 50 | $980.00 | $989.07 | $9.07 | $349.23 | $352.46 | $3.23 | $221.05 | $223.10 | $2.05 | $184.71 | $186.42 | $1.71 |
| 51 to 55 | $1,590.00 | $1,604.72 | $14.72 | $470.36 | $474.72 | $4.36 | $310.88 | $313.76 | $2.88 | $237.20 | $239.40 | $2.20 |
| 56 to 60 | $2,383.00 | $2,405.06 | $22.06 | $536.97 | $541.94 | $4.97 | $363.36 | $366.72 | $3.36 | $253.35 | $255.70 | $2.35 |
| 61 to 65 | $3,100.00 | $3,128.70 | $28.70 | $760.04 | $767.08 | $7.04 | $489.53 | $494.06 | $4.53 | $333.08 | $336.16 | $3.08 |
| 66 to 70 | $4,100.00 | $4,137.96 | $37.96 | $1,006.32 | $1,015.64 | $9.32 | $628.82 | $634.64 | $5.82 | $433.01 | $437.02 | $4.01 |
| 71 to 73 | $4,950.00 | $4,995.83 | $45.83 | $1,256.64 | $1,268.28 | $11.64 | $761.05 | $768.10 | $7.05 | $535.96 | $540.92 | $4.96 |
| 74 to 75 | $5,460.00 | $5,510.56 | $50.56 | $1,482.73 | $1,496.46 | $13.73 | $913.46 | $921.92 | $8.46 | $659.10 | $665.20 | $6.10 |
| 76 to 78 | $6,250.00 | $6,307.87 | $57.87 | $1,563.48 | $1,577.96 | $14.48 | $1,001.27 | $1,010.54 | $9.27 | $782.24 | $789.48 | $7.24 |
| 79 to 80 | $6,900.00 | $6,963.89 | $63.89 | $1,793.61 | $1,810.22 | $16.61 | $1,208.19 | $1,219.38 | $11.19 | $960.90 | $969.80 | $8.90 |
| 81 to 83 | $7,455.00 | $7,524.03 | $69.03 | $2,012.64 | $2,031.28 | $18.64 | $1,390.88 | $1,403.76 | $12.88 | $1,108.26 | $1,118.52 | $10.26 |
| 84 to 85 | $7,585.00 | $7,655.23 | $70.23 | $2,222.58 | $2,243.16 | $20.58 | $1,535.21 | $1,549.42 | $14.21 | $1,208.19 | $1,219.38 | $11.19 |
| 86 to 88 | $7,650.00 | $7,720.83 | $70.83 | $2,401.23 | $2,423.46 | $22.23 | $1,691.66 | $1,707.32 | $15.66 | $1,322.24 | $1,334.48 | $12.24 |
| 89 to 90 | $7,700.00 | $7,771.30 | $71.30 | $2,716.15 | $2,741.30 | $25.15 | $1,852.15 | $1,869.30 | $17.15 | $1,472.64 | $1,486.28 | $13.64 |
| 91 to 93 | $7,800.00 | $7,872.22 | $72.22 | $2,934.17 | $2,961.34 | $27.17 | $2,022.73 | $2,041.46 | $18.73 | $1,611.93 | $1,626.86 | $14.93 |
| 94 to 95 | $7,900.00 | $7,973.15 | $73.15 | $3,162.28 | $3,191.56 | $29.28 | $2,141.83 | $2,161.66 | $19.83 | $1,724.97 | $1,740.94 | $15.97 |
| 96 to 98 | $8,000.00 | $8,074.07 | $74.07 | $3,395.44 | $3,426.88 | $31.44 | $2,280.11 | $2,301.22 | $21.11 | $1,803.70 | $1,820.40 | $16.70 |
| 99 to 100 | $8,100.00 | $8,175.00 | $75.00 | $3,620.52 | $3,654.04 | $33.52 | $2,431.51 | $2,454.02 | $22.51 | $1,952.07 | $1,970.14 | $18.07 |
| Over 100 | $8,200.00 | $8,275.93 | $75.93 | $3,790.09 | $3,825.18 | $35.09 | $2,524.37 | $2,547.74 | $23.37 | $1,964.19 | $1,982.38 | $18.19 |
Assist Rider Premium Changes
| Enhanced IncomeShield Plan | Enhanced Preferred | Enhanced Advantage | Enhanced Basic - FR | Enhanced C - FR | ||||||||
| Age Next Birthday | Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change |
| 1 to 18 | $248.00 | $250.30 | $2.30 | $85.79 | $86.58 | $0.79 | $65.61 | $66.22 | $0.61 | $49.46 | $49.92 | $0.46 |
| 19 to 20 | $253.00 | $255.34 | $2.34 | $88.82 | $89.64 | $0.82 | $71.66 | $72.32 | $0.66 | $53.50 | $54.00 | $0.50 |
| 21 to 25 | $263.00 | $265.44 | $2.44 | $88.82 | $89.64 | $0.82 | $71.66 | $72.32 | $0.66 | $53.50 | $54.00 | $0.50 |
| 26 to 30 | $268.00 | $270.48 | $2.48 | $88.82 | $89.64 | $0.82 | $71.66 | $72.32 | $0.66 | $53.50 | $54.00 | $0.50 |
| 31 to 35 | $305.00 | $307.82 | $2.82 | $94.88 | $95.76 | $0.88 | $78.73 | $79.46 | $0.73 | $57.53 | $58.06 | $0.53 |
| 36 to 40 | $320.00 | $322.96 | $2.96 | $103.96 | $104.92 | $0.96 | $83.78 | $84.56 | $0.78 | $62.58 | $63.16 | $0.58 |
| 41 to 45 | $475.00 | $479.40 | $4.40 | $158.47 | $159.94 | $1.47 | $134.24 | $135.48 | $1.24 | $94.88 | $95.76 | $0.88 |
| 46 to 50 | $495.00 | $499.58 | $4.58 | $171.59 | $173.18 | $1.59 | $141.31 | $142.62 | $1.31 | $105.98 | $106.96 | $0.98 |
| 51 to 55 | $800.00 | $807.41 | $7.41 | $206.92 | $208.84 | $1.92 | $177.64 | $179.28 | $1.64 | $134.24 | $135.48 | $1.24 |
| 56 to 60 | $930.00 | $938.61 | $8.61 | $220.04 | $222.08 | $2.04 | $183.70 | $185.40 | $1.70 | $140.30 | $141.60 | $1.30 |
| 61 to 65 | $1,350.00 | $1,362.50 | $12.50 | $325.01 | $328.02 | $3.01 | $254.36 | $256.72 | $2.36 | $191.78 | $193.56 | $1.78 |
| 66 to 70 | $1,805.00 | $1,821.71 | $16.71 | $446.13 | $450.26 | $4.13 | $332.07 | $335.14 | $3.07 | $243.25 | $245.50 | $2.25 |
| 71 to 73 | $2,485.00 | $2,508.01 | $23.01 | $592.49 | $597.98 | $5.49 | $401.72 | $405.44 | $3.72 | $317.94 | $320.88 | $2.94 |
| 74 to 75 | $2,785.00 | $2,810.79 | $25.79 | $708.56 | $715.12 | $6.56 | $498.62 | $503.24 | $4.62 | $375.48 | $378.96 | $3.48 |
| 76 to 78 | $3,365.00 | $3,396.16 | $31.16 | $827.66 | $835.32 | $7.66 | $588.45 | $593.90 | $5.45 | $460.26 | $464.52 | $4.26 |
| 79 to 80 | $3,935.00 | $3,971.44 | $36.44 | $913.46 | $921.92 | $8.46 | $686.36 | $692.72 | $6.36 | $542.02 | $547.04 | $5.02 |
| 81 to 83 | $3,975.00 | $4,011.81 | $36.81 | $1,002.28 | $1,011.56 | $9.28 | $767.10 | $774.20 | $7.10 | $621.76 | $627.52 | $5.76 |
| 84 to 85 | $4,045.00 | $4,082.45 | $37.45 | $1,057.79 | $1,067.58 | $9.79 | $843.81 | $851.62 | $7.81 | $705.53 | $712.06 | $6.53 |
| 86 to 88 | $4,395.00 | $4,435.69 | $40.69 | $1,283.89 | $1,295.78 | $11.89 | $1,073.94 | $1,083.88 | $9.94 | $809.50 | $817.00 | $7.50 |
| 89 to 90 | $4,480.00 | $4,521.48 | $41.48 | $1,372.71 | $1,385.42 | $12.71 | $1,165.79 | $1,176.58 | $10.79 | $893.27 | $901.54 | $8.27 |
| 91 to 93 | $4,535.00 | $4,576.99 | $41.99 | $1,585.68 | $1,600.36 | $14.68 | $1,360.60 | $1,373.20 | $12.60 | $978.06 | $987.12 | $9.06 |
| 94 to 95 | $4,620.00 | $4,662.78 | $42.78 | $1,634.13 | $1,649.26 | $15.13 | $1,457.50 | $1,471.00 | $13.50 | $1,060.82 | $1,070.64 | $9.82 |
| 96 to 98 | $4,680.00 | $4,723.33 | $43.33 | $1,681.57 | $1,697.14 | $15.57 | $1,557.42 | $1,571.84 | $14.42 | $1,146.62 | $1,157.24 | $10.62 |
| 99 to 100 | $4,750.00 | $4,793.98 | $43.98 | $1,730.02 | $1,746.04 | $16.02 | $1,654.32 | $1,669.64 | $15.32 | $1,229.38 | $1,240.76 | $11.38 |
| Over 100 | $4,875.00 | $4,920.14 | $45.14 | $1,796.64 | $1,813.28 | $16.64 | $1,713.87 | $1,729.74 | $15.87 | $1,279.85 | $1,291.70 | $11.85 |
Daily Cash Rider and Child Illness Rider Premium Changes
| Age Next Birthday | Daily Cash Rider (150) | Daily Cash Rider (100) | Daily Cash Rider (50) | Child Illness Rider | ||||||||
| Before | After | Change | Before | After | Change | Before | After | Change | Before | After | Change | |
| 1 to 18 | $83.78 | $84.56 | $0.78 | $61.57 | $62.14 | $0.57 | $28.26 | $28.52 | $0.26 | $99.93 | $100.86 | $0.93 |
| 19 to 20 | $83.78 | $84.56 | $0.78 | $61.57 | $62.14 | $0.57 | $28.26 | $28.52 | $0.26 | $99.93 | $100.86 | $0.93 |
| 21 to 25 | $83.78 | $84.56 | $0.78 | $61.57 | $62.14 | $0.57 | $28.26 | $28.52 | $0.26 | $99.93 | $100.86 | $0.93 |
| 26 to 30 | $83.78 | $84.56 | $0.78 | $61.57 | $62.14 | $0.57 | $28.26 | $28.52 | $0.26 | N.A. | N.A. | N.A. |
| 31 to 35 | $111.03 | $112.06 | $1.03 | $80.75 | $81.50 | $0.75 | $37.35 | $37.70 | $0.35 | N.A. | N.A. | N.A. |
| 36 to 40 | $111.03 | $112.06 | $1.03 | $80.75 | $81.50 | $0.75 | $37.35 | $37.70 | $0.35 | N.A. | N.A. | N.A. |
| 41 to 45 | $135.25 | $136.50 | $1.25 | $98.92 | $99.84 | $0.92 | $45.42 | $45.84 | $0.42 | N.A. | N.A. | N.A. |
| 46 to 50 | $135.25 | $136.50 | $1.25 | $98.92 | $99.84 | $0.92 | $45.42 | $45.84 | $0.42 | N.A. | N.A. | N.A. |
| 51 to 55 | $169.57 | $171.14 | $1.57 | $123.14 | $124.28 | $1.14 | $56.52 | $57.04 | $0.52 | N.A. | N.A. | N.A. |
| 56 to 60 | $226.09 | $228.18 | $2.09 | $164.52 | $166.04 | $1.52 | $75.70 | $76.40 | $0.70 | N.A. | N.A. | N.A. |
| 61 to 65 | $284.64 | $287.28 | $2.64 | $206.92 | $208.84 | $1.92 | $94.88 | $95.76 | $0.88 | N.A. | N.A. | N.A. |
| 66 to 70 | $399.70 | $403.40 | $3.70 | $290.69 | $293.38 | $2.69 | $133.23 | $134.46 | $1.23 | N.A. | N.A. | N.A. |
| 71 to 73 | $512.75 | $517.50 | $4.75 | $372.45 | $375.90 | $3.45 | $170.58 | $172.16 | $1.58 | N.A. | N.A. | N.A. |
| 74 to 75 | $624.79 | $630.58 | $5.79 | $454.21 | $458.42 | $4.21 | $207.93 | $209.86 | $1.93 | N.A. | N.A. | N.A. |
| 76 to 78 | $722.69 | $729.38 | $6.69 | $524.86 | $529.72 | $4.86 | $241.23 | $243.46 | $2.23 | N.A. | N.A. | N.A. |
| 79 to 80 | $722.69 | $729.38 | $6.69 | $524.86 | $529.72 | $4.86 | $241.23 | $243.46 | $2.23 | N.A. | N.A. | N.A. |
| 81 to 83 | $836.75 | $844.50 | $7.75 | $607.63 | $613.26 | $5.63 | $278.58 | $281.16 | $2.58 | N.A. | N.A. | N.A. |
| 84 to 85 | $836.75 | $844.50 | $7.75 | $607.63 | $613.26 | $5.63 | $278.58 | $281.16 | $2.58 | N.A. | N.A. | N.A. |
| 86 to 88 | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. |
| 89 to 90 | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. |
| 91 to 93 | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. |
| 94 to 95 | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. |
| 96 to 98 | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. |
| 99 to 100 | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. |
| Over 100 | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. | N.A. |
FR: Foreigner
1. There is no maximum entry age for IncomeShield Standard Plan. The last entry age is 75 for all other plan (including riders attachable to IncomeShield Standard Plan), based on the insured’s age next birthday, when cover starts.
The above premium rates are inclusive of 9% GST and apply from 1 Jan 2024 onwards unless otherwise stated in your letter. You can pay your premiums by cash, cheque, credit card or GIRO only. Yearly premiums are based on the insured's age at next birthday, and will increase when the insured reaches the next age band. Premium rates are non-guaranteed and may be reviewed from time to time.
Information is correct as at 1 January 2024.
