We provide coverage for death and total and permanent disability (TPD before age 65).

Group Term Life plan Sum assured
Plan 1 $500,000
Plan 2 $300,000
Plan 3 $200,000
Plan 4 $100,000
Plan 5 $50,000

Need more protection? Enhance your employees' coverage with a rider.

With this rider, your employees can receive a lump sum payout upon diagnosis of any of the 37 Critical Illnesses.

The payout for this rider will depend on the Group Term Life plan selected.


Selected planPlan 1Plan 2Plan 3Plan 4Plan 5
Sum assured$250,000$150,000$100,000$80,000$50,000

The 37 critical illness covered under this rider are listed below.

  1. Major Cancers
  2. Heart Attack of Specified Severity
  3. Coronary Artery By-pass Surgery
  4. Stroke
  5. Kidney Failure
  6. Coma
  7. Paralysis (Loss of Use of Limbs)
  8. Heart Valve Surgery
  9. Blindness (Loss of Sight)
  10. Deafness (Loss of Hearing)
  11. Loss of Speech
  12. Multiple Sclerosis
  13. Fulminant Hepatitis
  14. Major Organ/Bone Marrow Transplantation
  15. Primary Pulmonary Hypertension
  16. Alzheimer’s Disease/Severe Dementia
  17. Surgery to Aorta
  18. Major Burns
  19. Terminal Illness
  20. HIV Due to Blood Transfusion and Occupationally Acquired HIV
  21. End Stage Lung Disease
  22. End Stage Liver Failure
  23. Muscular Dystrophy
  24. Parkinson’s Disease
  25. Aplastic Anaemia
  26. Angioplasty & Other Invasive Treatment For Coronary Artery (with partial payment only)
  27. Bacterial Meningitis
  28. Benign Brain Tumour
  29. Viral Encephalitis
  30. Motor Neurone Disease
  31. Apallic Syndrome
  32. Loss of Independent Existence
  33. Major Head Trauma
  34. Other Serious Corornary Artery Disease
  35. Poliomyelitis
  36. Progressive Scleroderma
  37. Systemic Lupus Erythematosus with Lupus Nephritis

You may view the Group Critical Illness Rider premium rates here.

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