Lifestyle

Falling Sick During a Cruise Holiday: What Happens Next?

31 Oct 2026
4 min

Discover what happens if you fall sick at sea. Learn about common cruise ship illnesses, onboard care, and how to buy travel insurance for your cruise holiday.

cruise at sea

Cruise holidays are always a time filled with relaxation and entertainment. There’s something magical about a holiday at sea, taking in the sights and sounds of the waves whilst enjoying the festivities on your cruise ship.

On any cruise holiday, there's always the possibility of falling sick at sea. However, by taking steps to be prepared, you can ensure a smooth and enjoyable holiday.

Cruise ships, for all their glitz and glamour, can be a hotbed of illnesses. Given the nature of hundreds, if not thousands of people interacting in an enclosed space, it can be easy for illness to spread even if there are strict hygiene protocols in place.

The most prevalent illness on cruise ships is the norovirus, a highly contagious virus that causes gastrointestinal distress, including vomiting and diarrhoea. Secondly, sea sickness, caused by the ship’s movement, is also another common illness, leading to nausea and dizziness. Finally, respiratory infections, such as the common cold or flu, can also spread rapidly in the confines of a cruise ship.

Travel 2026_Blog-Native-Banner

Falling sick at sea can dampen holiday spirits, and taking proactive steps can significantly reduce the risk of you doing so. Here are some essential tips to help you stay healthy during your cruise holiday.

  • Maintain good hygiene practices: Frequently washing your hands with soap and water, especially before eating food or using shared surfaces. Try carrying a hand sanitiser around to make it more convenient to disinfect your hands.
  • Try prevention methods for sea sickness: There are a number of ways to prevent sea sickness. Try wearing acupressure wristbands, taking anti-nausea medication, and using natural remedies like ginger to alleviate symptoms and keep you comfortable.
  • Stay well-hydrated: Staying hydrated and eating a balanced diet is essential for keeping your immune system strong and your body resilient against illness while on board a cruise ship.

sick on cruise

So what happens if you fall sick at sea? Cruise ships are well-prepared to handle health issues that may arise during your holiday, ensuring that you receive the necessary care while at sea.

Cruise ship medical facilities & staff

Cruise ships will have at least one medical centre to handle a range of health issues. The centre is usually staffed by qualified doctors and nurses trained to manage both minor ailments and emergencies. Facilities typically include examination rooms, a pharmacy, and sometimes even an intensive care unit.

Medical care on a cruise ship

Seeking medical attention if you fall sick on a cruise ship is straightforward. In the case of non-emergency situations, you can schedule a visit to the medical centre during its operating hours. For emergencies, contact the ship’s emergency number for immediate assistance. Onboard doctors can provide treatments, prescribe medications, and, if necessary, arrange for evacuation to a land-based medical facility. 

Medical care on a cruise ship can be costly. Medical supplies are more costly than on land due to the limited scarcity, and charges for consultations and treatments can quickly add up once billed to your onboard account, especially if specialised treatments or emergency evacuations are required.

Medical services on a cruise ship are generally not covered by standard health insurance policies. Billing for onboard medical care is typically processed through your cruise account, and you will need to settle these charges before disembarking. This is where travel insurance can help to cover this protection gap.

Travel insurance is worth considering for a cruise holiday, particularly because medical care at sea and emergency arrangements can involve additional costs.

A comprehensive travel insurance policy can protect you against these unforeseen costs and ensure you receive the necessary care without financial stress. Be sure to check with your insurance provider about what is included in your cruise insurance coverage.   

enjoying on cruise ship

How to buy travel insurance for your next cruise

When considering travel insurance for a cruise holiday, review the policy carefully and make sure it suits your itinerary and the activities you plan to do.

If you are exploring options from Income Insurance, you can consider Income's Travel Insurance. Travellers with pre-existing medical conditions can also explore Income's Enhanced PreX Travel Insurance.

Enjoy your vacation with peace of mind, knowing you're protected against the unexpected!

This article is meant purely for informational purposes and does not constitute an offer, recommendation, solicitation or advice to buy or sell any product(s). It should not be relied upon as financial advice. Please seek independent financial advice before making any decision.

The precise terms, conditions and exclusions of any Income Insurance products mentioned are specified in their respective policy contracts. The policies are protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

About the author(s)
Isaac Teo
Isaac Teo is a seasoned writer with over five years of experience specialising in topics like insurance, money management, health and wellbeing. He is passionate about crafting informative, digestible pieces that empower readers to make informed decisions and enhance their lives.

Related Articles

suitcase-ferry-cruise-travel-insurance
Lifestyle
8 Tips & Things to Know Before You Set Sail For Your Cruise
Discover 8 essential tips to know before setting sail, from onboard costs to packing hacks for a smooth vacation.
cruise
Lifestyle
Setting Sail: Planning Your First High Seas Adventure
Your first cruise adventure awaits! Get tips on planning, packing & more. Learn how travel insurance ensures a worry-free cruise experience.
21 May 2026
8 min

Related Articles