Your premiums are used to pay for commissions, and other expenses involved in administering your policy*.
|Commissions and distribution
The cost of claims would change depending on the claim size and number of claims submitted by policyholders. In the past 3 years, the average bill size has increased by 5%** and 21%** in the public and private healthcare institutions, respectively. The number of claims submitted per policyholder has also increased by 7%**.