Event Coverage before the anniversary immediately after the insured reaches age of 75 or age of 80
Diagnosis of early or intermediate stage dread disease Higher of the rider’s sum assured plus pro-rated bonuses[1] of the basic policy
or
Minimum Protection Value[2][3]
100% of sum assured 200% of sum assured 300% of sum assured 400% of sum assured 500% of sum assured
Coverage on or after the anniversary immediately after the insured reaches age of 75 or age of 80
Rider’s sum assured plus pro-rated bonuses[1] of the basic policy

 

Advanced Restoration Benefit [4] covers stroke with permanent neurological deficit, major cancer and heart attack of specified severity

Event Extra coverage - Advanced Restoration Benefit [4]
  • Stroke with permanent neurological deficit
  • Major cancer
  • Heart attack of specified severity
Coverage before the anniversary immediately after the insured reaches age of 75 or age of 80
20% of the rider's minimum protection value [2][3]
Coverage on or after the anniversary immediately after the insured reaches age of 75 or age of 80
20% of the rider's sum assured

 

Special Therapy Benefit [5] provides extra coverage for cell, tissue and gene therapy in the event of a catastrophic cancer, which is a first in Singapore

Event Coverage before the anniversary immediately after the insured reaches age of 75 or age of 80
  • Diagnosis of catastrophic cancer and
  • Undergo cell, tissue and gene therapy
20% of the rider's minimum protection value [2][3]
Coverage on or after the anniversary immediately after the insured reaches age of 75 or age of 80
20% of the rider's sum assured

 

The Special and Mental Benefit[6][7] provides a payout of 30% of the rider’s sum assured to cover you against 15 conditions. The Special Benefit[6][7] covers you against 10 conditions like diabetic complications and Zika before age 85. The Mental Benefit[6][7] covers you against 5 mental conditions like major depressive disorder and obsessive compulsive disorder before age 75, and Tourette syndrome before age 21.

The Juvenile Benefit[7][8] provides a payout of 20% of the rider’s sum assured to cover insured persons below the age of 18 years old for 15 conditions, including Kawasaki disease and insulin dependent diabetes mellitus.

For a complete list of conditions covered, please refer to the policy conditions.

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