Description of loss | Percentage of sum assured | |
---|---|---|
1 | Loss of arm | 100% |
2 | Loss of hand | 100% |
3 | Loss of leg | 100% |
4 | Loss of feet | 100% |
5 | Loss of – eye – sight of eye – sight of eye except perception of light |
100% 100% 50% |
6 | Loss of four fingers and thumb of one hand | 50% |
7 | Loss of four fingers | 40% |
8 | Loss of thumb – both phalanges – one phalanx |
25% 10% |
9 | Loss of index finger – three phalanges – two phalanges – one phalanx |
10% 8% 4% |
10 | Loss of middle finger – three phalanges – two phalanges – one phalanx |
6% 4% 2% |
11 | Loss of ring finger – three phalanges – two phalanges – one phalanx |
5% 4% 2% |
12 | Loss of little finger – three phalanges – two phalanges – one phalanx |
4% 3% 2% |
13 | Loss of metacarpals – first or second (additional) – third, fourth or fifth (additional) |
3% 2% |
14 | Loss of toes – all – great toe, both phalanges – great toe, one phalanx – each toe, other than great toe |
15% 5% 5% 1% |
15 | Loss of hearing – both ears – one ear |
75% 15% |
16 | Loss of speech | 50% |
The total compensation payable in respect of several disablements due to the same accident is arrived at by adding together the various percentages but shall not exceed 100% of the sum assured.