| Benefits | Plan 1 | Plan 2 | |
| A. Hospitalisation (Annual limit) | $60,000 | $60,000 | |
| 1. Daily Room & Board |
4-Bedded Restructured Hospitals
As charged up to Annual Limit |
4-Bedded Restructured Hospitals
As charged up to Annual Limit |
|
| 2. Intensive Care Unit | |||
| 3. Other Hospital Services | |||
| 4. Surgical Expenses | |||
| 5. Daily In-Hospital Physician’s Consultation | |||
| 6. Pre-Hospitalisation Specialist Consultation (within 90 days prior to the date of hospitalisation or day surgery) | |||
| 7. Pre-Hospitalisation Diagnostic X-ray and Laboratory Fees (within 90 days prior to the date of hospitalisation or day surgery) | |||
| 8. Post Hospitalisation Treatment (within 90 days following discharge from the hospital) | |||
| 9. Claim Medical Report Fees | |||
| 10. Rehabilitation benefits in a Community Hospital | |||
| CO-INSURANCE
(applicable to Section A item 1 to 10) |
Policyholder pays - 25%
Income pays - 75% Apply after S$15,000 annual limit (accumulative per year) |
0% | |
| B. Other Benefits | |||
| 1. Outpatient Accidental Dental Treatment (per year) | $200 | $200 | |
| 2. Overseas Hospitalisation Benefit due to emergency (per year) | $3,000 | $3,000 | |
| 3. Death Benefit | $3,000 | $3,000 | |
| 4. Accidental Death Benefit (not due to work related causes) | $10,000 | $10,000 | |
| 5. Repatriation Expenses of Mortal Remains | $2,000 | $2,000 | |
| 6. Ambulance fees | $100 | $100 | |
| Pre-existing conditions | No waiting period | No waiting period | |
Pro-ration Factors
Admitted into a higher ward or hospital
Income Pays:
Private Hospitals
45%
A1 Class in Restructured Hospitals
65%
A2 Class in Restructured Hospitals
75%
