Benefits Plan 1 Plan 2
A. Hospitalisation 4-Bedded Government/ Restructured Hospitals

As Charged, including all government taxes, subject to a maximum sum of $15,000 per disability
4-Bedded Government/ Restructured Hospitals

As Charged, including all government taxes, subject to a maximum sum of S$30,000 per disability
1. Daily Room & Board
2. Intensive Care Unit
3. Other Hospital Services
4. Surgical Expenses
5. Daily In-Hospital Physician’s Consultation
6. Pre-Hospitalisation Specialist Consultation (within 90 days prior to the date of hospitalisation or day surgery)
7. Pre-Hospitalisation Diagnostic X-ray and Laboratory Fees (within 90 days prior to the date of hospitalisation or day surgery)
8. Post Hospitalisation Treatment (within 90 days following discharge from the hospital)
9. Rehabilitation Benefits in a Community Hospital
10. Claim Medical Report Fees
B. Other Benefits
1. Outpatient Accidental Dental Treatment (per year) $200 $200
2. Overseas Hospitalisation Benefit due to an emergency (per disability) $5,000 $5,000
3. Death Benefit $3,000 $3,000
4. Accidental Death Benefit (not due to work related causes) $10,000 $10,000
5. Repatriation Expenses of Mortal Remains $3,000 $3,000
6. Extension of Covid-19 Benefits (per employee) (admission to Restructured and Community Hospital) Up to $15,000 (diagnosed within 14 days of entry to Singapore) Up to $15,000 (diagnosed within 14 days of entry to Singapore)
Waiting period for pre-existing conditions Without 12 months waiting period for pre-existing conditions Without 12 months waiting period for pre-existing conditions
The pro-ration factor below shall apply if members are warded into a private hospital or a higher class of ward: Income Pays: Income Pays:
Private Hospitals 45% 45%
A1 Class in Restructured Hospitals 65% 65%
A2 Class in Restructured Hospitals 75% 75%
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