•  Income’s WorkMedic meets the mandatory requirement set out by Ministry of Manpower (MOM). Under the enhanced WorkMedic Insurance, employers are required to purchase and maintain medical insurance for their foreign worker employees with at least $60,000 coverage per year. Income will pay up to a total amount of $15,000 of the total claims admissible under the policy per year and if the total claim admissible per year exceeded $15,000 it will be payable subject to 25% co-insurance.


•  We provide coverage for the following features that comply with MOM’s requirement for the enhanced medical insurance in 2 stages:


Stage 1 – New policies issued on and after 15 June 2023 or existing policies renewed or extended with effective date on and after 1 July 2023

•  Plan 1 pays admissible claim of up to $60,000[1] with annual limit subject to 25% co-insurance by employers (for admissible claims above $15,000 per year).

•  Co-insurance will not apply for the first $15,000 admissible claim per year.

•  Same premium shall be applicable for up to age 69 years old.


Stage 2 – For policies with effective date on and after 1 July 2025. More details will be shared at a later date.

•  Exclusions are in line with MOM’s list of allowable exclusions.

•  Age-differentiated premiums will be introduced for insured employees aged 50 years old and below, and those aged above 50 years old.

•  Admissible claims will be reimbursed to hospital directly subject to policy terms and conditions and benefits limit.

Protect your foreign worker employees with WorkMedic Insurance.

Why you need WorkMedic Insurance?

What does our plan cover?

Where can you get our plan?

Here’s how WorkMedic protects your employees.

Who this is for.

Pick the plan that meets your needs.

Plan 1

Plan 2

Wondering which plan suits your company best? Click here to compare 2 plans.

How much you need to pay.

Group size Annual premium rate [4] per insured employee (inclusive of 9% GST)
Plan 1 (with 25% co-insurance) Plan 2 (without 25% co-insurance)
1 to 10 $150.42 $279.04
11 to 20 $132.98 $257.24
21 to 50 $128.62 $231.08
51 to 100 $119.90 $203.83

Policy administration

a) For group size of 10 employees and below, the policy will be issued on named basis. Please provide name listing for policy issuance.

b) For group size above 10 employees, policy will be issued on headcount basis. Updated name listing or a copy of the CPF Foreign Worker Levy Statement is required to be submitted.

Ways to pay for WorkMedic.

Find out how you can make payment for your policy by choosing from the preferred methods below. For other accepted payment modes, you may get in touch with us through your preferred mode of contact at

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