1. Major Cancers
  2. Heart Attack of Specified Severity
  3. Coronary Artery By-pass Surgery
  4. Stroke
  5. Kidney Failure
  6. Coma
  7. Paralysis (Loss of Use of Limbs)
  8. Heart Valve Surgery
  9. Blindness (Loss of Sight)
  10. Deafness (Loss of Hearing)
  11. Loss of Speech
  12. Multiple Sclerosis
  13. Fulminant Hepatitis
  14. Major Organ/Bone Marrow Transplantation
  15. Primary Pulmonary Hypertension
  16. Alzheimer’s Disease/Severe Dementia
  17. Surgery to Aorta
  18. Major Burns
  19. Terminal Illness
  20. HIV Due to Blood Transfusion and Occupationally Acquired HIV
  21. End Stage Lung Disease
  22. End Stage Liver Failure
  23. Muscular Dystrophy
  24. Parkinson’s Disease
  25. Aplastic Anaemia
  26. Angioplasty & Other Invasive Treatment For Coronary Artery (with partial payment only)
  27. Bacterial Meningitis
  28. Benign Brain Tumour
  29. Viral Encephalitis
  30. Motor Neurone Disease
  31. Apallic Syndrome
  32. Loss of Independent Existence
  33. Major Head Trauma
  34. Other Serious Coronary Artery Disease
  35. Poliomyelitis
  36. Progressive Scleroderma
  37. Systemic Lupus Erythematosus with Lupus Nephritis

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