| Description | Percentage of the sum assured | ||
|---|---|---|---|
| 1 | Loss of life | 100% | |
| 2 | Loss of two or more limbs | 100% | |
| 3 | Loss of one or two or more limbs by amputation at or above wrists or ankles | 100% | |
| 4 | Total and irrecoverable loss of all sight in one or two eyes | 100% | |
| 5 | Total paralysis | 100% | |
| 6 | Injuries resulting in being permanently bedridden | 100% | |
| 7 | Permanent, total and continuous disability preventing the insured from engaging any occupation or employment for wage or profit or from giving attention to any business whatsoever | 100% | |
| 8 | Eye | loss of sight of one eye, except perception of light | 50% |
| loss of lens of one eye | 50% | ||
| 9 | Loss of four fingers and thumb of one hand | 50% | |
| 10 | Loss of four fingers | 40% | |
| 11 | Loss of hearing | both ears | 75% |
| one ear | 15% | ||
| 12 | Loss of thumb | both phalanges | 25% |
| one phalanx | 10% | ||
| 13 | Loss of index finger | three phalanges | 10% |
| two phalanges | 8% | ||
| one phalanx | 4% | ||
| 14 | Loss of middle finger | three phalanges | 6% |
| two phalanges | 4% | ||
| one phalanx | 2% | ||
| 15 | Loss of ring finger | three phalanges | 5% |
| two phalanges | 4% | ||
| one phalanx | 2% | ||
| 16 | Loss of little finger | three phalanges | 4% |
| two phalanges | 3% | ||
| one phalanx | 2% | ||
| 17 | Loss of metacarpals | first or second (additional) | 3% |
| third, fourth or fifth (additional) | 2% | ||
| 18 | Loss of toes | all | 15% |
| great, both phalanges | 5% | ||
| great, one phalanx | 2% | ||
| other than great, if more | 1% | ||
| than one toe lost, each | |||
The aggregate of all percentages payable in respect of any one accident shall not exceed 100% of the sum assured.
