Section

Personal Accident and Medical Expenses Benefits

Maximum benefit (S$) limit per insured person

Section 1

Personal accident

50,000

Scale of compensation
a Accidental death
b Permanent total disability
c Losing two or more limbs
d Losing sight in both eyes
e Losing one limb
f Losing sight in one eye
g Losing speech
h Losing hearing

Percentage of benefit limit

100%

100%

100%

100%

50%

50%

50%

50%

The total compensation from a to h will not be more than the maximum

benefit limit.

Section 2

Medical expenses overseas

Overall section limit

50,000

Limit for medical aids and equipment per incident

500

Section 3

Emergency medical evacuation

100,000

Section 4

Sending you home

50,000

Section 5

Compassionate visit

Overall section limit

1,000

Limit for accommodation expenses per room per night

400

Section

Travel Inconvenience Benefits

Maximum benefit (S$) limit per insured person

Section 6

Shortening your trip

Overall section limit

1,000

Section 7

Unused entertainment ticket

200

Section 8

Loss or damage of baggage and personal belongings

Overall section limit

1,500

Limit for laptop

1,000

Limit for watches, jewellery or valuables in total

200

Limit for other items (for each item, set or pair)

150

Section 9

Golfer's cover

a. Golf equipment stolen from locked car

500

b. Rental of golf equipment if own is stolen from locked car

250

c. Unused green fees

500

Section 10

Losing money

150

Section 11

Fraudulent use of bank card

1,000

Section 12

Losing passport, driver's license, and travel documents

Overall section limit

3,000

Limit for accommodation expenses per room per night

400

Section 13

Relief for additional transport expenses due to snatch theft, robbery or road accident

50

Section

Other Benefits

Maximum benefit (S$) limit per insured person

Section 14

Emergency phone charges

100

Section 15

Kidnap and hostage

Overall section limit

3,000

Every 24 hours

100

Section 16

Personal liability

500,000

Section 17

Full terrorism cover (for sections 1 to 16)

50,000

Section

COVID-19 Benefits

Maximum benefit (S$) limit per insured person

Section 18a

Medical expenses overseas due to COVID-19

150,000

Section 18b

Emergency medical evacuation and sending you home due to COVID-19

150,000

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