In this Terms of Offer the following terms shall have the meaning assigned to them below:
- “Promotion” means SNACK PACK DIP LUCKY DRAW
- Eligible SNACK Products means SNACK Chillax Pack
- “Income” means Income Insurance Limited.
- “SNACK App” means the SNACK BY INCOME mobile application.
- “Prize” means prize(s) won by the participants when they participate in the Promotion.
- ”Premiums” means the amount of money that was used to buy the Eligible SNACK Products.
- "SNACK Policy" means paid or free policy issued for any eligible SNACK Products.
1. Income is offering SNACK Cashback, for every transaction entered into successfully between the eligible participant (“You”) with TRUST BANK between 15 July and 14 January 2025 (inclusive of both dates) subject to this Cashback Terms and Conditions (the “SNACK Cashback Campaign”).
2. “SNACK Cashback” means the credits earned by you when you spend above the minimum spend with the SNACK Reward Merchants.
3. You are eligible to receive the SNACK Cashback if :
i) you are a SNACK By Income app user;
ii) you have a valid and existing SNACK Life, SNACK Personal Accident, SNACK Critical Illness and/or SNACK Investment-linked products (collectively the “SNACK Products”);
iii) you have linked your Trust Card to the SNACK By Income app and turn on your lifestyle activity source;
iv) you have successfully entered into a transaction with your linked Trust Card, with transaction value that is at least SGD$3.00;
and
v) your sum assured for any SNACK Product is below the maximum sum assured as set out under the policy.
4. SNACK Cashback is not exchangeable for cash.
5. SNACK Cashback cannot be used to purchase any SNACK Chillax Pack product on the SNACK by Income app.
6. In the event that the SNACK Cashback applied on any of the SNACK Product exceeds the maximum sum assured prescribed under the relevant SNACK Product, the SNACK Cashback for the relevant SNACK Product will be forfeited.
7. SNACK Cashback earned will automatically be converted to insurance coverage and/or investment units on the SNACK by Income app after your transaction has been processed successfully.
8. Income reserves the right to claw back the SNACK Cashback if the transaction with the SNACK Reward Merchant is cancelled or reversed for any reason whatsoever or where you have breached this Cashback Terms and Conditions.
9. This Cashback Terms and Conditions does not affect or change any term of the policy contract issued to you. If there is any inconsistency between this Cashback Terms and Conditions and any term of the policy contract, the term of the policy contract shall prevail.
10. Income shall not be liable to any participant or party, whether in contract or tort (including negligence) or otherwise, for any liabilities, losses and damages, claims, costs and expenses or for any special or consequential damages or losses in connection with, this SNACK Cashback Campaign including any error in computing any qualifying transaction, any breakdown or malfunction in any computer system or equipment) and/notices, letters or correspondences lost, stolen or misdirected, and the consequences arising from the non-receipt of such communication.
11. Income reserves the right to change, suspend (in whole or in part), withdraw or terminate this SNACK Cashback Campaign without any prior notice or liability to any party.
12. The decision of Income on all matters relating to the SNACK Cashback Campaign is final, conclusive and binding on all participants. In the event of any inconsistency between these terms and conditions and the contents of any brochure, marketing or promotional material relating to the SNACK Cashback Campaign, these terms and conditions shall prevail.
13. These terms and conditions shall be governed by the laws of Singapore and the participants in this SNACK Cashback Campaign irrevocably submit to the non-exclusive jurisdiction of the courts of Singapore.
14. A person who is not a party to the agreement governed by these terms and conditions shall have no right under the Contracts (Rights of Third Parties) Act (Cap 53B) to enforce any of these terms and conditions.
