PA 360

Coverage in Singapore and overseas3 Maximum benefit (S$) per insured person
Basic Superior
Section 1 Accidental death $58,000 $128,000
Section 2 Permanent disability (per policy year) $58,000 $128,000
Section 3 Medical expenses for injury due to an accident (per accident) $500 $2,000
Section 4 Treatment by a Chinese medicine practitioner or a chiropractor (per accident) $500 $500
Section 5 Mobility aids (per accident) $500 $2,000
Section 6 Daily hospital income (per day; up to 365 days per policy year) $50 $100
Section 7 Weekly cash (per week; up to 104 weeks in a row) $50 $100
Section 8 Trauma counseling expenses (per policy year) $5,000 $5,000
Section 9 Child support fund $5,000 $5,000
Section 10 Modifying your home (per lifetime) $5,000 $10,000
Section 11 Ambulance fee (per accident) $200 $500
Section 12 Physiotherapy (per policy year) $500 $1,000
Section 13 Diagnostic procedures and tests due to broken bones or fractures (per accident) $500 $1,000

Home 360

Coverage in Singapore and overseas3 Maximum benefit (S$)per insured person
Basic Superior
Section 1 Accidental death $58,000 $128,000
Section 2 Permanent disability (per policy year) $58,000 $128,000
Section 3 Medical expenses for injury due to an accident (per accident) $500 $2,000
Section 4 Treatment by a Chinese medicine practitioner or a chiropractor (per accident) $500 $500
Section 5 Mobility aids (per accident) $500 $2,000
Section 6 Daily hospital income (per day; up to 365 days per policy year) $50 $100
Section 7 Weekly cash (per week; up to 104 weeks in a row) $50 $100
Section 8 Trauma counseling expenses (per policy year) $5,000 $5,000
Section 9 Child support fund $5,000 $5,000
Section 10 Modifying your home (per lifetime) $5,000 $10,000
Section 11 Ambulance fee (per accident) $200 $500
Section 12 Physiotherapy (per policy year) $500 $1,000
Section 13 Diagnostic procedures and tests due to broken bones or fractures (per accident) $500 $1,000

For your home in Singapore Maximum benefit (S$) per policy year Applicable Excess(Amount you are responsible)
Basic and Superior
Section 14 Loss of or damage to buildings or renovations $150,000 The first S$100 for every loss or damage caused by the following:

  1. Water tanks, apparatus or pipes bursting.
  2. Hurricane, cyclone, typhoon, windstorm, earthquake or volcanic eruption.
Section 15 Loss of or damage to contents $50,000
Type of contents Sub-limit
Legal documents 500 in total
Mobile phones 500 for each item or set and 1,500 in total
Bicycles 1,000 in total
Money 1,000 in total
Laptop, desktop and tablet computer 1,500 for each item or set and 5,000 in total
Valuables 5% of the overall section limit for each item, set or pair and up to one-third of the overall section limit in total
All other contents 15% of the overall section limit for each item or set
Section 16 Professional fees $15,000 Does not apply
Section 17 Removing of debris $10,000 Does not apply
Section 18 Loss of damage to contents belonging to your domestic helper $500 Does not apply
Section 19 Replacing locks and keys $500 Does not apply
Section 20 Deterioration of food in the refrigerator $500 The first $50 for every loss or damage
Section 21 Homeowner or tenant's public liability $500,000 Does not apply
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