PA 360
Coverage in Singapore and overseas3 | Maximum benefit (S$) per insured person | ||
Basic | Superior | ||
Section 1 | Accidental death | $58,000 | $128,000 |
Section 2 | Permanent disability (per policy year) | $58,000 | $128,000 |
Section 3 | Medical expenses for injury due to an accident (per accident) | $500 | $2,000 |
Section 4 | Treatment by a Chinese medicine practitioner or a chiropractor (per accident) | $500 | $500 |
Section 5 | Mobility aids (per accident) | $500 | $2,000 |
Section 6 | Daily hospital income (per day; up to 365 days per policy year) | $50 | $100 |
Section 7 | Weekly cash (per week; up to 104 weeks in a row) | $50 | $100 |
Section 8 | Trauma counseling expenses (per policy year) | $5,000 | $5,000 |
Section 9 | Child support fund | $5,000 | $5,000 |
Section 10 | Modifying your home (per lifetime) | $5,000 | $10,000 |
Section 11 | Ambulance fee (per accident) | $200 | $500 |
Section 12 | Physiotherapy (per policy year) | $500 | $1,000 |
Section 13 | Diagnostic procedures and tests due to broken bones or fractures (per accident) | $500 | $1,000 |
Home 360
Coverage in Singapore and overseas3 | Maximum benefit (S$)per insured person | ||
Basic | Superior | ||
Section 1 | Accidental death | $58,000 | $128,000 |
Section 2 | Permanent disability (per policy year) | $58,000 | $128,000 |
Section 3 | Medical expenses for injury due to an accident (per accident) | $500 | $2,000 |
Section 4 | Treatment by a Chinese medicine practitioner or a chiropractor (per accident) | $500 | $500 |
Section 5 | Mobility aids (per accident) | $500 | $2,000 |
Section 6 | Daily hospital income (per day; up to 365 days per policy year) | $50 | $100 |
Section 7 | Weekly cash (per week; up to 104 weeks in a row) | $50 | $100 |
Section 8 | Trauma counseling expenses (per policy year) | $5,000 | $5,000 |
Section 9 | Child support fund | $5,000 | $5,000 |
Section 10 | Modifying your home (per lifetime) | $5,000 | $10,000 |
Section 11 | Ambulance fee (per accident) | $200 | $500 |
Section 12 | Physiotherapy (per policy year) | $500 | $1,000 |
Section 13 | Diagnostic procedures and tests due to broken bones or fractures (per accident) | $500 | $1,000 |
For your home in Singapore | Maximum benefit (S$) per policy year | Applicable Excess(Amount you are responsible) | |
Basic and Superior | |||
Section 14 | Loss of or damage to buildings or renovations | $150,000 | The first S$100 for every loss or damage caused by the following:
|
Section 15 | Loss of or damage to contents | $50,000 | |
Type of contents | Sub-limit | ||
Legal documents | 500 in total | ||
Mobile phones | 500 for each item or set and 1,500 in total | ||
Bicycles | 1,000 in total | ||
Money | 1,000 in total | ||
Laptop, desktop and tablet computer | 1,500 for each item or set and 5,000 in total | ||
Valuables | 5% of the overall section limit for each item, set or pair and up to one-third of the overall section limit in total | ||
All other contents | 15% of the overall section limit for each item or set | ||
Section 16 | Professional fees | $15,000 | Does not apply |
Section 17 | Removing of debris | $10,000 | Does not apply |
Section 18 | Loss of damage to contents belonging to your domestic helper | $500 | Does not apply |
Section 19 | Replacing locks and keys | $500 | Does not apply |
Section 20 | Deterioration of food in the refrigerator | $500 | The first $50 for every loss or damage |
Section 21 | Homeowner or tenant's public liability | $500,000 | Does not apply |