Personal accident benefits Maximum benefit (S$)
Plan 1 Plan 2 Plan 3
Per insured person Per family cover Per insured person Per family cover Per insured person Per family cover
Section 1 Accidental death and permanent disability
Limit under individual cover per policy year 150,000 200,000 250,000
Limit under family cover per policy year
For adult 150,000 200,000 250,000
For child 75,000 525,000 100,000 700,000 150,000 950,000
Section 2 Criminal assault
Limit under individual cover per policy year 75,000 100,000 125,000
Limit under family cover per policy year
For adult 75,000 100,000 125,000
For child 37,500 262,500 50,000 350,000 75,000 475,000
Medical related benefits
Section 3 Overseas medical expenses incurred due to injury
Overall section limit per policy year 20,000 100,000 20,000 100,000 20,000 100,000
Sub-limit for medical aids and equipment per incident 500 500 500
Sub-limit for continuing medical treatment in Singapore per policy year 5,000 5,000 5,000
Section 4 Overseas medical expenses incurred due to sickness (outpatient medical treatment only)
Overall section limit per policy year ($100 excess per outpatient visit) 5,000 25,000 5,000 25,000 5,000 25,000
Sub-limit for medical aids and equipment per incident 500 500 500
Sub-limit for continuing medical treatment in Singapore per policy year 1,000 1,000 1,000
Section 5 Emergency medical evacuation
Limit per policy year Unlimited 1,000,000 Unlimited 1,500,000 Unlimited 2,000,000
Section 6 Sending you home
Limit per policy year Unlimited 1,000,000 Unlimited 1,500,000 Unlimited 2,000,000
Section 7 Hospital visitation
Overall section limit per incident 5,000 25,000 7,500 37,500 10,000 50,000
Sub-limit for hotel accommodation expenses per room per day 500 500 500 500 500 500
Section 8 Compassionate visit
Overall section limit per incident 5,000 25,000 7,500 37,500 10,000 50,000
Sub-limit for hotel accommodation expenses per room per day 500 500 500 500 500 500
Section 9 Emergency phone charges
Limit per incident 100 500 200 1,000 300 1,500
Education fees & ATM assault cover
Section 10 Sponsor protection
Limit per lifetime 15,000 15,000 30,000 30,000 50,000 50,000
Section 11 Study interruptions
Limit per lifetime 10,000 10,000 15,000 15,000 20,000 20,000
Section 12 ATM assault
Limit per incident 250 1,250 500 2,500 750 3,750
Personal liability & Kidnap and hostage cover
Section 13 Personal liability
Limit per policy year 300,000 300,000 500,000 500,000 1,000,000 1,000,000
Section 14 Kidnap and hostage
Overall section limit per incident 3,000 15,000 5,000 25,000 10,000 50,000
For every 24 hours 100 100 100
Travel inconvenience benefits
Section 15 Travel delay
Overall section limit per incident 1,000 5,000 1,500 7,500 2,000 10,000
For every 6 hours of delay 50 50 50
Section 16 Baggage delay
Overall section limit per incident 1,000 5,000 1,500 7,500 2,000 10,000
For every 6 hours of delay 50 50 50
Section 17 Loss or damage of checked-in baggage with a public transport provider
Overall section limit per incident 1,000 5,000 2,000 10,000 3,000 15,000
Sub-limit for each item, set or pair 500 500 500
Overseas home and personal home contents protection benefits
Section 18 Loss or damage of overseas personal home contents due to natural disaster, fire or theft
Overall section limit per policy year 3,000 15,000 4,000 20,000 5,000 25,000
Sub-limit for laptop 1,000 1,000 1,000
Sub-limit for mobile phone 300 300 300
Sub-limit for each other item, set or pair 500 500 500
Sub-limit for hotel accommodation expenses per room per day 500 500 500 500 500 500
Section 19 Alternative accommodation
Overall section limit per incident 1,000 2,000 2,000 4,000 3,000 6,000
Sub-limit for hotel accommodation expenses per room per day 500 500 500 500 500 500

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