Name: Overseas Study Protection Plan
Brand: Income Insurance Singapore

	Personal accident benefits	Maximum benefit (S$)
		Plan 1		Plan 2		Plan 3
		Per insured person	Per family cover	Per insured person	Per family cover	Per insured person	Per family cover
Section 1	Accidental death and permanent disability
	Limit under individual cover per policy year	150,000		200,000		250,000
	Limit under family cover per policy year
	For adult	150,000		200,000		250,000
	For child	75,000	525,000	100,000	700,000	150,000	950,000
Section 2	Criminal assault
	Limit under individual cover per policy year	75,000		100,000		125,000
	Limit under family cover per policy year
	For adult	75,000		100,000		125,000
	For child	37,500	262,500	50,000	350,000	75,000	475,000
Medical related benefits
Section 3	Overseas medical expenses incurred due to injury
	Overall section limit per policy year	20,000	100,000	20,000	100,000	20,000	100,000
	Sub-limit for medical aids and equipment per incident	500		500		500
	Sub-limit for continuing medical treatment in Singapore per policy year	5,000		5,000		5,000
Section 4	Overseas medical expenses incurred due to sickness (outpatient medical treatment only)
	Overall section limit per policy year ($100 excess per outpatient visit)	5,000	25,000	5,000	25,000	5,000	25,000
	Sub-limit for medical aids and equipment per incident	500		500		500
	Sub-limit for continuing medical treatment in Singapore per policy year	1,000		1,000		1,000
Section 5	Emergency medical evacuation
Section 5	Limit per policy year	Unlimited	1,000,000	Unlimited	1,500,000	Unlimited	2,000,000
Section 6	Sending you home
Section 6	Limit per policy year	Unlimited	1,000,000	Unlimited	1,500,000	Unlimited	2,000,000
Section 7	Hospital visitation
	Overall section limit per incident	5,000	25,000	7,500	37,500	10,000	50,000
	Sub-limit for hotel accommodation expenses per room per day	500	500	500	500	500	500
Section 8	Compassionate visit
	Overall section limit per incident	5,000	25,000	7,500	37,500	10,000	50,000
	Sub-limit for hotel accommodation expenses per room per day	500	500	500	500	500	500
Section 9	Emergency phone charges
Section 9	Limit per incident	100	500	200	1,000	300	1,500
Education fees & ATM assault cover
Section 10	Sponsor protection
Section 10	Limit per lifetime	15,000	15,000	30,000	30,000	50,000	50,000
Section 11	Study interruptions
Section 11	Limit per lifetime	10,000	10,000	15,000	15,000	20,000	20,000
Section 12	ATM assault
Section 12	Limit per incident	250	1,250	500	2,500	750	3,750
Personal liability & Kidnap and hostage cover
Section 13	Personal liability
Section 13	Limit per policy year	300,000	300,000	500,000	500,000	1,000,000	1,000,000
Section 14	Kidnap and hostage
	Overall section limit per incident	3,000	15,000	5,000	25,000	10,000	50,000
	For every 24 hours	100		100		100
Travel inconvenience benefits
Section 15	Travel delay
	Overall section limit per incident	1,000	5,000	1,500	7,500	2,000	10,000
	For every 6 hours of delay	50		50		50
Section 16	Baggage delay
	Overall section limit per incident	1,000	5,000	1,500	7,500	2,000	10,000
	For every 6 hours of delay	50		50		50
Section 17	Loss or damage of checked-in baggage with a public transport provider
	Overall section limit per incident	1,000	5,000	2,000	10,000	3,000	15,000
	Sub-limit for each item, set or pair	500		500		500
Overseas home and personal home contents protection benefits
Section 18	Loss or damage of overseas personal home contents due to natural disaster, fire or theft
	Overall section limit per policy year	3,000	15,000	4,000	20,000	5,000	25,000
	Sub-limit for laptop	1,000		1,000		1,000
	Sub-limit for mobile phone	300		300		300
	Sub-limit for each other item, set or pair	500		500		500
	Sub-limit for hotel accommodation expenses per room per day	500	500	500	500	500	500
Section 19	Alternative accommodation
	Overall section limit per incident	1,000	2,000	2,000	4,000	3,000	6,000
	Sub-limit for hotel accommodation expenses per room per day	500	500	500	500	500	500

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Coverage for Overseas Study Protection Plan

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