| Group Hospital and Surgical (GHS) Expenses | General Practitioner (GP) or Polyclinic Visits | Special Extension for Start-ups |
| Up to a maximum of $25,000 per disability limit, including pre- and post- hospitalisation treatments. | Up to a maximum of 3 visits per policy period; cap at $40 per visit. | 3-month extension of GHS benefits from the policy expiry date upon liquidation of the company. |
Footnote
We pay for the expenses incurred for pre-hospitalisation specialist consultation, pre-hospitalisation diagnostic X-ray and laboratory fees if such expenses are incurred within 90 days prior to the date of hospitalisation or day surgery. We also pay for the expenses incurred for post-hospitalisation treatment if such expenses are incurred within 90 days from the last discharge date from the hospital or clinic (in the case of day surgery).
Exclusions
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
Important Notes
This is for general information only. You can find the usual terms and conditions of this plan in the policy contract. All our products are developed to benefit our customers but not all may be suitable for your specific needs. If you are unsure if this plan is suitable for you, we strongly encourage you to speak to a qualified insurance adviser. Otherwise, you may end up buying a plan that does not meet your expectations or needs. As a result, you may not be able to afford the premiums or get the insurance protection you want.
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).
Information is correct as at 18 April 2024.
