| Section | Personal Accident and Medical Expenses Benefit | Maximum benefit (S$) limit per insured person |
| Section 1 | Personal accident | 150,000 |
| Scale of compensation | Percentage of benefit limit | |
| a. Accidental death | 100% | |
| b. Permanent total disability | 100% | |
| c. Losing two or more limbs | 100% | |
| d. Losing sight in both eyes | 100% | |
| e. Losing one limb | 50% | |
| f. Losing sight in one eye | 50% | |
| g. Losing speech | 50% | |
| h. Losing hearing | 50% | |
| The total compensation from a to h will not be more than the maximum benefit limit. | ||
| Section 2 | Medical expenses overseas | |
| Overall section limit | 200,000 | |
| Limit for medical aids and equipment per incident | 500 | |
| Section 3 | Emergency medical evacuation | 500,000 |
| Section 4 | Sending you home | 150,000 |
| Section 5 | Compassionate visit | |
| Overall section limit | 3,000 | |
| Limit for accommodation expenses per room per night | 400 | |
| Travel Inconvenience Benefits | ||
| Section 6 | Shortening your trip | |
| Overall section limit | 3,000 | |
| Limit for extra expenses to return to Singapore | 1,000 | |
| Section 7 | Trip disruption | 1,000 |
| Limit for accommodation expenses per room per night | 400 | |
| Section 8 | Unused entertainment ticket | 400 |
| Section 9 | Travel alteration | 500 |
| Section 10 | Travel delay | 500 |
| For every six hours of delay while overseas | 100 | |
| After six hours of delay while in Singapore | 150 | |
| Section 11 | Missed connections | 100 |
| Section 12 | Overbooked public transport | 100 |
| Section 13 | If the travel agency becomes insolvent | 1,000 |
| Section 14 | Baggage delay | 600 |
| For every six hours of delay while overseas | 200 | |
| After six hours of delay while in Singapore | 200 | |
| Section 15 | Loss or damage of baggage and personal belongings | |
| Overall section limit | 1,500 | |
| Limit for Laptop | 1,000 | |
| Limit for watches, jewellery or valuables in total | 200 | |
| Limit for other items (for each item, set or pair) | 150 | |
| Section 16 | Losing money | 150 |
| Section 17 | Fraudulent use of bank card | 1,000 |
| Section 18 | Losing passport, driver's license, and travel documents | |
| Overall section limit | 3,000 | |
| Limit for accommodation expenses per room per night | 400 | |
| Section 19 | Relief for additional transport expenses due to snatch theft, robbery or road accident | 50 |
| Other Benefits | ||
| Section 20 | Emergency phone charges | 100 |
| Section 21 | Kidnap and hostage | |
| Overall section limit | 3,000 | |
| Every 24 hours | 100 | |
| Section 22 | Personal liability | 500,000 |
| Section 23 | Full terrorism cover (for sections 1 to 22) | 150,000 |
| Section 24 | COVID-19 cover extension (for sections 1 to 22) | See limit of respective sections that apply |
| Section 25 | Post-departure purchase extension (for sections 1 to 24, except section 13) | See limit of respective sections that apply |
| Sports equipment rider (optional) benefits | ||
| Section 26 | Sports equipment cover | |
| Overall section limit | 2,000 | |
| Limit for loss or damage of sports equipment (for each item, set or pair) | 800 | |
| Limit for rental of replacement sports equipment per day | 100 | |
| Limit for unused activity fees | 400 | |
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