| Section | Personal Accident and Medical Expenses Benefit | Maximum benefit (S$) limit per insured person |
| Section 1 | Personal accident | 150,000 |
|
Scale of compensation a. Accidenal death b. Permanent total disability c. Losing two or more limbs d. Losing sight in both eyes e. Losing one limb f. Losing sight in one eye g. Losing speech h. Losing hearing
|
Percentage of benefit limit 100% 100% 100% 100% 50% 50% 50% 50% The total compensation from a to h will not be more than the maximum benefit limit. |
|
| Section 2 |
Medical expenses overseas Overall section limit Limit for medical aids and equipment per incident |
200,000 500 |
| Section 3 | Emergency medical evacuation | 500,000 |
| Section 4 | Sending you home | 150,000 |
| Section 5 |
Compassionate visit Overall section limit Limit for accommodation expenses per room per night |
3,000 400 |
| Travel Inconvenience Benefits | ||
| Section 6 |
Shortening your trip Overall section limit Limit for extra expenses to return to Singapore |
3,000 1,000 |
| Section 7 |
Trip disruption Limit for accommodation expenses per room per night |
1,000 400 |
| Section 8 | Unused entertainment ticket | 400 |
| Section 9 | Travel alteration | 500 |
| Section 10 |
Travel delay For every six hours of delay while overseas After six hours of delay while in Singapore |
500 100 150 |
| Section 11 | Missed connections | 100 |
| Section 12 | Overbooked public transport | 100 |
| Section 13 | If the travel agency becomes insolvent | 1,000 |
| Section 14 |
Baggage delay For every six hours of delay while overseas After six hours of delay while in Singapore |
600 200 200 |
| Section 15 |
Loss or damage of baggage and personal belongings Overall section limit Limit for Laptop Limit for watches, jewellery or valuables in total LImit for other items (for each item, set or pair) |
1,500 1,000 200 150 |
| Section 16 | Losing money | 150 |
| Section 17 | Fraudulent use of bank card | 1,000 |
| Section 18 |
Losing passport, driver's license, and travel documents Overall section limit Limit for accommodation expenses per room per night |
3,000 400 |
| Section 19 | Relief for additional transport expenses due to snatch theft, robbery or road accident | 50 |
| Other Benefits | ||
| Section 20 | Emergency phone charges | 100 |
| Section 21 |
Kidnap and hostage Overall section limit Every 24 hours |
3,000 100 |
| Section 22 | Personal liability | 500,000 |
| Section 23 | Full terrorism cover (for sections 1 to 22) | 150,000 |
| Section 24 | COVID-19 cover extension (for sections 1 to 22) | See limit of respective sections that apply |
| Section 25 | Post-departure purchase extension (for sections 1 to 24, except section 13) | See limit of respective sections that apply |
| Sports equipment rider (optional) benefits | ||
| Section 26 |
Sports equipment cover Overall section limit Limit for loss or damage of sports equipment (for each item, set or pair) Limit for rental of replacement sports equipment per day Limit for unused activity fees |
2,000 800
100 400 |
