Table of Cover

SectionPersonal Accident and Medical Expenses BenefitMaximum benefit (S$) limit per insured person
Section 1Personal accident150,000
Scale of compensationPercentage of benefit limit
a. Accidental death100%
b. Permanent total disability100%
c. Losing two or more limbs100%
d. Losing sight in both eyes100%
e. Losing one limb50%
f. Losing sight in one eye50%
g. Losing speech50%
h. Losing hearing50%
 The total compensation from a to h will not be more than the maximum benefit limit.
Section 2Medical expenses overseas 
Overall section limit200,000
Limit for medical aids and equipment per incident500
Section 3Emergency medical evacuation500,000
Section 4Sending you home150,000
Section 5Compassionate visit 
Overall section limit3,000
Limit for accommodation expenses per room per night400
 Travel Inconvenience Benefits
Section 6Shortening your trip 
Overall section limit3,000
Limit for extra expenses to return to Singapore1,000
Section 7Trip disruption1,000
Limit for accommodation expenses per room per night400
Section 8Unused entertainment ticket400
Section 9Travel alteration500
Section 10Travel delay500
For every six hours of delay while overseas100
After six hours of delay while in Singapore150
Section 11Missed connections100
Section 12Overbooked public transport100
Section 13If the travel agency becomes insolvent1,000
Section 14Baggage delay600
For every six hours of delay while overseas200
After six hours of delay while in Singapore200
Section 15Loss or damage of baggage and personal belongings 
Overall section limit1,500
Limit for Laptop1,000
Limit for watches, jewellery or valuables in total200
Limit for other items (for each item, set or pair)150
Section 16Losing money150
Section 17Fraudulent use of bank card1,000
Section 18Losing passport, driver's license, and travel documents 
Overall section limit3,000
Limit for accommodation expenses per room per night400
Section 19Relief for additional transport expenses due to snatch theft, robbery or road accident50
 Other Benefits
Section 20Emergency phone charges100
Section 21Kidnap and hostage 
Overall section limit3,000
Every 24 hours100
Section 22Personal liability500,000
Section 23Full terrorism cover (for sections 1 to 22)150,000
Section 24COVID-19 cover extension (for sections 1 to 22)See limit of respective sections that apply
Section 25Post-departure purchase extension (for sections 1 to 24, except section 13)See limit of respective sections that apply
 Sports equipment rider (optional) benefits
Section 26Sports equipment cover 
Overall section limit2,000
Limit for loss or damage of sports equipment (for each item, set or pair)800
Limit for rental of replacement sports equipment per day100
Limit for unused activity fees400