Plan & Coverage DrivoTM Premium DrivoTM Classic
Vehicle repairs at your preferred workshop
Vehicle repairs at a quality workshop chosen by Income
Loss or damage to your vehicle from accidental causes
(up to market value at the time of loss or damage)
Loss or damage by fire or theft
(up to market value at the time of loss or damage)
Damage to third party property (up to $5,000,000)
Death or injury to third party (unlimited)
Medical expenses (up to $1,000)
Personal accident benefits (up to $50,000)
Towing service (up to $500)
Unlimited windscreen cover[1]
Policy Excess:
$600 or otherwise specified applies for each and every accident claim
Windscreen Excess:
$100 or otherwise specified applies for each and every claim
Unnamed driver excess

  • Extra excess of $2,500 will apply if the unnamed driver is under 27 years old or has less than one year’s driving experience
  • Extra excess of $500 will apply if the unnamed driver is 27 years old and above with one or more year’s driving experience
Optional Cover
NCD Protector[2] (applicable to policy with at least 30% NCD)
Daily transport allowance[3]
($50 is claimable from the first day of repair, up to maximum of seven days)
Excess Waiver[4]



For more information, please refer to the policy conditions:

Policy conditions for Private Car

Policy conditions for Private Car (Prestige Plan)

Policy conditions for Private Car (Extension Rider)

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