What is the SMA programme?

How does the programme work?

  • Learn the ropes

    Equip yourself with the insurance and representative licence. Sales training via our training centre and induction branch.

    Licence Papers
    Product Training
    Skills Training
    Management Mentorship

    Gain confidence and exposure

    Get on-ground exposure and help building your client base. Hone and refine skillsets you'll need to be successful.

    Sales Training
    Soft Skills Training
    Leads Prospecting

    Decide on a career track

    Choose a channel that best suits your talents and aspirations. In either channel, you can go down a Specialist Track or a Management Track to build yourself a rewarding career.

    Retail Financial Services (Salaried)
    Agency (Commission based)

Keen to find out more?

Refer a friend!

5 Myths About Being an Advisor

We sat down with 5 Income advisors to hear about their journeys so far, and debunk myths around the job.

Hear from our current SMAs

What attracted me to the SMA programme is the flexible career paths I can pursue, be it a managerial position or a more sales-driven career. The programme is well planned out for us with proper guidance, and I like that I am exposed to not just front-end processes, but also many of the backend processes. This really helps me understand the entire process of incepting a policy more holistically.

Miki Teo, previously a full-time financial consultant

Deciding on a mid-career switch was never easy for me and venturing into the insurance industry with no experiences at all would put many of us out of our comfort zones. I am glad that I adapted really quickly with the support of the management team and a well-structured SMA programme, which made the learning curve less steep. We are given many opportunities to share our views and ideas with the senior management team and in fact, being mentored by them personally. I also like that my career track has been readily planned, aligned to my aspirations while also providing me great remuneration and job security.

Angeline Yong, formerly from the travel industry

Coming from the financial industry in a previous role, I am able to further sharpen my skills and pick up new knowledge through the training and mentorship by the experienced management team. This role has allowed me to gain deeper knowledge in the development and back-end processes, an area which I believe many advisors do not have access to, in other companies. In addition, the SMA programme builds my confidence to explore different career opportunities within Income.

Jacky Tan, previously a full-time financial consultant

\What I thought is unique is being personally mentored by the senior management team which has allowed me to gain a much better perspective into the world for insurance, with deeper knowledge in the development and processes of the insurance industry, an area that many advisors may not have access to. Furthermore, as Income is currently the only insurer that offers a flexible career proposition, the SMA programme provides me with job security and allows me to explore the different career opportunities that I can pursue.

Jackson Soh, a fresh graduate from the Singapore Institute of Management (SIM)