Finance Matters

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Finance Matters
Planning the Essential Financial Freedom Checklist for Your 30s & 40s
Start financial planning for your 30s & 40s. Explore financial goals, challenges & to-dos specific for Singaporeans in their 30s & 40s.
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Finance Matters
How to Budget Your Salary and Save Money to Reach Your Life Goals
Work towards financial security to secure your financial safety net! Learn how to set SMART goals and discover how insurance savings plans can help.
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Finance Matters
Tips on Planning Ahead for the Retirement Life You Want
If you’re planning for an early retirement, read on for advice from parents on how you can achieve your retirement goals.
Lady financially planning for future​
Finance Matters
From Graduation to Retirement: A Financial Planning Guide for Young Singaporeans (2025)
Personal financial planning makes your money go further, so you can do what you want with your life. Prepare for what’s ahead with our guide to life’s important…
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Finance Matters
Should You Reinvest or Payout Your Mature Policy Payouts?
Received your policy payout and wondering if to reinvest or pay it out in cash? Here’s what to know before you make your decision!
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Finance Matters
4 Common Retirement Planning Mistakes Singaporeans Make
Secure your retirement with effective planning. Understand the common pitfalls faced in Singapore, and how to avoid them to achieve financial security.
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Finance Matters
Is My Money Working Hard Enough?
Should you leave your money in the bank? Or make it work harder somewhere else? We break it down.
planning for retirement
Finance Matters
How Much Do You Need in Your CPF to Retire in Singapore?
Plan a comfortable retirement in Singapore by learning about the CPF retirement sums, estimating your needs, & exploring options to maximise your savings.
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Finance Matters
How Are Singaporeans Planning For Retirement in Singapore?
Do you know how much money you need for retirement in Singapore? Start planning right with these saving and wealth planning tips from other Singaporeans.
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Finance Matters
What is Passive Income and How Can You Generate It?
Learn how you can earn passive income to help grow your savings for retirement.
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Finance Matters
Ageing Solo Gracefully: Financial Planning for Your Golden Years
Discover why financial planning is crucial in preparing for your retirement as a single individual in Singapore.
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Finance Matters
All You Need to Know About CPF Top Up via the RSTU Scheme
CPF top ups are a great way to boost retirement funds. Find out more about how you can do so here!
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Finance Matters
A Beginner’s Guide to CPF LIFE: Plans, Payouts & Minimum Sums Explained
What is CPF LIFE? Find out as we explain everything from CPF LIFE plans, payouts to minimum sum.
planning for retirement
Finance Matters
How to Protect Your Retirement Savings in a Recession
Learn how to protect your retirement savings in a recession with expert tips for retirees on financial planning, diversification, emergency funds and more.
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Finance Matters
4 Must-Have Insurances In Your Mid-20s
For anyone in their mid-20s, here are four types of insurance plans that you must have in your financial portfolio.
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Finance Matters
The Simplest Guide to Investment-Linked Plans (ILPs) in Singapore — for Every Life Stage
What exactly are Investment-Linked Plans (ILPs) and who are they for? We break down their benefits and more for you.
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Finance Matters
The Asset Classes That Can Make Up an Investment Portfolio
Find out the most common types of asset classes available for building your retirement nest egg!
fears about savings and ilps
Finance Matters
4 Fears About Savings & ILPs (And Why They Aren't True)
Financial plans aren't as scary or complicated as you think. We address some common fears here.
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Finance Matters
Investment Advice for Beginners: 7 Things To Think About When Investing
Starting your investment journey in Singapore? Don’t miss out on these seven essential tips for beginners to ensure a sound financial start. Get advice.
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Finance Matters
5 Financial Mistakes to Avoid in Your 20s and How Investing Can Help
Explore common financial mistakes young adults make and learn how consistent investing with products like AstraLink can help you grow your wealth.
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Finance Matters
Investing Opportunities Beyond Stocks for Young Beginners
Keen to start investing? From REITs to ETFs, discover the opportunities for young beginners beyond individual stocks and learn how to leverage them now.
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Finance Matters
Wealth Planning: How to Grow More Money Through Mindful Investing?
Seeking ways to create a passive income in Singapore? Learn how to choose investment vehicles to keep risks managed with these wealth planning tips now.
goal based planning
Health & Well-being
The Psychological Power of Goal-Based Savings
Goal-based savings is more than financial stability—it's a path towards boosting your mental health, improving emotional well-being, and personal growth.
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Finance Matters
How Invest Flex Can Help with Life's Major Milestones
Invest Flex, an Investment-Linked Plan, offers flexibility for life's milestones like homeownership and education. Learn how it helps you reach your goals!
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Finance Matters
Investing with Purpose: Aligning Your Finances to Life Goals
Align your life goals based on your portfolio. Learn about purposeful investing & how Investment-Linked Plans (ILPs) can help achieve financial security.
From Bonus to Bounty
Finance Matters
From Bonus to Bounty: Simple Steps to Growing Your Wealth in Your 20s
Learn how to make the most of your annual bonus with savings and investment plans. Explore Investment-Linked Plans and insurance savings plans to build long-term wealth…
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Finance Matters
How an ILP Can Bring Your Financial Dreams to Life
For young adults looking for different wealth-building solutions, investment-linked plans are worth exploring. Let's get started.
6 ways max your retirement fund
Finance Matters
6 Ways to Let Your Money Work for You to Maximise Your Retirement Fund
Discover 6 ways to boost your retirement fund and enjoy financial stability in your golden years. Let’s find out how your money can work harder for you to maximise your…
mrss1
Finance Matters
Guide to Matched Retirement Savings Scheme (MRSS): How to top up and more
Find out all there is to know about the Matched Retirement Savings Scheme (MRSS) and the top ups you can make.
what is srs
Finance Matters
Supplementary Retirement Scheme & SRS Accounts in Singapore: How do They Work?
The SRS can be a useful tool in your retirement portfolio. Here’s how to put it to good use.
save or invest
Finance Matters
Should I Save or Invest?
Save for a rainy day? Or put towards investments for growth? We tell you when it's best to do what.
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Finance Matters
Investment-Linked Insurance Policies: Greater Flexibility for Every Stage of Life
When Ms Nancy Lim dabbled in stocks in her 20s and 30s, she learned some tough lessons. Like many novice investors, she lacked a deep understanding of the companies she invested in, leading to less-than-ideal outcomes for her savings.
Mind the gap ​
Finance Matters
Financial Planning 101: What’s A Protection Gap & What To Do About It
We break down how to figure out your protection gap and how to plug it here.
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Finance Matters
Covering Your Bases: How Insurance Fills Protection Gaps in Singapore
Address protection gaps in Singapore with comprehensive insurance coverage from Income. Safeguard you and your family's financial well-being today.
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Finance Matters
Here’s Why Your Company Insurance May Not Be Enough
Company insurance vs personal insurance: Are your employee benefits enough to protect you?
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Finance Matters
Whole vs Term Life Insurance
What's the difference? We break it down so you can see which would work for you better.
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Finance Matters
Big Things to Save Up For - How Income Insurance Can Help
Unlock your saving potential for big purchases. Learn how to save for big purchases like homes and cars. Your guide to smart financial planning.
Man and father looking at laptop for retirement planning​
Finance Matters
Retirement Planning for Singaporeans: A Simple Yet Comprehensive Guide
It’s never too early to plan for retirement. Follow our simple step-by-step guide to retirement planning in Singapore.
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Finance Matters
4 Types of Insurance Singaporeans Need and Why You Need Them
Secure your future with the right insurance in Singapore! Learn about the types of insurance you need and make informed decisions to protect yourself.
HR Director Nancy Lim (middle) with her colleagues at work. She has added Income's Invest Flex Vantage plan to her portfolio for potential first-year income and premium holiday benefits.
Finance Matters
Why 55-year-old chose to include investment-linked plans in her retirement portfolio
The flexible nature of Income Insurance’s Invest Flex Vantage complements her goal of having multiple income streams with few worries as she approaches her autumn years
legacy
Family
Legacy Planning in Singapore: When is the right time to plan for your family?
Secure your family's future with legacy planning. Explore benefits and discover how the right insurance policies can support your loved ones.
mother and daughter laughing
Finance Matters
A Guide To Securing Your Child’s Educational Future
Not sure how to start saving up for your child’s education? Don’t worry! Let us help you get started and ensure you know what to prioritise to remain financially secure.
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Finance Matters
Pay Yourself First: How to Start Saving for Retirement
Saving for retirement should be among your top financial priorities. Think of it as paying yourself first. Here’s how to get started.
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Finance Matters
Life Insurance for Young Parents – Protect Your Loved Ones, Young and Old
Protect your family's future with life insurance. Learn how various types of life insurance coverage can provide financial security and support for your loved ones when…
insurance in your 20s
Finance Matters
Let’s Talk About Life Insurance in Your 20s
You may think that it is too early to get life insurance when in your 20s. Let’s debunk some of those myths, shall we?
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Finance Matters
8 Ways for Singaporeans to Recession-Proof Their Finances
Discover 8 effective strategies to recession-proof your finances in uncertain times. Learn how to protect your money from recession with expert tips.
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Finance Matters
How to Steer Your Career Like a Champ In Your 50s
Your 50s can be a challenging time for your career, but it doesn’t need to be. Find out why and how.
retiring
Finance Matters
I’m Just 53 but I’m Already Feeling the Pressure to Retire
The decision to retire and when to do so should be a personal choice. Start saving today to support whatever decision you make.
how to retire in your 40s 1
Finance Matters
How to Retire if You Start Planning in Your 40s
Here is what you can do if you start retirement planning late.
retirees drinking cup of coffee
Finance Matters
6 Ways to Let Your Money Work for You to Maximise Your Retirement Fund
Discover 6 ways to boost your retirement fund and enjoy financial stability in your golden years. Let’s find out how your money can work harder for you to maximise your…
hdb flats
Finance Matters
BTO vs Resale HDB Flats: Which Should You Choose?
Explore the pros and cons of BTO vs resale flats and learn about the essential role of home insurance in safeguarding your dream home.
KL-Skyline
Finance Matters
Heading to Malaysia? Here’s a 4-Day Kuala Lumpur Itinerary
Heading to Kuala Lumpur? Here’s all you need to know about where to go, eat and stay.
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Finance Matters
All You Need to Know About Premium Financing and How It Works
With its complexities and risks, premium financing may not be suitable for everyone. Here’s why.
Education is important to Singaporeans, and a University Degree is treated no differently.
Family
The Cost of University in Singapore: Local v. Private Fees
What is the cost of university in Singapore and the best way to fund your university fees?
elderly couple saving for retirement
Finance Matters
It’s Not Too Late to Save for Retirement in Your 50s
Find out the best ways to save for retirement in your 50s, and why it’s not too late to get started.
driving wheel in car
Finance Matters
2025 Car Owners' Guide: Cost Of Owning A Car In Singapore
Thinking of buying a car? Discover the true cost of owning a car in Singapore. Learn about purchase price, loans, insurance & more.
30-SEP-HDB-Skyline
Finance Matters
How Right-sizing Your HDB Flat Can Help Your Retirement
Find out the considerations you should take before right-sizing your home for retirement.
tax relief
Finance Matters
Tax Reliefs in Singapore: 6 Ways to Reduce Your Personal Income Tax
Discover tax savings in Singapore with our guide on tax reliefs. From Parent Relief to Life Insurance Relief, learn how to reduce your taxes effectively.
how to create financial roadmap
Health & Well-being
How Future Planning Helps Your Mental Health in the Present
Overwhelmed by financial stress? Learn how planning a safety net for retirement, health, & your loved ones' futures can improve your mental well-being.
infographic - financial plans intro
Finance Matters
What Insurance Plans You Need At Each Stage Of Life
At each stage of life, having the right financial products will set you up for success. We follow a typical Singaporean's financial journey.
renovating home
Finance Matters
Home Renovation Costs in Singapore: A 2025 Homeowner's Guide
Home renovation costs in Singapore vary according to property size, the work you want done, and whether it’s a BTO, resale HDB flat, or condo. Here’s what homeowners need…
HDB Flats in Singapore​
Finance Matters
Guide to buying a BTO flat in Singapore: Eligibility, How to Apply & Timeline (2025)
Here’s how to apply for a BTO flat, from BTO eligibility requirements to the latest BTO launches.
fire on stove
Finance Matters
5 Common Reasons For House Fires In Singapore
One small spark can cause a house fire that engulfs the entire block. Find out what causes house fires in Singapore, so you can do your part to prevent them.
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Finance Matters
Revocable vs. Irrevocable Trusts: Understanding the Differences
Understand the differences between revocable & irrevocable trusts and how to complement them with a whole life insurance plan for effective legacy planning.
legacy planning questions
Finance Matters
Legacy Planning with Intention: Reflective Questions to Consider
Legacy planning goes beyond finances. Discover important questions to shape a legacy full of meaning, reflecting your values, relationships, and goals.
Upgrade-hdb-to-condo
Finance Matters
Upgrading from HDB to Condo: A First-Timer’s Guide to Owning Private Property in Singapore
Thinking of upgrading from HDB to a condo? There are a lot of factors and costs to consider and here’s a guide for you!
investing is like coffee
Finance Matters
How Investing Is like Having a Nice Cup of Coffee
Investing is not as complicated as it seems - it's a lot like discovering and enjoying it at your favourite cup of coffee.
cpf
Finance Matters
Your Complete Guide to CPF Interest Rates
CPF interest rates can get quite confusing. Find out more about them with our handy guide!
hdb flats
Finance Matters
I’ve Bought A New House - What Do I Need Next?
Find out why it is crucial to have mortgage insurance and how it can keep a roof over your family’s heads in the event of any of life’s uncertainties.
mother smiling and holding daughter
Finance Matters
How Life Insurance Works To Protect Your (And Your Children’s) Happiness
Essential for every parent, life insurance can help ensure your child's happiness is protected, even after you're gone.
side income
Finance Matters
How to Earn Side Income in Singapore: 10 Side Hustles for Everyone
Earning a side income in Singapore is easier than you think. Here’s 10 side hustles to consider.
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Finance Matters
How To Pay Income Tax in Singapore: What You Need to Know
Filing your income tax in Singapore doesn’t have to be so difficult. Read our comprehensive guide to help you navigate the annual tax season challenges.
5 day plan
Finance Matters
The 5-Day Plan: How to Manage Your Finances Properly
Struggling to find the best way to manage your finances? Getting your finances on track is simpler than you think we break it down into 5 easy steps.
safe distancing
Finance Matters
Post pandemic budgeting – How do we take control of our financial health
Discover how post-pandemic budgeting can reshape your financial future. Dive into strategies to strengthen and regain control of your finances.
why CPF special account matters
Finance Matters
Why does the CPF Special Account (CPF SA) matter to Singaporeans?
Our CPF Special Account is important, and knowing how to use it can payoff in the future.
what happens parents without will
Finance Matters
What Happens If Your Parent Dies Without A Will
Most people find it difficult to speak with their parents about writing a Will. Find out about the implications of not having a Will, and how you can write one.
Writing legacy planning​
Finance Matters
All You Need to Know About Estate Planning in Singapore
What is estate planning? Find out how a will, CPF nomination, and inter vivos trust can help.
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Finance Matters
Insurance Checklist For Couples Getting Married In Singapore
Delve into the world of insurance as we explore its significance in newlyweds' lives, from securing your love nest to safeguarding your health and finances.
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Finance Matters
5 Financial Planning Misconceptions: Are You Safeguarding Your Family Finances Right?
Secure your family's future today. Read our guide to debunk financial misconceptions and navigate the ins and outs of effective financial planning.
financial planning for new families
Finance Matters
6 Steps to Better Financial Planning for New Families
Starting a family means taking steps to create a comprehensive financial planning strategy. Learn more about the steps towards better financial planning!
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Finance Matters
Types of Risks in Investing
Learn about various investment risks and evaluate your personal risk tolerance before investing in Singapore. Start your journey today.
planning for mental health
Finance Matters
Plan for Your Mental Health in Your Golden Years
Learn how to prepare for age-related mental health issues like depression and anxiety. Discover proactive strategies to prevent cognitive decline.
hdb-grants
Finance Matters
A Guide to CPF Housing Grants for First-timer HDB Flat Buyers
To make housing more affordable and accessible to Singaporeans, eligible first-time flat buyers can apply for various types of CPF Housing Grants.
CPF-investment-scheme-1
Finance Matters
How CPF Investment Scheme (CPFIS) Works & How to Open a CPFIA
Learn how to invest CPF monies into an OA investment or SA investment with CPFIS, and how to open a CPF investment account (CPFIA).