How Much Will Pregnancy and Baby Delivery Cost Expecting Parents in Singapore? (2025)

Raising a baby, especially in Singapore, is not an easy feat. From the time you decide to have a baby, you need to be ready for the bills, as there are many costs involved in bringing a child into the world. 

In fact, there are many factors you need to take into consideration, including the delivery cost and the pregnancy cost Singapore has. In this article, we will uncover the delivery cost Singapore has as well as pregnancy costs, and how you can better manage your delivery finances to have a less stressful pregnancy.

Pregnancy Cost in Singapore

There is a distinct difference in the cost for prenatal checkups in government hospitals and private hospitals. 

As a future parent, you’ll need to budget for the following costs:

Pre-pregnancy and preconception costs

As a young couple entering the next phase of your family life, it’s completely natural to talk about having a child. 

The first thing you’d want to do is to understand if your body is in prime condition to bear a child, and this is where a pre-pregnancy check up comes in. At the suggestion of your doctor, one or more of these tests would help to see if you’re physically capable of getting pregnant:

Your doctor would also want to ask if you or your partner have:

• underlying health conditions (either due to your current health or family health history)
• if there has been substance, alcohol or smoking history in the past or present
• if you have undergone any major medical procedures or taken medication for the past few months
• The regularity of your menstrual cycle

The price of a pre-pregnancy check up in Singapore runs from S$40 (pap smear) to S$1,600 (prenatal genetic tests) and runs on two factors:

• Your choice of visiting a government hospital, a private hospital or even a specialist clinic
• Type and number of tests you and your partner undergo

Pre-pregnancy checkups are not a necessity, but are a better pregnancy pathway for patients with polycystic ovary syndrome (PCOS), hyperthyroidism, diabetes or other pre-existing health conditions. Your doctor would be able to give you pregnancy planning advice in this instance, which starts from the get-go of your pregnancy journey. The doctor can also then identify the right course of action in handling complications, should they arise.

Pre-Natal Checkups

Moving on to the next phase, pre-natal check ups.

Now, you might already know that gestational months and trimesters help identify how far along you are in a pregnancy. How much would you need to pay during these check ups?

First Trimester: Conception to 12 weeks

The first trimester is one that needs close observation, as chances of complications (and even miscarriages) are higher. Once you’ve gotten positive test results from your home pregnancy kit, you’d naturally want to see a doctor to reaffirm the same.

During this timeframe, it’s best to engage with a specific gynaecologist who can monitor your health and your fetus’s too. 

Now, getting down to costs. You may need to pay up to S$147 per doctor’s visit, non-inclusive of pregnancy supplements. If all is going well for you, expect to have at least one gynaecologist checkup every month.

You could go to a government hospital for your checks as a Singapore Citizen, but you’ll have to take note that there is no fixed doctor attending to you at every visit. However, the rates for these visits are subsidised.

According to Moneysmart, the price of a subsidised visit ranges from S$30 - S$90. 

An extra tip for soon-to-be parents - Marriage and Parenthood Schemes have a MediSave Maternity Package, which covers pre-delivery medical expenses too, irrespective of whether you’re visiting a private or government hospital. 

You can withdraw up to S$900 for these expenses, which include ultrasounds and consultation fees. All you’ll have to do is provide the pre-delivery medical care bills to the hospital your baby was born in. The hospital will then undertake the next steps, which is to submit the bills to the CPF board for you, inclusive of your delivery bills.

A cap applies to the sum of the Medisave usable for this purpose. It follows the amount of the actual bill or the withdrawal limit (whichever is lower).

The Medical Maternity Package also covers:

• Additional surgical withdrawal limit (S$750-S$2,600) dependent on the delivery procedure type
• Up to S$550 a day for the first 2 days of admission, and thereafter S$400 from the 3rd day onwards for hospital stays

Second and third trimester: 13 weeks to 40 weeks

When you’ve entered week 13, you’ve stepped into the mid-path of your pregnancy journey. You would still continue to have monthly visits with your gynaecologist, but if need be, it could change towards the end of the trimester into a fortnightly affair.

At this point, you could sign up for a prenatal package, which would cover not only the usual ultrasounds and supplements but also additional scans and tests. According to Moneysmart, the prices of these packages vary once again on whether you go for the subsidised, government hospital option or for personalised, private hospital care. As reference KKH's antenal package is priced at around S$800.

By committing to a pregnancy package, you’re essentially locking in your intention to stick to your current gynaecologist. If you feel like switching to another doctor, this would be the right time to do so!

Fetal abnormality tests available in Singapore

Fetal abnormality tests in Singapore are available at almost every hospital. In the table below, you’ll find the information pertaining to the types of tests, what they detect and how much they could cost you.