The yearly premium will be deducted via your GIRO account with us. The premiums that you pay are based on the sum assured and insured’s age next birthday. Premium rates will change when the insured enters a higher age band. Premium rates are not guaranteed and may be reviewed from time to time.

Age next birthday (years) 45 and below 46 to 55 56 to 65
For every $10,000 sum assured (per person) $12.70 $20.80 $40.40

Annual premium rates for HomeTeamNS Living Policy

The yearly premium will be deducted via your GIRO account with us. The premiums that you pay are based on the sum assured and insured’s age next birthday. Premium rates will change when the insured enters a higher age band. Premium rates are not guaranteed and may be reviewed from time to time.

Age next birthday (years) 45 and below 46 to 55 56 to 60
For every $10,000 sum assured (per person) $28.90 $41.60 $80.80
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