Group Personal Accident Coverage

Coverage information for Group Personal Accident Plan

Description			Percentage of the sum assured
1	Loss of life		100%
2	Loss of two or more limbs		150%
3	Loss of one or more limbs by amputation at or above wrists or ankles		125%
4	Total and irrecoverable loss of all sight in two eyes		150%
5	Total and irrecoverable loss of all sight in one eye		100%
6	Total paralysis		150%
7	Injuries resulting in insured being permanently bedridden		150%
8	Total and Permanent Disability preventing the insured from engaging in any occupation or employment for wage or profit or from giving attention to any business whatsoever		150%
9	Eye	- loss of sight in one eye, except perception of light	50%
9	Eye	- loss of lens in one eye	50%
10	Loss of four fingers and thumb of one hand		50%
11	Loss of four fingers		40%
12	Loss of speech		50%
13	Loss of hearing	- both ears	75%
13	Loss of hearing	- one ear	15%
14	Loss of thumb	- both phalanges	25%
14	Loss of thumb	- one phalanx	10%
15	Loss of index finger	- three phalanges	10%
		- two phalanges	8%
		- one phalanx	4%
16	Loss of middle finger	- three phalanges	6%
		- two phalanges	4%
		- one phalanx	2%
17	Loss of ring finger	- three phalanges	5%
		- two phalanges	4%
		- one phalanx	2%
18	Loss of little finger	- three phalanges	4%
		- two phalanges	3%
		- one phalanx	2%
19	Loss of metacarpals	- first or second (additional)	3%
19	Loss of metacarpals	- third, fourth or fifth (additional)	2%
20	Loss of toes	- all	15%
		- great, both phalanges	5%
		- great, one phalanx	2%
		- other than great, if more than one toe lost, each	1%

The aggregate of all percentages payable in respect of any one accident shall not exceed 150% of the sum assured.