Coverage information for Group Personal Accident Plan

Description Percentage of the sum assured
1 Loss of life 100%
2 Loss of two or more limbs 150%
3 Loss of one or more limbs by amputation at or above wrists or ankles 125%
4 Total and irrecoverable loss of all sight in two eyes 150%
5 Total and irrecoverable loss of all sight in one eye 100%
6 Total paralysis 150%
7 Injuries resulting in insured being permanently bedridden 150%
8 Total and Permanent Disability preventing the insured from engaging in any occupation or employment for wage or profit or from giving attention to any business whatsoever 150%
9 Eye - loss of sight in one eye, except perception of light 50%
- loss of lens in one eye 50%
10 Loss of four fingers and thumb of one hand 50%
11 Loss of four fingers 40%
12 Loss of speech 50%
13 Loss of hearing - both ears 75%
- one ear 15%
14 Loss of thumb - both phalanges 25%
- one phalanx 10%
15 Loss of index finger - three phalanges 10%
- two phalanges 8%
- one phalanx 4%
16 Loss of middle finger - three phalanges 6%
- two phalanges 4%
- one phalanx 2%
17 Loss of ring finger - three phalanges 5%
- two phalanges 4%
- one phalanx 2%
18 Loss of little finger - three phalanges 4%
- two phalanges 3%
- one phalanx 2%
19 Loss of metacarpals - first or second (additional) 3%
- third, fourth or fifth (additional) 2%
20 Loss of toes - all 15%
- great, both phalanges 5%
- great, one phalanx 2%
- other than great, if more than one toe lost, each 1%


The aggregate of all percentages payable in respect of any one accident shall not exceed 150% of the sum assured.

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