Risk Category Annual Premium (S$)
inclusive of 8% GST
Obstetric Risk (includes gynaecology) 31,644.00
Gynaecology 21,384.00
Office Gynaecology 10,692.00
High Risk (see definition) 8,100.00
Medium Risk (see definition) 3,434.40
Low Risk (see definition) 1,674.00
Family Medicine - Procedural (see definition) 2,138.40
Family Medicine - Non-Procedural (see definition) 1,404.00

Note: Premiums are subject to no known claims made in the past three years and no on-going unresolved cases.

High Risk

  • Cardiothoracic Surgery
  • Colo-rectal Surgery
  • Endocrine Surgery
  • General Surgery
  • Vascular Surgery
  • Ophthalmology with all types of laser refractive surgery
  • Otorhinolaryngology
  • Urological Surgery

Medium Risk

  • Accident & Emergency
  • Anaesthetics
  • Cardiology
  • Gastroenterology
  • Intensive Care
  • Neonatology
  • Neurology
  • Paediatric Surgery
  • Radiology
  • Radiotherapy

Low Risk

  • Community Medicine
  • Dermatology
  • Endocrinology
  • Geriatric Medicine
  • Haematology
  • Immunology
  • Infectious Diseases
  • Medical Officer
  • Nephrology
  • Nuclear Medicine
  • Occupational Health
  • Oncology
  • Opthalmology with no laser refractive surgery
  • Paediatrics
  • Palliative Medicine
  • Pathology
  • Pharmaceutical Physician
  • Psychiatry
  • Rehabilitation Medicine
  • Renal Medicine
  • Respiratory Medicine
  • Rheumatology
  • Sports Medicine

Family Medicine - Procedural

50% or more of Family Practitioner's annual turnover is derived from procedural work.

Note: Excludes cosmetic & aesthetic procedures &/or consultation

Family Medicine – Non-Procedural

Less than 50% of Family Practitioner's annual turnover is derived from procedural work.

Note: Excludes cosmetic & aesthetic procedures &/or consultation

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