Important Notes

We pay this benefit if you die or become permanently disabled within 90 days from the date of accident. The permanent disability benefit is subject to the scale of compensation as shown in the Policy Contract.

This is for general information only. The precise terms and conditions of this policy are set out in the policy contract at

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact Income Insurance Limited or visit the GIA/LIA or SDIC websites ( or or

Personal Data Use Statement

By providing the information and submitting this application or transaction, I consent and agree to Income Insurance Limited (“Income Insurance”), its representatives, agents, relevant third parties (referred to in Income Insurance’s Privacy Policy at, Income Insurance’s appointed insurance intermediaries and their respective third party service providers and representatives (collectively “Income Insurance Parties”) to collect, use, and disclose any personal data in this form or obtained from other sources, including existing personal data provided, any future updates and subsequent information on my health or financial situation (collectively “personal data”) for the purposes of processing and administering my insurance application or transaction, managing my relationship and policies with Income Insurance including providing me with financial advice/ financial planning services, sending me corporate communication and information on products and/or services related to my ongoing relationship with Income Insurance, conducting consumer profiling/data analytic/research, which includes data matching based on personal data collected by Income Insurance, its affiliates, business partners and/ or NTUC Enterprise group of social enterprises (“NE Group”) where required for Income Insurance, its affiliates, business partners and/or NE Group, to develop, improve and/ or customise their products/ services and/ or to provide me with their respective products /services, and in the manner and for other purposes described in Income Insurance’s Privacy Policy.

Where the personal data of another person(s) (for example, personal data of the insured person, my family member, employee, payee/payor or beneficiary) is provided by me (whether in this or subsequent submissions) or from other sources to Income Insurance Parties, I represent and warrant that:

    • I have obtained their consent for the collection, use and disclosure of their personal data; and
    • I am authorised to give any authorisation and approval on their behalf,

for the purposes as set out in this Personal Data Use Statement.

I agree that if my policy(ies) premiums are paid by third-party payor(s), I consent to the use and disclosure of my/insured name(s) and relevant policy(ies) information by Income Insurance to such third-party payor(s) for the purposes of processing and/or administering premiums payments for my policy(ies).

Please refer to Income Insurance’s Privacy Policy ( for more information, including access and correction to personal data and consent withdrawal. I understand that Income Insurance’s Privacy Policy available on its website may be amended, supplemented and/or substituted by Income Insurance from time to time.

Marketing Consent

We at Income Insurance Limited (“Income Insurance”) value our customers and would love to share exclusive offers (such as rewards, privileges, events and discounts) and information about products and services (“Marketing and Promotional messages”) offered by Income Insurance, its wholly-owned subsidiary company, Infinitum Financial Advisory (“InFA”), its business partners and NTUC Enterprise group of social enterprises (“NE Group”) (collectively “Income Insurance Parties”) that may be useful to you and your family.

By applying for this complimentary 6 months Personal Accident Insurance coverage and submitting this online application form, you consent and agree to the collection, use and disclosure of your personal data by Income Insurance, InFA, its representatives, agents (collectively “Income Insurance Persons”), appointed service providers, business partners and NE Group of the purposes of (i) sending you Marketing and Promotional messages; (ii) contacting you to conduct survey; and (iii) Income Insurance Persons offering you financial planning services, via Postal Mail, Email, Phone call and/or Phone messages*.

*Phone messages include text, picture, video and audio message that are sent to your telephone number via SMS, MMS or messaging apps such as WhatsApp, Telegram or WeChat.

You consent to receive Marketing and Promotional messages above is in addition to any previous marketing consent to which you may have provided to Income Insurance.

All consent given to Income Insurance Parties in sending you Marketing and Promotional messages will remain valid until Income Insurance is notified that the consent has been withdrawn. You may withdraw your consent at any time by submitting your request at Income Insurance will process your request within 10 days, and you will stop receiving Marketing and Promotional messages after 21 days only for the mode(s) of communications indicated in your request. You may refer to Income Insurance’s Privacy Policy | Income Insurance for more information, including access and correction to personal data and consent withdrawal.

Terms and conditions

Please refer here for the terms and conditions.