Table of compensation for partial and permanent disability
SAFRA Essential Term and SAFRA Living Care
| Description of loss | Percentage of sum assured | |
|---|---|---|
| 1 | Loss of a limb or an eye | 50% |
| 2 | Loss of four fingers and thumb of one hand | 50% |
| 3 | Loss of four fingers | 40% |
| 4 | Loss of hearing - both ears | 75% |
| 5 | Loss of hearing - one ears | 15% |
| 6 | Loss of thumb - both phalanges - one phalanx |
25% 10% |
| 7 |
Loss of index finger
- three phalanges
- two phalanges
- one phalanx |
10% 8% 4% |
| 8 | Loss of middle finger - three phalanges - two phalanges - one phalanx |
6% 4% 2% |
| 9 | Loss of ring finger - three phalanges - two phalanges - one phalanx |
5% 4% 2% |
| 10 | Loss of little finger - three phalanges - two phalanges - one phalanx |
4% 3% 2% |
| 11 | Loss of metacarpals - first or second (additional) - third, fourth or fifth (additional) |
3% 2% |
| 12 | Loss of toes - all - great, both phalanges - great, one phalanx - other than great, if more than one toe lost, each |
15% 5% 5% 1% |
| 13 | Loss of speech | 50% |
Subject to the following terms and conditions:
- Where a Loss is not specified in the Table of Compensation, Income will, after consulting a Registered Medical Practitioner appointed by Income, pay a percentage of the Sum Assured for the Loss which is consistent with the Table of Compensation without reference to the Insured Member’s occupation.
- No benefit is payable for the loss of sense of taste or smell.
- The total compensation payable in respect of Loss due to the same Accident is arrived at by adding together the various percentages but shall not exceed 100% of the Sum Assured.
