Coverage for mother

Category of insured events Cover limit
Pregnancy complications benefit[1] 100% of sum assured
Hospital care benefit[2] 1% of sum assured for each day of hospital stay, up to 30% of sum assured
Death benefit[3] 100% of sum assured

Insured events for mother

10 types of pregnancy complications[1]
• Abruptio placentae
• Acute fatty liver of pregnancy
• Amniotic fluid embolism
• Choriocarcinoma and malignant hydatidiform mole
• Disseminated intravascular coagulation
• Ectopic pregnancy
• Placenta increta or percreta
• Postpartum haemorrhage requiring hysterectomy
• Pre-eclampsia or eclampsia
• Still birth
Hospital care benefit[2]
• Inpatient psychiatric treatment
• Post-natal anaemia
• Puerperal pyrexia
• Pulmonary embolism
• Repair of 4th degree perineal tear
• Septic pelvic thrombophlebitis
• Surgical site infection following caesarian section
• Uterine infection or transfusion due to retained placenta following childbirth

Coverage for child

Category of insured events Cover limit
Congenital illnesses benefit[4] 100% of sum assured
Hospital care benefit[5] 1% of sum assured for each day of hospital stay, up to 30% of sum assured
Outpatient phototherapy benefit[6] 1% of sum assured for each day the phototherapy machine is rented, up to 10% of sum assured
Death benefit[7] 100% of sum assured

Insured events for child

23 types of congenital illnesses[4] covered
• Absence of two limbs
• Anal atresia
• Atrial septal defect
• Biliary atresia
• Cerebral palsy
• Cleft lip and cleft palate
• Club foot
• Congenital blindness
• Congenital cataract
• Congenital deafness
• Congenital diaphragmatic hernia
• Congenital hypertrophic pyloric stenosis
• Development dysplasia of the hip
• Down’s syndrome
• Infantile hydrocephalus
• Patent ductus arteriosus
• Retinopathy of prematurity
• Spina bifida
• Tetralogy of fallot
• Trancheo-esophageal fistula or esophageal atresia
• Transposition of the great vessels
• Truncus arteriosus
• Ventricular septal defect
Hospital care benefit[5]
• Bronchitis (including other lower respiratory tract infection)
• Dengue haemorrhagic fever
• Hand, foot and mouth disease
• Incubation immediately after birth for more than 3 consecutive days
• Phototherapy or blood transfusion for severe neonatal jaundice
• Pneumonia
• Premature birth

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