| 1. Female illnesses benefit[1] (The total amount paid under this benefit shall not exceed 100% of the sum assured.) | |
|---|---|
| • Chronic autoimmune hepatitis | 100% of sum assured |
| • Malignant cancer of female sites | |
| • Rheumatoid arthritis | |
| • Systemic lupus erythematosus with lupus nephritis | |
| • Carcinoma in situ of female sites | 50% of sum assured |
| • Osteoporotic fractures of the hip and vertebra requiring surgery or repair | |
| 2. Female surgeries benefit[2] (The total amount paid under this benefit shall not exceed 50% of the sum assured.) | |
|---|---|
| • Radical vulvectomy | 50% of sum assured |
| • Wertheim’s operation | |
| • Uterus, total pelvic exenteration | |
| • Breast lumpectomy – bilateral | 30% of sum assured |
| • Mastectomy – bilateral or unilateral | |
| • Hysterectomy | |
| • Complicated repair of fistula | |
| • Breast lumpectomy – unilateral | 15% of sum assured |
| • Urinary incontinence requiring surgery | |
| • Uterine prolapse requiring surgery | |
| • Thyroid disorders requiring surgery | |
| • Polycystic ovarian syndrome requiring surgery | |
| 3. Support benefit[3] (The total amount paid under this benefit shall not exceed 100% of the sum assured.) | |
|---|---|
| • Reconstructive surgery benefit due to mastectomy following breast cancer or carcinoma in situ of the breast, malignant skin cancer, accidental burns and accident | 100% of sum assured |
| • Oocyte cryopreservation benefit | 25% of sum assured |
| • Breast cancer – molecular gene expression profiling test for treatment guidance benefit | 15% of sum assured (subject to a maximum of $7,500) |
| • Outpatient psychiatric benefit | 5% of sum assured |
| • Hormone replacement therapy benefit | 5% of sum assured |
| 4. Death benefit | $10,000 |
|---|
- The insured must survive for at least 7 days after the insured is diagnosed with a covered female illness before we pay the female illnesses benefit. All payments are subject to the limit shown in the benefit table and the total amount under this benefit will not exceed 100% of the sum assured. You can claim for each female illness only once, except for cancer where you may claim more than once. If we pay a claim that is less than the cover limit, the percentage of the sum assured payable for this benefit will reduce accordingly. We will not pay this benefit if the insured suffered symptoms of, had investigations for, or was diagnosed with, the illnesses or conditions at any time before or within 90 days from the cover start date. Please refer to the policy contract for further details and definitions of insured events.
- We will pay the female surgeries benefit up to the limit shown in the benefit table. The total amount paid under this benefit will not exceed 50% of the sum assured. If the insured underwent multiple female surgeries due to the same condition, we will only pay for one female surgery which has the highest benefit limit. You can claim for each female surgery only once, except for surgeries due to cancer. If we pay a claim that is less than the cover limit, the percentage of the sum assured payable for this benefit will reduce accordingly. We will not pay this benefit if the insured suffered symptoms of, had investigations for, or was diagnosed with, the illnesses or conditions at any time before or within 90 days from the cover start date. Please refer to the policy contract for further details and definitions of the insured events.
- We will pay this support benefit up to the limit shown in the benefit table. The total amount paid under this benefit will not exceed 100% of the sum assured. If we pay a claim that is less than the cover limit, the percentage of the sum assured payable for this benefit will reduce accordingly. We will not pay this benefit if the insured suffered symptoms of, had investigations for, or was diagnosed with, the illnesses or conditions at any time before or within 90 days from the cover start date, unless it is for reconstructive surgery benefit due to accidental burns or accident, or outpatient psychiatric benefit due to disfigurement from accidental burns or death of the insured’s spouse or child. Please refer to the policy contract for further details and definitions of the insured events.
Information is correct as at 29 August 2023.
