24-hour worldwide protection against accident for as little as $3 per student per year.
Your coverage at a glance.
|Description||Limits of compensation|
|Medical expenses |
(Includes medical, surgical, and hospital fees)
|Up to $3,000 for one accident for no more than three different accidents each policy year |
(Fees and charges must be charged within a year from the accident date)
|Hospital cash benefit||$10.70 for each full day of hospital stay (Up to 365 days from the date of accident)|
|Schedule of losses ||The total we will pay per accident is $20,000 |
(Payable within 90 days from the date of accident)
|i. Loss of life||$10,000|
|ii. Total paralysis through injuries||$20,000|
|iii. Loss of any two limbs||$20,000|
|iv. Loss of one limb||$10,000|
|v. Loss of sight of both eyes||$20,000|
|vi. Loss of sight of one eye||$10,000|
|vii. Total loss of speech||$10,000|
|viii. Total loss of hearing||$10,000|
|ix. Loss of hearing in one ear||$5,000|
|x. Loss of thumb||$2,500|
|xi. Loss of index finger||$2,500|
|xii. Loss of phalanx of thumb||$1,500|
|xiii. Loss of any finger other than index finger||$1,000|
|xiv. Loss of any one toe||$1,000|
|xv. Cost of artificial limb||Up to $3,000|
We will not pay extra compensation for any specific item which is part of a greater item due under this policy. For example, we will pay the insured person for the loss of limb, but we will not pay the insured person again for the loss of finger or thumb.
The maximum compensation for several disabilities including death due to any one accident is $20,000 per insured person.
The maximum total compensation for any one accident is $5,000,000 or the total sum assured (whichever is less), no matter how many insured persons claim under this policy for that accident.
Who this is for.
Children must be between 2 months and 14 years old (age last birthday) and must be registered with your centre.
Principals, teachers and non-teaching staff must be 69 years old and below (age last birthday) and must be registered with your centre.
Apply for Junior Protection Plan.
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Personal Accident Insurance
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Learn more about personal accident insurance.